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M finance

Active Risk: not assessed
Private limited companyfounded 2025active for 1 yearGempstraat 12, 3390 Tielt-Winge, BelgiumKBO/BCE: BE 1027.129.634
Summary

M finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17,443 and a net result of -€7,557. Its solvency ranks better than 93% of 2,991 sector peers (NACE 66, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
3 sites
Size
€18,725total assets 2025
Equity
€17,443
Loss
-€7,557
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 36 days early
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
36 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: VOF Felix (director)Permanent representative: Maarten Felix J…
  3. IncorporationAppointment: Felix (director) · Permanent…

Key points

  • Caution: Among the weakest 11% on net resultsector median €32,979 · 2,992 companies -€7,557 View
  • Founded 13 months agofounded 02-09-2025 13 months View
  • New directorlatest change 01-03-2026 · 2 in office 1 joined View

By topic

Financials

Financial year
2025
Total assets
€18,725
Loss
-€7,557
Solvency
93.2%
Go to Financials

Company details

Sites
3
Legal form
Private limited company
Activity
Insurance agents and brokersNACE 66220
Founded
02-09-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Who signs
Each director alone
Annual meeting
First Saturday of June at 14:00
Purpose
“Het verlenen van diensten van verzekeringsmakelaar; Het verlenen van diensten van…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

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