S N K
ActiveS N K has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €800. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 1.23 in 2024; short-term debt: 11.4% and cash: 0.1% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
0.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
31 d early
2023
19 d early
2022
25 d early
2021
30 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 0.5%
2024 · €103k
2018: €29k
2019: €51k
2020: €54k
2021: €68k
2022: €82k
2023: €100k
2024: €103k
2018 → 2025
Total assets
€117k▲ 2.1%
2024 · €115k
2018: €164k
2019: €164k
2020: €153k
2021: €138k
2022: €150k
2023: €116k
2024: €115k
2018 → 2025
Net result
€800▼ 74.8%
2024 · €3k
2018: €18k
2019: €32k
2020: €4k
2021: €14k
2022: €14k
2023: €22k
2024: €3k
2018 → 2025
Working capital
€18k▲ 572%
2024 · €3k
2018: €-14k
2019: €-30k
2020: €-27k
2021: €-11k
2022: €-10k
2023: €-13k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€82k▲ 20.6%€100k▲ 22.3%€103k▲ 3.2%€104k▲ 0.5%
Operating result€16k-€16k▲ 1.2%€31k▲ 85.5%€5k▼ 83.1%€1k▼ 72.0%
Net result€14k-€14k▲ 0.9%€22k▲ 59.4%€3k▼ 85.8%€800▼ 74.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€86k▼ 14.4%
Current assets
€31k▲ 120%
Equity and liabilities €117k
Equity
€104k▲ 0.5%
Debt
€13k▲ 16.3%
The debt ratio rises from 10.0% to 11.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €21k
Cash flow
€17k▼
2024 · €19k
Solvency
88.6%▼
2024 · 90.0%
Current ratio
2.32▲
2024 · 1.23
Quick ratio
2.32▲
2024 · 1.16
Debt / equity
0.13▲
2024 · 0.11
ROE
0.8%▼
2024 · 3.1%
ROA
0.7%▼
2024 · 2.8%
Interest coverage
26.36▲
2024 · 20.70
Debt
€13k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€-3▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€117k▲
Fixed assets21/28€101k€86k▼
Tangible fixed assets22/27€101k€86k▼
Land and buildings22€82k€74k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€150-
Current assets29/58€14k€31k▲
Stocks and contracts in progress3€795-
Stocks30/36€795-
Amounts receivable within one year40/41€909€31k▲
Trade receivables40-€6k
Other amounts receivable41€909€25k▲
Cash at bank and in hand54/58€12k€170▼
Equity and liabilities
Total equity and liabilities10/49€115k€117k▲
Equity10/15€103k€104k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€85k€85k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€83k€83k▲
Amounts payable17/49€12k€13k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€410€5k▲
Suppliers440/4€410€5k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€150
Gross operating margin9900€23k€20k▼
Operating profit (loss)9901€5k€1k▼
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€998€654▼
Recurring financial charges65€998€654▼
Profit (loss) for the period before taxes9903€4k€797▼
Income taxes67/77€1k€-3▼
Profit (loss) for the period9904€3k€800▼
Profit (loss) for the period to be appropriated9905€3k€800▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€800▼
Transfer to equity691/2€3k€800▼
To other reserves6921€3k€800▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Weakest financial yearnet €800 ▼74.8%
Net result drops to €800, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 1.23
Current ratio from 0.18 to 1.23; short-term debt falls from €16k to €12k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €100k ▲22.3%
6 profitable years in a row build equity to €100k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €32k ▲74.2%
Operating result €41k, net result €32k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervuursesteenweg 6351982 ZemstGround area
1,275 m²
Building footprint
267 m²
Volume, LiDAR
2,814 m³
Parcel 23018D0235/00Z000, Flanders · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Snk
since 20082.168.797.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23018D0235/00Z000 | Flanders | 1,275 m² | 1 · 267 m² | 12.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE BEAST
BE 0863.574.073
Blankenberge · Eq €104k
BOERES
BE 0474.217.558
Rotselaar · Eq €104k
ZET Culinary Concepts
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.