Active BE 0777.906.247Private limited company

M&O BOUW

Frans van Kalkenlaan 9 ·1070 Anderlecht, Belgium· 4 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of M&O BOUW is 6.7% (elevated). The 2023 annual accounts show equity of €68k and a net result of €12k. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€68k
Net result	€12k
Active	4 yrs
Board	1

Snowflake analysis 5 of 5 axes measured · computed by Checked

82 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 85

Solvency 91

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

6.7% Elevated

0%0,5%1,5%4%10%≥25%

Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 15-01-2025 with the NBB · fiscal year 2023 · micro

Operating resultNet result

EBITDA

€20k

- 22-23

Net profit

€12k

-79.5% 22-23

Cash flow

€19k

- 22-23

Total assets

€146k

+147.7% 22-23

Equity

€68k

+20.5% 22-23

Working capital

€53k

-5.7% 22-23

Staff costs

€587

- 22-23

Debt

€78k

+2764.5% 22-23

Debt ≤ 1y

€50k

+1744.5% 22-23

Debt > 1y

€28k

- 22-23

Current ratio

2.05

-90.5% 22-23

Quick ratio

2.05

-90.5% 22-23

Solvency

46.4%

-51.4% 22-23

Debt / equity

1.16

+2277.3% 22-23

ROE

17.0%

-83.0% 22-23

ROA

7.9%

-91.7% 22-23

Interest coverage

19.48

- 22-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	€20k
Net profit	€12k
Cash flow	€19k
Staff costs	€587
Income taxes	-
Dividends	-
Total assets	€146k
Equity	€68k
Debt	€78k
of which ≤ 1y	€50k
of which > 1y	€28k
Working capital	€53k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	2.05
Quick ratio	2.05
Working capital ratio	36.3%
Solvency	46.4%
Debt / equity	1.16
Long-term debt ratio	0.41
Interest coverage	19.48
Gross margin	-
Net margin	-
ROA	7.9%
ROE	17.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €43k · 29.2% Current assets €103k · 70.8%

Equity & liabilities

Equity €68k · 46.4% Debt €78k · 53.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€146k
Fixed assets	21/28	€43k
Tangible fixed assets	22/27	€43k
Current assets	29/58	€103k
Amounts receivable within one year	40/41	€77k
Cash & bank	54/58	€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€146k
Equity	10/15	€68k
Contributions / capital	10/11	€0
Reserves	13	€1k
Accumulated profits (losses)	14	€67k
Amounts payable	17/49	€78k
Amounts payable after one year	17	€28k
Amounts payable within one year	42/48	€50k
Trade debts payable within one year	44	€0
Income statement
Gross operating margin	9900	€23k
Operating result	9901	€13k
Financial charges	65	€1k
Result before taxes	9903	€12k
Net result for the period	9904	€12k
Result to be appropriated	9905	€12k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

MUÇA ERGIS
Director
State Gazette act 22151879 (27-12-2022)

Current
01-11-2022 → present

Former directors (3)

BLEDAR LIKA
Director
State Gazette act 23139472 (03-11-2023)

Former
- → 30-09-2023
SALARIA GERARD
Director
State Gazette act 22151879 (27-12-2022)

Former
01-11-2022 → 31-12-2022
2 events
- 31-12-2022 Resigned· Director
- 01-11-2022 Appointed· Director
HAGJIJA MELAIM
Director
State Gazette act 22067778 (07-06-2022)

Former
- → 12-05-2022

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	01-12-2021
Status	Active
Postal code	1070

Establishment units 1 location

M&O BOUW

Coppenolstraat 5, 2000 AntwerpenZagen en schaven van hout

since 20212.324.649.342

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21306D0325/00F000	Brussels	2,312 m²	1 · 1,725 m²	40.0 m · 1 fl.
11002A0933/00A000 ProtectedMonumentSamenstel van twee neoclassicistisch burgerhuizenSource ↗	Flanders	733 m²	1 · 597 m²	18.5 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-01-2025

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

03-11-2023

State Gazette act Capital & shares

03-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

27-12-2022

State Gazette act Director changes

16-11-2022

State Gazette act Capital & shares

07-06-2022

State Gazette act Capital & shares

Belgisch Staatsblad, acts 4 acts

Capital history · 3

03-11-2023

Capital change

16-11-2022

Capital change

07-06-2022

Capital change

All acts · 4 updated 2 years ago

2023

03-11-2023 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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2022

27-12-2022 2 directors appointed Director changes

SALARIA GERARD, Bestuurder
MUÇA ERGIS, Bestuurder

Original publication ↗

Technical details

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16-11-2022 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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07-06-2022 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

M&O BOUW

Registered office

Frans van Kalkenlaan 9 bus BG0

1070 Anderlecht, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.