BSN Consulting
ActiveBSN Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €282k and a net result of €80k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-3
Solvency93▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 5.11 in 2023; short-term debt: 31.8% and cash: 31% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
35 d early
2022
11 d early
2021
5 d early
2020
26 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€282k▼ 1.5%
2023 · €286k
2018: €96k
2019: €181k
2020: €181k
2021: €195k
2022: €235k
2023: €286k
2018 → 2024
Total assets
€415k▲ 18.8%
2023 · €349k
2018: €168k
2019: €272k
2020: €332k
2021: €292k
2022: €350k
2023: €349k
2018 → 2024
Net result
€80k▲ 4.3%
2023 · €77k
2018: €25k
2019: €85k
2020: €51k
2021: €40k
2022: €79k
2023: €77k
2018 → 2024
Working capital
€251k▼ 1.9%
2023 · €256k
2018: €79k
2019: €160k
2020: €153k
2021: €165k
2022: €205k
2023: €256k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€181k-€195k▲ 8.1%€235k▲ 20.2%€286k▲ 22.0%€282k▼ 1.5%
Operating result€67k-€59k▼ 11.8%€115k▲ 95.0%€112k▼ 2.3%€113k▲ 0.5%
Net result€51k-€40k▼ 22.5%€79k▲ 99.1%€77k▼ 2.6%€80k▲ 4.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €415k
Fixed assets
€32k▲ 2.7%
Current assets
€383k▲ 20.4%
Equity and liabilities €415k
Equity
€282k▼ 1.5%
Debt
€133k▲ 112%
The debt ratio rises from 18.0% to 32.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€113k▲
2023 · €112k
Cash flow
€81k▲
2023 · €77k
Solvency
68.0%▼
2023 · 82.0%
Current ratio
2.90▼
2023 · 5.11
Quick ratio
2.90▼
2023 · 5.11
Debt / equity
0.47▲
2023 · 0.22
ROE
28.4%▲
2023 · 26.9%
ROA
19.3%▼
2023 · 22.0%
Interest coverage
38.21▲
2023 · 28.50
Debt
€133k▲
2023 · €63k
Debt ≤ 1 year
€132k▲
2023 · €62k
Income taxes
€32k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€349k€415k▲
Fixed assets21/28€31k€32k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€715▼
Other tangible fixed assets26-€1k
Financial fixed assets28€30k€30k=
Current assets29/58€318k€383k▲
Amounts receivable within one year40/41€133k€98k▼
Trade receivables40€133k€96k▼
Other amounts receivable41-€2k
Current investments50/53-€150k
Cash at bank and in hand54/58€185k€129k▼
Deferred charges and accrued income490/1€0€6k▲
Equity and liabilities
Total equity and liabilities10/49€349k€415k▲
Equity10/15€286k€282k▼
Contributions10/11€6k€6k=
Reserves13€280k€276k▼
Distributable reserves133€280k€276k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€63k€133k▲
Amounts payable within one year42/48€62k€132k▲
Trade debts44€653€668▲
Suppliers440/4€653€668▲
Taxes, remuneration and social security45€11k€27k▲
Taxes450/3€11k€27k▲
Other amounts payable47/48€50k€104k▲
Accrued charges and deferred income492/3€500€838▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72€550▲
Other operating charges640/8€1k€674▼
Gross operating margin9900€113k€114k▲
Operating profit (loss)9901€112k€113k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€108k€112k▲
Income taxes67/77€31k€32k▲
Profit (loss) for the period9904€77k€80k▲
Profit (loss) for the period to be appropriated9905€77k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€80k▲
Transfer from equity791/2€25k€85k▲
Transfer to equity691/2€77k€80k▲
To other reserves6921€77k€80k▲
Profit to be distributed694/7€25k€85k▲
Return on contributions (dividend)694€25k€85k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €235k ▲20.2%
5 profitable years in a row build equity to €235k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €85k ▲236%
Operating result €127k, net result €85k, both a record.
31-12
Financial
Equity above €150kEq €181k ▲88%
2 profitable years in a row build equity to €181k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putstraat(Hak) 733300 TienenGround area
874 m²
Building footprint
152 m²
Volume, LiDAR
916 m³
Parcel 24035D0115/00C000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BSN Consulting
since 20152.243.912.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24035D0115/00C000 | Flanders | 874 m² | 1 · 152 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 130 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.