M.N.T.
ActiveM.N.T. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €5k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+17
Solvency100=
Growth56=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 7.53 in 2024; short-term debt: 24.8% and cash: 12% of total assets), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.2%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d late
2023
61 d late
2022
31 d late
2021
153 d late
2020
27 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€393k▼ 5.9%
2018 · €417k
2018: €417k
2018 → 2019
EBIT margin
0.3%▲ 0.1pp
2018 · 0.2%
2018: 0.2%
2018 → 2019
Net result
€5k▼ 17.0%
2024 · €6k
2018: €446
2019: €735
2020: €9k
2021: €16k
2022: €8k
2023: €8k
2024: €6k
2018 → 2025
Working capital
€38k▼ 34.5%
2024 · €58k
2018: €9k
2019: €10k
2020: €20k
2021: €37k
2022: €46k
2023: €52k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€45k▲ 21.7%€53k▲ 18.1%€59k▲ 10.9%€63k▲ 8.2%
Operating result€22k-€9k▼ 58.3%€9k▲ 2.0%€7k▼ 27.1%€7k▲ 9.3%
Net result€16k-€8k▼ 51.3%€8k▲ 1.4%€6k▼ 28.8%€5k▼ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€25k▲ 3,326%
Current assets
€59k▼ 11.9%
Equity and liabilities €84k
Equity
€63k▲ 8.2%
Debt
€21k▲ 136%
The debt ratio rises from 13.1% to 24.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Solvency
75.2%▼
2024 · 86.9%
Current ratio
2.81▼
2024 · 7.53
Quick ratio
2.38▼
2024 · 6.51
Debt / equity
0.33▲
2024 · 0.15
ROE
7.5%▼
2024 · 9.8%
ROA
5.7%▼
2024 · 8.5%
Interest coverage
6.59
Debt
€21k▲
2024 · €9k
Debt ≤ 1 year
€21k▲
2024 · €9k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€84k▲
Fixed assets21/28€744€25k▲
Tangible fixed assets22/27€0€25k▲
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€25k▲
Financial fixed assets28€744€744=
Current assets29/58€67k€59k▼
Stocks and contracts in progress3€9k€9k=
Stocks30/36€9k€9k=
Amounts receivable within one year40/41€51k€40k▼
Trade receivables40€7k€16k▲
Other amounts receivable41€44k€23k▼
Cash at bank and in hand54/58€7k€10k▲
Equity and liabilities
Total equity and liabilities10/49€67k€84k▲
Equity10/15€59k€63k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€50k€55k▲
Amounts payable17/49€9k€21k▲
Amounts payable within one year42/48€9k€21k▲
Trade debts44€5k€19k▲
Suppliers440/4€5k€19k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€3k€2k▼
Gross operating margin9900€21k€11k▼
Operating profit (loss)9901€7k€7k▲
Financial income75/76B€825-
Recurring financial income75€825-
Financial charges65/66B€281€1k▲
Recurring financial charges65€281€1k▲
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€55k▲
Profit (loss) brought forward from the previous period14P€45k€50k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 13.99
Current ratio from 6.38 to 13.99; short-term debt falls from €9k to €4k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
Financial
Highest result since 2018net €16k ▲73.3%
Operating result €22k, net result €16k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Visé 4034020 LiègeGround area
193 m²
Building footprint
103 m²
Volume, LiDAR
957 m³
Parcel 62113B0840/00H004, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue de Visé 403, 4020 Liège
since 20022.099.109.593
M.N.T. SPRL
since 20082.169.802.205
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62113B0840/00H004 | Wallonia | 193 m² | 1 · 103 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLiège2.099.109.593
Liège2.169.802.205
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Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2001
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.