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Complete company report
Generated 19-08-2026
Active BE 0784.327.053Private limited company

M&M BUILDINGS

Sint-Lutgardisstraat 6 ·3550 Heusden-Zolder, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of M&M BUILDINGS is 4.4% (elevated). The 2024 annual accounts show negative equity (€-14k) and a net result of €-15k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-14k
Net result €-15k
Active 4 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.4% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0Operating result 2023: €-3k€-3kNet result 2023: €-3k€-3kOperating result 2024: €-13k€-13kNet result 2024: €-15k€-15k20232024
Operating resultNet result
EBITDA
€-13k
- 23-24
Net profit
€-15k
-418.3% 23-24
Cash flow
€-14k
-242913.9% 23-24
Total assets
€335k
+11076.1% 23-24
Equity
€-14k
- 23-24
Working capital
€-170k
- 23-24
Debt
€349k
+12385.8% 23-24
Debt ≤ 1y
€172k
+6048.9% 23-24
Show 8 other metrics
Debt > 1y
€177k
- 23-24
Current ratio
0.01
-98.8% 23-24
Quick ratio
0.01
-98.8% 23-24
Solvency
-4.3%
- 23-24
Debt / equity
-24.37
- 23-24
ROE
101.4%
- 23-24
ROA
-4.3%
+95.4% 23-24
Interest coverage
-8.00
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-13k
Net profit€-15k
Cash flow€-14k
Staff costs-
Income taxes-
Dividends-
Total assets€335k
Equity€-14k
Debt€349k
of which ≤ 1y€172k
of which > 1y€177k
Working capital€-170k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.01
Quick ratio0.01
Working capital ratio-50.7%
Solvency-4.3%
Debt / equity-24.37
Long-term debt ratio-12.37
Interest coverage-8.00
Gross margin-
Net margin-
ROA-4.3%
ROE101.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€335k
Fixed assets 21/28€332k
Tangible fixed assets 22/27€332k
Current assets 29/58€2k
Amounts receivable within one year 40/41€581
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€335k
Equity 10/15€-14k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-17k
Amounts payable 17/49€349k
Amounts payable after one year 17€177k
Amounts payable within one year 42/48€172k
Trade debts payable within one year 44€887
Income statement
Gross operating margin 9900€-9k
Operating result 9901€-13k
Financial charges 65€2k
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Atci Metin
    Director
    State Gazette act 24139353 (26-09-2024)
    Current
    30-07-2024 → present
Former directors (1)
  • Öztürk Mustafa
    Director
    State Gazette act 24139353 (26-09-2024)
    Former
    - → 30-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation01-04-2022
StatusActive
Postal code3550
Establishment units 1 location
M&M BUILDINGS
Heerbaan 127, 3582 BeringenHoldings
since 20222.329.586.939
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71522D0299/00W000 Flanders 243 m² 1 · 137 m² 10.7 m · 1 fl.
71025A1047/00S000 Flanders 152 m² 1 · 88 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
23-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
26-09-2024
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
26-09-2024 1 director appointed, 1 resigning Director changes
  • Atci Metin, Bestuurder
  • Öztürk Mustafa, Bestuurder
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
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        "name": "\u00D6zt\u00FCrk Mustafa",
        "address": "Motstraat 1, 3570 Alken",
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      },
      "reason": null,
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      "effective_date": "2024-07-30",
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      "decharge_status": null,
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    },
    {
      "kind": "director_in",
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      "person": {
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        "address": "Stadsomvaart 14/1, 3500 Hasselt",
        "birth_date": null,
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      },
      "reason": null,
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      "effective_date_qualifier": "immediate"
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-09-26",
    "filing_date": "2024-09-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-07-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0784.327.053",
    "name_full": "M \u0026 M Buildings",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL M&M BUILDINGS
Registered office
Sint-Lutgardisstraat 6 bus B
3550 Heusden-Zolder, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative