KWIK-E-MART
ActiveKWIK-E-MART has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €2k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
69
/ 100
Healthy▼ -20 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability41▼-7
Solvency85▼-15
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 4.02 in 2022), but 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45%
Return on assets
3.7%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-02-2026, 202 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
202 d late
2022
130 d late
2021
58 d late
2020
30 d late
2019
56 d late
2018
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k▲ 11.2%
2022 · €27k
2018: €25k
2019: €22k
2020: €23k
2021: €24k
2022: €27k
2018 → 2024
Total assets
€67k▲ 88.2%
2022 · €35k
2018: €50k
2019: €85k
2020: €51k
2021: €46k
2022: €35k
2018 → 2024
Net result
€2k▼ 4.3%
2022 · €3k
2018: €-1k
2019: €-4k
2020: €930
2021: €2k
2022: €3k
2018 → 2024
Working capital
€29k▲ 12.5%
2022 · €26k
2018: €16k
2019: €13k
2020: €16k
2021: €22k
2022: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€22k-€23k▲ 4.3%€24k▲ 7.7%€27k▲ 10.6%€30k▲ 11.2%
Operating result€-4k-€1k€3k▲ 146%€3k▲ 7.8%€3k▼ 6.1%
Net result€-4k-€930€2k▲ 87.7%€3k▲ 47.7%€2k▼ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2022.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €67k
Fixed assets
€1k▼ 13.3%
Current assets
€65k▲ 92.4%
Equity and liabilities €67k
Equity
€30k▲ 11.2%
Debt
€37k▲ 334%
The debt ratio rises from 23.9% to 55.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€3k▼
2022 · €3k
Cash flow
€3k▼
2022 · €3k
Solvency
45.0%▼
2022 · 76.1%
Current ratio
1.78▼
2022 · 4.02
Quick ratio
0.41▼
2022 · 0.75
Debt / equity
1.22▲
2022 · 0.31
ROE
8.2%▼
2022 · 9.6%
ROA
3.7%▼
2022 · 7.3%
Interest coverage
40.62▲
2022 · 21.40
Debt
€37k▲
2022 · €8k
Debt ≤ 1 year
€37k▲
2022 · €8k
Income taxes
€232▲
2022 · €210
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€35k€67k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Plant, machinery and equipment23€1k€1k▼
Current assets29/58€34k€65k▲
Stocks and contracts in progress3€28k€50k▲
Stocks30/36€28k€50k▲
Amounts receivable within one year40/41-€10k
Trade receivables40-€6k
Other amounts receivable41-€5k
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€1k€529▼
Equity and liabilities
Total equity and liabilities10/49€35k€67k▲
Equity10/15€27k€30k▲
Contributions10/11€11k€11k=
Reserves13€908€908=
Non-distributable reserves130/1€908€908=
Reserves not available under the articles1311€908€908=
Profit (loss) carried forward14€15k€18k▲
Amounts payable17/49€8k€37k▲
Amounts payable within one year42/48€8k€37k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€524€232▼
Taxes450/3€524€232▼
Other amounts payable47/48€7k€35k▲
Income statement
Code20222024
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€475€95▼
Other operating charges640/8€9k€7k▼
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€3k€3k▼
Financial charges65/66B€160€71▼
Recurring financial charges65€160€71▼
Profit (loss) for the period before taxes9903€3k€3k▼
Income taxes67/77€210€232▲
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€18k▲
Profit (loss) brought forward from the previous period14P€12k€15k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 202 days late
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
2022
31-12
Financial
Highest result since 2018net €3k ▲47.7%
Operating result €3k, net result €3k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €930
Net result €930 after 2 loss-making years.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
02-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
AQIL Mohammad
CurrentDirector · since 20-12-2023
HUSSAIN Tajammal
CurrentDirector · since 20-12-2023
20-12-2023
AQIL Mohammad: Appointed as Director
20-12-2023
HUSSAIN Tajammal: Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 2922020 AntwerpenGround area
238 m²
Building footprint
177 m²
Volume, LiDAR
1,589 m³
2 parcels, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
KWIK-E-MART
since 20032.126.597.118
KWIK-E-Mart
since 20152.241.139.765
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2413/00D014 | Flanders | 152 m² | 1 · 117 m² | 13.1 m · 3 fl. |
| 11809I2413/00V008 | Flanders | 86 m² | 1 · 60 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.126.597.118
Antwerpen2.241.139.765
Similar companies · same sector, comparable size
COOPECO
BE 0667.747.109
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TLT LOGISTICS
BE 0760.494.945
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SHOP & SERVICES
BE 0666.749.393
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NASRIN
BE 0760.930.752
Elsene · Eq €30k
ARAM
BE 0445.239.601
Schaarbeek · Eq €30k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,367 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2002
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.