CLVC
ActiveSummary
CLVC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363,257 and a net result of €56,323. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 32629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 12.35 against 7.43 in 2024; short-term debt: 6.6% and cash: 45.7% of total assets), and 7.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.9%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
28 d late
2022
25 d early
2021
19 d late
2020
19 d late
2019
4 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€363,257▲ 15.6%
2024 · €314,282
Total assets
€390,896▲ 10.6%
2024 · €353,426
Net result
€56,323▲ 20.8%
2024 · €46,613
Working capital
€292,221▲ 26.9%
2024 · €230,336
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€93,497▲ 212%€75,476▼ 19.3%€85,477▲ 13.3%€63,315▼ 25.9%€75,074▲ 18.6%
Net result€67,204above the sector's middle half▲ 219%€54,276within the sector's middle half▼ 19.2%€64,854above the sector's middle half▲ 19.5%€46,613within the sector's middle half▼ 28.1%€56,323within the sector's middle half▲ 20.8%
Equity€166,185within the sector's middle half▲ 67.9%€220,461within the sector's middle half▲ 32.7%€267,668above the sector's middle half▲ 21.4%€314,282above the sector's middle half▲ 17.4%€363,257above the sector's middle half▲ 15.6%
Total assets€226,919within the sector's middle half▲ 47.4%€255,092within the sector's middle half▲ 12.4%€299,056within the sector's middle half▲ 17.2%€353,426within the sector's middle half▲ 18.2%€390,896within the sector's middle half▲ 10.6%
Debt€60,734▲ 10.5%€34,630▼ 43.0%€29,364▼ 15.2%€37,546▲ 27.9%€26,466▼ 29.5%
Working capital€160,268above the sector's middle half▲ 72.9%€169,532above the sector's middle half▲ 5.8%€163,920above the sector's middle half▼ 3.3%€230,336above the sector's middle half▲ 40.5%€292,221above the sector's middle half▲ 26.9%
Solvency73.2%within the sector's middle half▲ 8.9pp86.4%above the sector's middle half▲ 13.2pp89.5%above the sector's middle half▲ 3.1pp88.9%above the sector's middle half▼ 0.6pp92.9%above the sector's middle half▲ 4.0pp
Current ratio3.73within the sector's middle half▲ 1.045.91above the sector's middle half▲ 2.186.71above the sector's middle half▲ 0.807.43above the sector's middle half▲ 0.7312.35above the sector's middle half▲ 4.92
Return on assets (ROA)29.6%above the sector's middle half▲ 15.9pp21.3%within the sector's middle half▼ 8.3pp21.7%within the sector's middle half▲ 0.4pp13.2%within the sector's middle half▼ 8.5pp14.4%within the sector's middle half▲ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390,896
Fixed assets
€72,930 ▼ 16.5%
Current assets
€317,966 ▲ 19.5%
Equity and liabilities €390,896
Equity
€363,257 ▲ 15.6%
Provisions
€1,172 ▼ 26.6%
Debt
€26,466 ▼ 29.5%
Debt's share of the balance-sheet total falls from 10.6% to 6.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96,057▲
2024 · €83,956
Cash flow
€77,306▲
2024 · €67,254
Debt to equity
0.07▼
2024 · 0.12
ROE
15.5%▲
2024 · 14.8%
Interest coverage
155.36▼
2024 · 736.33
Debt ≤ 1 year
€25,745▼
2024 · €35,796
Income taxes
€22,464▲
2024 · €18,988
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €15,000 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,789 | €12,033 | €10,968 | €20,641 | €20,983 | ▲ 1.7% |
