M-Partner
ActiveM-Partner has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-861. Equity is shrinking by ~8.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 53% of 1396 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency80▲+7
Growth55=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
26 d late
2023
27 d late
2022
31 d late
2021
26 d late
2020
30 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€88k▼ 92.7%
2022 · €1.20M
2018: €124k
2019: €85k
2020: €85k
2021: €300k
2022: €1.20M
2018 → 2023
EBIT margin
6.5%▲ 9.2pp
2022 · -2.7%
2018: -159.0%
2019: -237.6%
2020: -139.8%
2021: -8.9%
2022: -2.7%
2018 → 2023
Net result
€-861
2024 · €639k
2018: €-201k
2019: €-214k
2020: €-140k
2021: €-53k
2022: €-61k
2023: €-29k
2024: €639k
2018 → 2025
Working capital
€2k▼ 32.3%
2024 · €3k
2018: €-114k
2019: €-364k
2020: €-505k
2021: €-553k
2022: €-610k
2023: €-637k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€300k-€1.20M▲ 301%€88k▼ 92.7%
Equity€-546k-€-608k▼ 11.2%€-637k▼ 4.8%€3k€2k▼ 32.3%
Operating result€-27k-€-32k▼ 20.6%€6k€641k▲ 11,114%€-540
Net result€-53k-€-61k▼ 15.1%€-29k▲ 52.6%€639k€-861
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €540 after €641k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4k
Equity
€2k▼ 32.3%
Debt
€2k▼ 42.8%
The debt ratio falls from 62.0% to 58.0%: debt falls faster than equity shrinks.
Key figures and ratios
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€4k▼
Current assets29/58€7k€4k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€620-
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€714€414▼
Deferred charges and accrued income490/1€566€81▼
Equity and liabilities
Total equity and liabilities10/49€7k€4k▼
Equity10/15€3k€2k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-59k€-60k▼
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€26-
Taxes450/3€26-
Other amounts payable47/48€1k-
Income statement
Code20242025
Non-recurring operating income76A€643k-
Goods, raw materials, services and sundry goods60/61€9k€2k▼
Other operating charges640/8€2k€562▼
Gross operating margin9900€643k€22▼
Operating profit (loss)9901€641k€-540▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€2k€332▼
Recurring financial charges65€2k€332▼
Profit (loss) for the period before taxes9903€639k€-861▼
Income taxes67/77€26-
Profit (loss) for the period9904€639k€-861▼
Profit (loss) for the period to be appropriated9905€639k€-861▼
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-60k▼
Profit (loss) brought forward from the previous period14P€-699k€-59k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Back to profitnet €639k
Net result €639k after 6 loss-making years.
31-12
Financial
Liquidity times 94current ratio 1.61
Current ratio from 0.02 to 1.61; short-term debt falls from €648k to €4k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-214k
Net result drops to €-214k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 33 A2550 KontichGround area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
The Maffia
since 20172.268.782.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 2,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-08-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64999Other financial services
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.