M-CONSULT & DEV.
ActiveM-CONSULT & DEV. has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €282k and a net result of €49k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▲+7
Solvency49▲+3
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 0.91 in 2023; short-term debt: 13.3% and cash: 0.2% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
4 d early
2022
43 d early
2021
11 d early
2020
32 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€229k▲ 7.4%
2022 · €214k
2018: €79k
2022: €214k
2018 → 2023
EBIT margin
10.7%▼ 28.5pp
2022 · 39.1%
2018: 60.8%
2022: 39.1%
2018 → 2023
Net result
€49k▲ 13,028%
2023 · €370
2018: €32k
2019: €60k
2020: €25k
2021: €47k
2022: €45k
2023: €370
2018 → 2024
Working capital
€59k
2023 · €-13k
2018: €41k
2019: €91k
2020: €65k
2021: €-37k
2022: €-6k
2023: €-13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€214k€229k▲ 7.4%
Equity€141k-€188k▲ 33.5%€233k▲ 24.0%€233k▲ 0.2%€282k▲ 20.8%
Operating result€43k-€80k▲ 84.4%€84k▲ 4.6%€24k▼ 70.7%€97k▲ 296%
Net result€25k-€47k▲ 85.1%€45k▼ 4.4%€370▼ 99.2%€49k▲ 13,028%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 296% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.16M
Fixed assets
€949k▼ 4.3%
Current assets
€214k▲ 71.0%
Equity and liabilities €1.16M
Equity
€282k▲ 20.8%
Debt
€881k▼ 0.3%
The debt ratio falls from 79.1% to 75.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141k▲
2023 · €64k
Cash flow
€92k▲
2023 · €40k
Solvency
24.2%▲
2023 · 20.9%
Current ratio
1.38▲
2023 · 0.91
Quick ratio
1.38▲
2023 · 0.91
Debt / equity
3.12▼
2023 · 3.79
ROE
17.3%▲
2023 · 0.2%
ROA
4.2%▲
2023 · 0.0%
Interest coverage
5.52▲
2023 · 3.09
Debt
€881k▼
2023 · €884k
Debt ≤ 1 year
€155k▲
2023 · €138k
Debt > 1 year
€725k▼
2023 · €743k
Income taxes
€23k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.12M€1.16M▲
Fixed assets21/28€992k€949k▼
Tangible fixed assets22/27€992k€948k▼
Land and buildings22€987k€945k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€125€125=
Current assets29/58€125k€214k▲
Amounts receivable after more than one year29-€137k
Trade receivables290-€137k
Amounts receivable within one year40/41€108k€71k▼
Trade receivables40€33k€71k▲
Other amounts receivable41€75k-
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.16M▲
Equity10/15€233k€282k▲
Contributions10/11€19k€19k=
Reserves13€207k€252k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€205k€250k▲
Profit (loss) carried forward14€8k€11k▲
Amounts payable17/49€884k€881k▼
Amounts payable after more than one year17€743k€725k▼
Financial debts170/4€743k€725k▼
Amounts payable within one year42/48€138k€155k▲
Current portion of amounts payable after more than one year42€70k€62k▼
Financial debts43-€45k
Credit institutions430/8-€45k
Trade debts44€24k€8k▼
Suppliers440/4€24k€8k▼
Taxes, remuneration and social security45€43k€39k▼
Taxes450/3€43k€37k▼
Remuneration and social security454/9-€2k
Accrued charges and deferred income492/3€3k€754▼
Income statement
Code20232024
Turnover70€229k-
Goods, raw materials, services and sundry goods60/61€100k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€44k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€75k€46k▼
Other operating charges640/8€9k€12k▲
Gross operating margin9900€148k€198k▲
Operating profit (loss)9901€24k€97k▲
Financial charges65/66B€21k€26k▲
Recurring financial charges65€21k€26k▲
Profit (loss) for the period before taxes9903€4k€71k▲
Income taxes67/77€3k€23k▲
Profit (loss) for the period9904€370€49k▲
Profit (loss) for the period to be appropriated9905€370€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€56k▲
Profit (loss) brought forward from the previous period14P€7k€8k▲
Transfer to equity691/2-€45k
To other reserves6921-€45k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €370 ▼99.2%
Net result drops to €370, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €233k ▲24%
5 profitable years in a row build equity to €233k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €188k ▲33.5%
4 profitable years in a row build equity to €188k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €60k ▲90.3%
Net result €60k, the highest in the series.
31-12
Financial
Equity above €100kEq €115k ▲172%
2 profitable years in a row build equity to €115k.
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Station(N) 337730 EstaimpuisGround area
96 m²
Building footprint
60 m²
Volume, LiDAR
390 m³
Parcel 57058B0454/00E000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Station(N) 33, 7730 Estaimpuis
since 20162.255.285.731
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57058B0454/00E000 | Wallonia | 96 m² | 1 · 60 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@mconsult-dev.be