Camor Consulting
ActiveThe computed 12-month bankruptcy probability of Camor Consulting is 2.1% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-8k. Equity is shrinking by ~485.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 16935 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+20
Growth32=
Stability94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
28 d early
2023
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k
2024 · €2k
2023: €58k
2024: €2k
2023 → 2025
Total assets
€4k▼ 88.6%
2024 · €38k
2023: €81k
2024: €38k
2023 → 2025
Net result
€-8k▲ 84.9%
2024 · €-56k
2023: €56k
2024: €-56k
2023 → 2025
Working capital
€-8k▼ 266%
2024 · €-2k
2023: €51k
2024: €-2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€58k-€2k▼ 96.9%€-7k
Operating result€71k-€-56k€-8k▲ 85.6%
Net result€56k-€-56k€-8k▲ 84.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €56k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€1k▼ 65.3%
Current assets
€3k▼ 90.9%
Key figures and ratios
EBITDA
€-5k▲
2024 · €-53k
Cash flow
€-6k▲
2024 · €-53k
Interest coverage
-12.34▲
2024 · -202.56
Debt
€11k▼
2024 · €36k
Debt ≤ 1 year
€11k▼
2024 · €36k
Staff costs
€0▼
2024 · €551
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€4k▼
Formation expenses20€408€0▼
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Plant, machinery and equipment23€2k€631▼
Furniture and vehicles24€2k€601▼
Current assets29/58€34k€3k▼
Cash at bank and in hand54/58€34k€3k▼
Equity and liabilities
Total equity and liabilities10/49€38k€4k▼
Equity10/15€2k€-7k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-194€-9k▼
Amounts payable17/49€36k€11k▼
Amounts payable within one year42/48€36k€11k▼
Trade debts44€11k€360▼
Suppliers440/4€11k€360▼
Taxes, remuneration and social security45€20k€6k▼
Taxes450/3€15k€6k▼
Remuneration and social security454/9€4k€287▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€551€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Gross operating margin9900€-53k€-5k▲
Operating profit (loss)9901€-56k€-8k▲
Financial charges65/66B€263€430▲
Recurring financial charges65€263€430▲
Profit (loss) for the period before taxes9903€-56k€-8k▲
Profit (loss) for the period9904€-56k€-8k▲
Profit (loss) for the period to be appropriated9905€-56k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-194€-9k▼
Profit (loss) brought forward from the previous period14P€56k€-194▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-56k ▼200%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reebokstraat 91000 BrusselGround area
128 m²
Building footprint
115 m²
Volume, LiDAR
1,647 m³
Parcel 21809K0418/00K000, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Camor Consulting
since 20222.342.048.271
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0418/00K000 | Brussels | 128 m² | 1 · 115 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 2,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.