Active BE 0760.760.805Private limited company

M-DL Care

Bavikhoofsestraat 177 ·8520 Kuurne, Belgium· 5 yrs active

Sector: Kinderdagverblijven en crèches (88911)

Conclusion Checked

The computed 12-month bankruptcy probability of M-DL Care is 0.7% (low). The 2024 annual accounts show equity of €28k and a net result of €3k. Its solvency ranks better than 55% of 186 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€28k
Net result	€3k
Better than sector	55%
Active	5 yrs

Financial profile 4 of 5 axes measured · computed by Checked

65 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 74

Profitability 44

Solvency 64

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

74 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 88 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	37.5%	34.8%	better than 55% of 186 sector peers
Net result	€3k	€19k	better than 29% of 186 sector peers
Equity	€28k	€34k	better than 45% of 186 sector peers
Gross operating margin	€19k	€171k	better than 13% of 185 sector peers
Total assets	€76k	€107k	better than 33% of 186 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€18k
Net profit	€3k
Cash flow	€17k
Staff costs	-
Income taxes	€1k
Dividends	-
Total assets	€76k
Equity	€28k
Debt	€47k
of which ≤ 1y	€33k
of which > 1y	€15k
Working capital	€8k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.24
Quick ratio	1.24
Working capital ratio	10.1%
Solvency	37.5%
Debt / equity	1.67
Long-term debt ratio	0.52
Interest coverage	76.54
Gross margin	-
Net margin	-
ROA	3.3%
ROE	8.9%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €36k · 46.9% Current assets €40k · 53.1%

Equity & liabilities

Equity €28k · 37.5% Debt €47k · 62.5%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€76k
Fixed assets	21/28	€36k
Tangible fixed assets	22/27	€36k
Current assets	29/58	€40k
Amounts receivable within one year	40/41	€26k
Cash & bank	54/58	€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€76k
Equity	10/15	€28k
Contributions / capital	10/11	€700
Reserves	13	€28k
Amounts payable	17/49	€47k
Amounts payable after one year	17	€15k
Amounts payable within one year	42/48	€33k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€19k
Operating result	9901	€4k
Financial charges	65	€241
Result before taxes	9903	€4k
Income taxes	67/77	€1k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

DE LAENDER Melissa
Statutair bestuurder
State Gazette act 25318843 (18-03-2025)

Current
14-03-2025 → present
2 events
- 14-03-2025 Resigned· Manager
- 14-03-2025 Appointed· Statutair bestuurder
DE LAENDER Melissa Christiane Sabrina
Statutair bestuurder
State Gazette act 25318843 (18-03-2025)

Current
14-03-2025 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Kinderdagverblijven en crèches(88911)
Legal form	Private limited company(610)
Incorporation	04-01-2021
Status	Active
Postal code	8520

Establishment units 2 locations

De Laender

Bavikhoofsestraat 177, 8520 KuurneHandelsbemiddeling in de niet-gespecialiseerde groothandel

since 20212.319.452.815

Kinderdagverblijf De Honingbij

Deerlijkseweg 13, 8790 WaregemKinderdagverblijven en crèches

since 20252.374.829.422

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34023C0030/00K000	Flanders	801 m²	1 · 236 m²	7.0 m · 2 fl.
34453E0222/00T000	Flanders	516 m²	1 · 112 m²	6.2 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

01-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

18-03-2025

State Gazette act Director changes

Willem TAELMAN

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

18-03-2025 2 directors appointed, 1 resigning, 1 reappointed Director changes·Willem TAELMAN

DE LAENDER Melissa Christiane Sabrina, Statutair bestuurder
DE LAENDER Melissa, Statutair bestuurder
DE LAENDER Melissa, Zaakvoerder
DE LAENDER Vanessa Laura Patricia, Statutair bestuurder

Notary: Willem TAELMAN · DeerlijkFirm: Geassocieerde Notarissen Deerlijk

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Kinderdagverblijven en crèches88911

Primary activity highlighted.

Names & trade names

Legal nameNL

M-DL Care

Registered office

Bavikhoofsestraat 177

8520 Kuurne, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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