| Other operating charges640/8 | €991 | €1,239 | €2,562 | €1,069 | €1,054 | ▼ 1.5% |
| Non-recurring operating charges66A | €942 | €0 | - | - | - | - |
| Gross operating margin9900 | €101,219 | €88,747 | €99,007 | €85,025 | €97,111 | ▲ 14.2% |
| Operating profit (loss)9901 | €93,497 | €75,476 | €85,477 | €63,315 | €75,074 | ▲ 18.6% |
| Financial income75/76B | - | - | €152 | €1,975 | €3,905 | ▲ 97.8% |
| Recurring financial income75 | - | - | €152 | €1,975 | €3,905 | ▲ 97.8% |
| Financial charges65/66B | €97 | €166 | €117 | €114 | €618 | ▲ 442% |
| Recurring financial charges65 | €97 | €166 | €117 | €114 | €618 | ▲ 442% |
| Profit (loss) for the period before taxes9903 | €93,400 | €75,310 | €85,512 | €65,176 | €78,361 | ▲ 20.2% |
| Transfer from deferred taxes780 | - | - | €104 | €425 | €425 | = |
| Transfer to deferred taxes680 | - | - | €2,127 | €0 | - | - |
| Income taxes67/77 | €26,196 | €21,033 | €18,635 | €18,988 | €22,464 | ▲ 18.3% |
| Profit (loss) for the period9904 | €67,204 | €54,276 | €64,854 | €46,613 | €56,323 | ▲ 20.8% |
| Transfer from tax-exempt reserves789 | - | - | €416 | €1,702 | €1,702 | = |
| Transfer to tax-exempt reserves689 | - | - | €8,510 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €67,204 | €54,276 | €56,760 | €48,315 | €58,025 | ▲ 20.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €226,919 | €255,092 | €299,056 | €353,426 | €390,896 | ▲ 10.6% |
| Fixed assets21/28 | €7,920 | €51,028 | €106,407 | €87,294 | €72,930 | ▼ 16.5% |
| Tangible fixed assets22/27 | €7,748 | €50,856 | €106,235 | €87,122 | €72,744 | ▼ 16.5% |
| Furniture and vehicles24 | €748 | €3,848 | €66,155 | €53,970 | €46,521 | ▼ 13.8% |
| Other tangible fixed assets26 | - | €47,008 | €40,080 | €33,152 | €26,223 | ▼ 20.9% |
| Assets under construction and advance payments27 | €7,000 | €0 | - | - | - | - |
| Financial fixed assets28 | €172 | €172 | €172 | €172 | €186 | ▲ 8.0% |
| Current assets29/58 | €218,999 | €204,063 | €192,649 | €266,132 | €317,966 | ▲ 19.5% |
| Amounts receivable within one year40/41 | €67,639 | €31,460 | €31,460 | €15,730 | €34,484 | ▲ 119% |
| Trade receivables40 | €67,639 | €31,460 | €31,460 | €15,730 | €34,484 | ▲ 119% |
| Current investments50/53 | - | - | - | €77,000 | €102,378 | ▲ 33.0% |
| Cash at bank and in hand54/58 | €151,235 | €172,561 | €161,007 | €169,551 | €178,489 | ▲ 5.3% |
| Deferred charges and accrued income490/1 | €126 | €42 | €181 | €3,851 | €2,614 | ▼ 32.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €226,919 | €255,092 | €299,056 | €353,426 | €390,896 | ▲ 10.6% |
| Equity10/15 | €166,185 | €220,461 | €267,668 | €314,282 | €363,257 | ▲ 15.6% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €147,635 | €201,911 | €249,118 | €295,732 | €344,707 | ▲ 16.6% |
| Tax-exempt reserves132 | - | - | €8,094 | €6,392 | €4,690 | ▼ 26.6% |
| Distributable reserves133 | €147,635 | €201,911 | €241,025 | €289,340 | €340,017 | ▲ 17.5% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | - | - | €2,023 | €1,598 | €1,172 | ▼ 26.6% |
| Deferred taxes168 | - | - | €2,023 | €1,598 | €1,172 | ▼ 26.6% |
| Amounts payable17/49 | €60,734 | €34,630 | €29,364 | €37,546 | €26,466 | ▼ 29.5% |
| