M.M VALUE
ActiveSummary
The computed 12-month bankruptcy probability of M.M VALUE is 2.9% (moderate). The 2025 annual accounts show negative equity (-€33,900) and a net result of €1,534. Equity is shrinking by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 18606 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,196 | €1,262 | €1,329 | ▲ 5.3% |
| Other operating charges640/8 | €0 | €50 | €125 | ▲ 150% |
| Gross operating margin9900 | -€28,542 | -€1,969 | €3,130 | ▲ 259% |
| Operating profit (loss)9901 | -€29,737 | -€3,282 | €1,676 | ▲ 151% |
| Financial charges65/66B | €67 | €176 | €143 | ▼ 18.9% |
| Recurring financial charges65 | €67 | €176 | €143 | ▼ 18.9% |
| Profit (loss) for the period before taxes9903 | -€29,804 | -€3,457 | €1,534 | ▲ 144% |
| Profit (loss) for the period9904 | -€29,804 | -€3,457 | €1,534 | ▲ 144% |
| Profit (loss) for the period to be appropriated9905 | -€29,804 | -€3,457 | €1,534 | ▲ 144% |
| Line | 2021 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €7,029 | €5,654 | €10,827 | ▲ 91.5% |
| Formation expenses20 | €727 | €182 | - | - |
| Fixed assets21/28 | €4,388 | €1,147 | - | - |
| Intangible fixed assets21 | €4,388 | €1,147 | - | - |
| Current assets29/58 | €1,914 | €4,325 | €10,827 | ▲ 150% |
| Amounts receivable within one year40/41 | €1,876 | €4,325 | €3,894 | ▼ 10.0% |
| Trade receivables40 | €1,430 | €3,894 | €3,894 | = |
| Other amounts receivable41 | €445 | €431 | - | - |
| Cash at bank and in hand54/58 | €38 | - | €6,933 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €7,029 | €5,654 | €10,827 | ▲ 91.5% |
| Equity10/15 | -€9,804 | -€35,433 | -€33,900 | ▲ 4.3% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€29,804 | -€55,433 | -€53,900 | ▲ 2.8% |
| Amounts payable17/49 | €16,833 | €41,087 | €44,727 | ▲ 8.9% |
| Amounts payable within one year42/48 | €16,833 | €41,087 | €44,727 | ▲ 8.9% |
| Financial debts43 | - | €19 | - | - |
| Credit institutions430/8 | - | €19 | - | - |
| Trade debts44 | €1,398 | €4,811 | €6,914 | ▲ 43.7% |
| Suppliers440/4 | €1,398 | €4,811 | €6,914 | ▲ 43.7% |
| Taxes, remuneration and social security45 | - | €288 | €575 | ▲ 99.4% |
| Taxes450/3 | - | €288 | €575 | ▲ 99.4% |
| Other amounts payable47/48 | €15,435 | €35,968 | €37,238 | ▲ 3.5% |
| Line | 2021 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€29,804 | -€3,457 | €1,534 | ▲ 144% |
| + Depreciation and write-downs630 | €1,196 | €1,262 | €1,329 | ▲ 5.3% |
| Operating cash flow (approximation) | -€28,608 | -€2,195 | €2,862 | ▲ 230% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue J.B. Romain 224900 Spa1 establishment unit
Similar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.