M.B.R.
ActiveM.B.R. has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €13k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 91% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 3.24 in 2024), and 19.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
10.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
34 d early
2023
35 d early
2022
48 d early
2021
40 d early
2020
59 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 4.5%
2024 · €13k
2018: €-798
2019: €17k
2020: €-3k
2021: €15k
2022: €21k
2023: €13k
2024: €13k
2018 → 2025
Working capital
€50k▲ 34.4%
2024 · €38k
2018: €-1k
2019: €21k
2020: €14k
2021: €6k
2022: €28k
2023: €30k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€65k▲ 46.8%€78k▲ 19.5%€91k▲ 16.0%€104k▲ 14.5%
Operating result€-2k-€23k€18k▼ 23.0%€20k▲ 16.2%€20k▼ 1.3%
Net result€15k-€21k▲ 36.5%€13k▼ 38.9%€13k▼ 1.6%€13k▲ 4.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€64k▼ 9.8%
Current assets
€65k▲ 19.9%
Equity and liabilities €129k
Equity
€104k▲ 14.5%
Debt
€25k▼ 26.8%
The debt ratio falls from 27.6% to 19.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €34k
Cash flow
€27k▲
2024 · €26k
Solvency
80.4%▲
2024 · 72.4%
Current ratio
4.45▲
2024 · 3.24
Quick ratio
3.83▲
2024 · 2.72
Debt / equity
0.24▼
2024 · 0.38
ROE
12.6%▼
2024 · 13.8%
ROA
10.2%▲
2024 · 10.0%
Interest coverage
15.00▲
2024 · 13.15
Debt
€25k▼
2024 · €35k
Debt ≤ 1 year
€15k▼
2024 · €17k
Debt > 1 year
€11k▼
2024 · €18k
Income taxes
€5k▼
2024 · €5k
Staff costs
€25k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€129k▲
Fixed assets21/28€71k€64k▼
Tangible fixed assets22/27€71k€64k▼
Land and buildings22€41k€39k▼
Plant, machinery and equipment23€27k€22k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€185€285▲
Current assets29/58€54k€65k▲
Stocks and contracts in progress3€9k€9k▲
Stocks30/36€9k€9k▲
Amounts receivable within one year40/41€4k€12k▲
Trade receivables40€3k€910▼
Other amounts receivable41€360€11k▲
Cash at bank and in hand54/58€41k€43k▲
Deferred charges and accrued income490/1€637€862▲
Equity and liabilities
Total equity and liabilities10/49€125k€129k▲
Equity10/15€91k€104k▲
Contributions10/11€19k€19k=
Reserves13€70k€83k▲
Distributable reserves133€70k€83k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€35k€25k▼
Amounts payable after more than one year17€18k€11k▼
Financial debts170/4€18k€11k▼
Amounts payable within one year42/48€17k€15k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€839€119▼
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48-€0
Accrued charges and deferred income492/3€19€19=
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€11k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€52k€65k▲
Operating profit (loss)9901€20k€20k▼
Financial income75/76B€1€51▲
Recurring financial income75€1€51▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€18k€18k▲
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€13k€13k▲
Profit (loss) for the period to be appropriated9905€13k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€15k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€13k€13k▲
To the legal reserve6920€13k€0▼
To other reserves6921-€13k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €104k ▲14.5%
5 profitable years in a row build equity to €104k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €21k ▲36.5%
Operating result €23k, net result €21k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.21
Current ratio from 1.21 to 4.21; short-term debt falls from €29k to €9k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-3k ▼120%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.36
Current ratio from 0.93 to 2.36; short-term debt falls from €19k to €16k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Petite Batte 136941 DurbuyGround area
196 m²
Building footprint
171 m²
Parcel 83008B0049/00L002, Wallonia. Linked by address, not a title deed.
1 establishment unit
LE CAP
since 19912.053.575.122
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83008B0049/00L002 | Wallonia | 196 m² | 1 · 171 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDurbuy2.053.575.122
Similar companies · same sector, comparable size
S N K
BE 0886.961.862
Zemst · Eq €104k
BOERES
BE 0474.217.558
Rotselaar · Eq €104k
THE LIME
BE 0414.483.869
Nieuwpoort · Eq €104k
Philokalia 3
BE 0773.736.138
Sint-Gillis (bij-Brussel) · Eq €104k
HET KOMFOOR
BE 0873.060.970
Hulshout · Eq €104k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,422 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-1991
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
93299Other amusement and recreation activities
55100Hotels and similar accommodation
55101Hotels
55522
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.