M@B
ActiveM@B has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €41k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability56▼-27
Solvency20▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity short (current ratio 0.09 against 0.34 in 2024), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
2.5%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8578 sector peers (2025).
NBB · sector comparisonPosition among 8578 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
24 d late
2021
22 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€363k▲ 8.4%
2024 · €335k
2019: €224k
2020: €252k
2021: €272k
2022: €259k
2023: €284k
2024: €335k
2019 → 2025
Total assets
€1.62M▲ 5.5%
2024 · €1.53M
2019: €1.30M
2020: €1.26M
2021: €1.22M
2022: €1.34M
2023: €1.19M
2024: €1.53M
2019 → 2025
Net result
€41k▼ 26.8%
2024 · €56k
2019: €13k
2020: €28k
2021: €20k
2022: €114k
2023: €44k
2024: €56k
2019 → 2025
Working capital
€-321k▼ 108%
2024 · €-154k
2019: €-219k
2020: €-209k
2021: €-196k
2022: €-264k
2023: €-65k
2024: €-154k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€272k-€259k▼ 4.7%€284k▲ 9.4%€335k▲ 18.2%€363k▲ 8.4%
Operating result€60k-€179k▲ 197%€74k▼ 58.3%€91k▲ 22.4%€91k▲ 0.4%
Net result€20k-€114k▲ 472%€44k▼ 61.5%€56k▲ 27.4%€41k▼ 26.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€1.59M▲ 9.2%
Current assets
€31k▼ 60.9%
Equity and liabilities €1.62M
Equity
€363k▲ 8.4%
Debt
€1.26M▲ 4.7%
The debt ratio falls from 78.2% to 77.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€191k▲
2024 · €163k
Cash flow
€141k▲
2024 · €127k
Solvency
22.4%▲
2024 · 21.8%
Current ratio
0.09▼
2024 · 0.34
Quick ratio
0.07▼
2024 · 0.32
Debt / equity
3.46▼
2024 · 3.58
ROE
11.2%▼
2024 · 16.7%
ROA
2.5%▼
2024 · 3.6%
Interest coverage
4.89▼
2024 · 6.98
Debt
€1.26M▲
2024 · €1.20M
Debt ≤ 1 year
€353k▲
2024 · €234k
Debt > 1 year
€889k▼
2024 · €960k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.62M▲
Fixed assets21/28€1.45M€1.59M▲
Tangible fixed assets22/27€1.27M€1.40M▲
Land and buildings22€1.17M€1.09M▼
Plant, machinery and equipment23€92k€301k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€187k€187k=
Current assets29/58€80k€31k▼
Stocks and contracts in progress3€5k€6k▲
Stocks30/36€5k€6k▲
Amounts receivable within one year40/41€48k€17k▼
Trade receivables40€44k€8k▼
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€19k€1k▼
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.62M▲
Equity10/15€335k€363k▲
Contributions10/11€19k€19k=
Reserves13€317k€345k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€315k€343k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.20M€1.26M▲
Amounts payable after more than one year17€960k€889k▼
Financial debts170/4€960k€889k▼
Amounts payable within one year42/48€234k€353k▲
Current portion of amounts payable after more than one year42€72k€71k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€13k€10k▼
Suppliers440/4€13k€10k▼
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€16k€14k▼
Other amounts payable47/48€133k€258k▲
Accrued charges and deferred income492/3€4k€14k▲
Income statement
Code20242025
Non-recurring operating income76A€17k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€72k€100k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€168k€198k▲
Operating profit (loss)9901€91k€91k▲
Financial income75/76B€17€61▲
Recurring financial income75€17€61▲
Financial charges65/66B€23k€39k▲
Recurring financial charges65€23k€39k▲
Profit (loss) for the period before taxes9903€68k€52k▼
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€56k€41k▼
Profit (loss) for the period to be appropriated9905€56k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€41k▼
Transfer from equity791/2€4k€13k▲
Transfer to equity691/2€56k€41k▼
To other reserves6921€56k€41k▼
Profit to be distributed694/7€4k€13k▲
Return on contributions (dividend)694€4k€13k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
30-06
Financial
Highest result since 2019net €114k ▲472%
Operating result €179k, net result €114k, both a record.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
15-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 15 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Zeedijk 128600 DiksmuideGround area
2,480 m²
Building footprint
233 m²
Volume, LiDAR
988 m³
Parcel 32016B0478/00X000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M@B
since 20042.143.238.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32016B0478/00X000 | Flanders | 2,479 m² | 1 · 233 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Deweer Consulting
BE 0667.972.484
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CLVC
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HERAULT
BE 0477.693.524
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GAZACON
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Assign KMO IT services
BE 0822.386.784
Genk · Eq €363k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 36,856 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-10-2004
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01430Raising of horses and other equines
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.