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Complete company report
Generated 27-07-2026
Active BE 1006.525.448Private limited company

M & L

Brusselstraat 51 ·2018 Antwerpen, Belgium· 2 yrs active
Sector: NACE 95316 (95316)
Conclusion Checked

The computed 12-month bankruptcy probability of M & L is 1.2% (low). The 2024 annual accounts show negative equity (€-4k) and a net result of €-6k. Its net result ranks better than 15% of 112 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-4k
Net result €-6k
Better than sector 15%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health35Profitability100Solvency100Growth50Stability67
70 / 100

Strong profile, led by profitability.

Health 35
Profitability 100
Solvency 100
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
35 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 06-10-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Net result €-6k €58k
better than 15% of 112 sector peers
Equity €-4k €182k
better than 9% of 112 sector peers
Gross operating margin €-6k €350k
better than 5% of 112 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€-6k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets-
Equity€-4k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency-
Debt / equity-1.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-
ROE156.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Equity & liabilities
Equity 10/15€-4k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-6k
Result before taxes 9903€-6k
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
Ratios computed by Checked.
Legal Structure
NACE primary 95316
Legal form Private limited company(610)
Incorporation28-02-2024
StatusActive
Postal code2018
Establishment units 1 location
M & L
Oud-Strijderslaan (HRT) 16, 2200 HerentalsWassen en poetsen van motorvoertuigen
since 20242.358.848.671
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13011B0681/00W000 Flanders 660 m² 1 · 308 m² 6.0 m · 1 fl.
11811L3838/00N000 Flanders 261 m² 1 · 261 m² 22.5 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
06-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
05-08-2024
State Gazette act Capital & shares
Belgisch Staatsblad, acts 1 acts
Capital history · 1
05-08-2024
Capital change
All acts · 1 updated 1 year ago
2024
05-08-2024 All shares are now held by a single shareholder Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Sheikh Lugman Ahmad",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 100,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Maarij Waseen",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 0,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2024-07-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2024-07-24",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-07-04"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1006.525.448",
    "name_full": "M \u0026 L",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Sheikh Luqman Ahmad",
      "role": "Bestuurder",
      "n_shares": 100,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Maarij Waseen",
      "role": null,
      "n_shares": 0,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Wassen en poetsen van motorvoertuigen45206Wassen en poetsen van motorvoertuigen95316
Primary activity highlighted.
Names & trade names
Legal nameNL M & L
Registered office
Brusselstraat 51
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative