M.C. CONCEPT
Open bankruptcyA bankruptcy procedure is open for M.C. CONCEPT according to publications in the Belgian State Gazette; curator: DELPHINE DUQUESNOY.
Summary
The 2022 annual accounts show equity of €303,973 and a net result of €23,289.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Walloon Brabant
- Declared bankrupt
- 8 April 2024
- Supervising judge
- Philippe Andrianne
- Official Gazette
- 12-04-2024 (pdf) ↗search the document for 2024/115127
Deadlines
- Appeal or third-party opposition until
- passed on 27 April 2024Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 8 May 2024art. XX.104 and XX.155 CEL
- First verification report
- passed on 27 May 2024Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 8 April 2025Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Delphine DuquesnoyRue De La Fontaine Saint-Gery 9, 1450 0 Chastredd@aceris.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 28-09-2023, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
59 d late
2021
221 d late
2020
89 d late
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 106 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2022, full schema
Turnover
€365,533▼ 19.3%
2021 · €452,809
EBIT margin
2.4%▼ 12.7pp
2021 · 15.2%
Net result
€23,289▼ 70.1%
2021 · €77,821
Working capital
€283,994▲ 4.3%
2021 · €272,245
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Turnover€503,142-€590,434▲ 17.3%€502,717▼ 14.9%€452,809▼ 9.9%€365,533▼ 19.3%
Operating result€102,739-€144,526▲ 40.7%€101,985▼ 29.4%€68,673▼ 32.7%€8,902▼ 87.0%
Net result€101,542-€144,375▲ 42.2%€109,832above the sector's middle half▼ 23.9%€77,821within the sector's middle half▼ 29.1%€23,289within the sector's middle half▼ 70.1%
EBIT margin20.4%-24.5%▲ 4.1pp20.3%▼ 4.2pp15.2%▼ 5.1pp2.4%▼ 12.7pp
Equity€119,956-€183,031▲ 52.6%€247,863within the sector's middle half▲ 35.4%€280,685within the sector's middle half▲ 13.2%€303,973within the sector's middle half▲ 8.3%
Total assets€257,569-€357,451▲ 38.8%€403,358within the sector's middle half▲ 12.8%€471,570within the sector's middle half▲ 16.9%€541,616within the sector's middle half▲ 14.9%
Debt€137,613-€174,420▲ 26.7%€155,495▼ 10.9%€190,885▲ 22.8%€237,643▲ 24.5%
Working capital€110,470-€175,172▲ 58.6%€236,410within the sector's middle half▲ 35.0%€272,245within the sector's middle half▲ 15.2%€283,994within the sector's middle half▲ 4.3%
Solvency46.6%-51.2%▲ 4.6pp61.4%above the sector's middle half▲ 10.2pp59.5%above the sector's middle half▼ 1.9pp56.1%above the sector's middle half▼ 3.4pp
Current ratio1.80-2.00▲ 0.202.61above the sector's middle half▲ 0.602.46above the sector's middle half▼ 0.142.20within the sector's middle half▼ 0.26
Return on assets (ROA)39.4%-40.4%▲ 1.0pp27.2%above the sector's middle half▼ 13.2pp16.5%above the sector's middle half▼ 10.7pp4.3%within the sector's middle half▼ 12.2pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2022 is 87% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €541,616
Fixed assets
€21,450 ▲ 60.5%
Current assets
€520,166 ▲ 13.5%
Equity and liabilities €541,616
Equity
€303,973 ▲ 8.3%
Debt
€237,643 ▲ 24.5%
Debt's share of the balance-sheet total rises from 40.5% to 43.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,202▼
2021 · €74,086
Cash flow
€27,589▼
2021 · €83,235
Debt to equity
0.78▲
2021 · 0.68
ROE
7.7%▼
2021 · 27.7%
Interest coverage
1.62▼
2021 · 17.08
Debt ≤ 1 year
€236,173▲
2021 · €185,959
Debt > 1 year
€1,471▼
2021 · €4,926
Income taxes
€10,783▼
2021 · €12,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €503,142 | €590,434 | €502,717 | €452,809 | €365,533 | ▼ 19.3% |
| Non-recurring operating income76A | - | - | - | - | €1,653 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €389,134 | €364,014 | ▼ 6.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,652 | €4,272 | €6,231 | €5,414 | €4,300 | ▼ 20.6% |
| Other operating charges640/8 | - | - | - | €3,487 | €2,545 | ▼ 27.0% |
| Non-recurring operating charges66A | - | - | - | €125 | - | - |
| Gross operating margin9900 | €123,182 | €155,229 | €113,951 | €77,699 | €15,746 | ▼ 79.7% |
| Operating profit (loss)9901 | €102,739 | €144,526 | €101,985 | €68,673 | €8,902 | ▼ 87.0% |
| Financial income75/76B | - | - | - | €25,503 | €33,325 | ▲ 30.7% |
| Recurring financial income75 | €15,343 | €20,231 | €30,655 | €25,503 | €33,325 | ▲ 30.7% |
| Financial charges65/66B | - | - | - | €4,339 | €8,155 | ▲ 88.0% |
| Recurring financial charges65 | €1,367 | €930 | €1,368 | €4,339 | €8,155 | ▲ 88.0% |
| Profit (loss) for the period before taxes9903 | €116,716 | €163,827 | €131,272 | €89,837 | €34,072 | ▼ 62.1% |
| Income taxes67/77 | €15,173 | €19,451 | €21,440 | €12,016 | €10,783 | ▼ 10.3% |
| Profit (loss) for the period9904 | €101,542 | €144,375 | €109,832 | €77,821 | €23,289 | ▼ 70.1% |
| Profit (loss) for the period to be appropriated9905 | €101,542 | €144,375 | €109,832 | €77,821 | €23,289 | ▼ 70.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €257,569 | €357,451 | €403,358 | €471,570 | €541,616 | ▲ 14.9% |
| Formation expenses20 | €0 | €0 | €0 | - | - | - |
| Fixed assets21/28 | €9,486 | €7,859 | €19,731 | €13,366 | €21,450 | ▲ 60.5% |
| Tangible fixed assets22/27 | €6,191 | €4,564 | €13,180 | €6,815 | €15,005 | ▲ 120% |
| Plant, machinery and equipment23 | - | - | - | €5,714 | €3,115 | ▼ 45.5% |
| Furniture and vehicles24 | - | - | - | - | €5,918 | - |
| Other tangible fixed assets26 | - | - | - | €1,101 | €971 | ▼ 11.8% |
| Assets under construction and advance payments27 | - | - | - | - | €5,000 | - |
| Financial fixed assets28 | €3,295 | €3,295 | €6,550 | €6,550 | €6,445 | ▼ 1.6% |
| Current assets29/58 | €248,083 | €349,592 | €383,627 | €458,204 | €520,166 | ▲ 13.5% |
| Amounts receivable within one year40/41 | €241,333 | €349,592 | €383,627 | €458,204 | €519,605 | ▲ 13.4% |
| Trade receivables40 | - | - | - | €6,093 | €12,082 | ▲ 98.3% |
| Other amounts receivable41 | - | - | - | €452,111 | €507,523 | ▲ 12.3% |
| Cash at bank and in hand54/58 | €6,750 | - | €0 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €562 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €257,569 | €357,451 | €403,358 | €471,570 | €541,616 | ▲ 14.9% |
| Equity10/15 | €119,956 | €183,031 | €247,863 | €280,685 | €303,973 | ▲ 8.3% |
| Contributions10/11 | €12,400 | €18,600 | €0 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €105,696 | €162,571 | €227,403 | €260,225 | €283,513 | ▲ 8.9% |
| Amounts payable17/49 | €137,613 | €174,420 | €155,495 | €190,885 | €237,643 | ▲ 24.5% |
| Amounts payable after more than one year17 | - | - | €8,277 | €4,926 | €1,471 | ▼ 70.1% |
| Financial debts170/4 | - | - | - | €4,926 | €1,471 | ▼ 70.1% |
| Amounts payable within one year42/48 | €137,613 | €174,420 | €147,217 | €185,959 | €236,173 | ▲ 27.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,352 | €3,455 | ▲ 3.1% |
| Financial debts43 | - | - | - | €40,964 | €23,401 | ▼ 42.9% |
| Other loans439 | - | - | - | €40,964 | €23,401 | ▼ 42.9% |
| Trade debts44 | €42,432 | €50,816 | €55,721 | €61,363 | €80,850 | ▲ 31.8% |
| Suppliers440/4 | - | - | - | €61,363 | €80,850 | ▲ 31.8% |
| Advances received on contracts in progress46 | - | - | - | - | €92,373 | - |
| Taxes, remuneration and social security45 | - | - | - | €35,280 | €36,093 | ▲ 2.3% |
| Taxes450/3 | - | - | - | €35,280 | €36,093 | ▲ 2.3% |
| Other amounts payable47/48 | - | - | - | €45,000 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €101,542 | €144,375 | €109,832 | €77,821 | €23,289 | ▼ 70.1% |
| + Depreciation and write-downs630 | €5,652 | €4,272 | €6,231 | €5,414 | €4,300 | ▼ 20.6% |
| Operating cash flow (approximation) | €107,194 | €148,647 | €116,063 | €83,235 | €27,589 | ▼ 66.9% |
| Investment in fixed assets (approximation) | - | -€2,644 | -€18,103 | €952 | -€12,385 | ▼ 1,402% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
12-04
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · event 08-04-2024
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 59 days late
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 221 days late
2022
31-12
Financial
Weakest financial yearnet €23,289 ▼70.1%
Net result drops to €23,289, the lowest in the series.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
31-12
Financial
Equity above €200,000Eq €247,863 ▲35.4%
3 profitable years in a row build equity to €247,863.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
31-12
Financial
Highest result since 2018net €144,375 ▲42.2%
Operating result €144,526, net result €144,375, both a record.
31-12
Financial
Equity above €150,000Eq €183,031 ▲52.6%
2 profitable years in a row build equity to €183,031.
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 72 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 289 days late
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 141 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 11 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2017
Ground area
987 m²
Building footprint
816 m²
Volume, LiDAR
4,174 m³
2 parcels, Brussels, Wallonia · tallest building 19.6 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
M.C. CONCEPT
since 20172.237.013.406
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N1187/00A000 | Wallonia | 904 m² | 1 · 741 m² | 9.7 m · 1 fl. |
| 21016B0114/00T000 | Brussels | 83 m² | 1 · 75 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DELPHINE DUQUESNOY RUE DE LA FONTAINE
SAINT-GERY 9, 1450 0 CHASTRE |
08-04-2024 → present |
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Of 29,786 companies in sector 41001 we hold annual accounts for 16,058. 10,958 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded23-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.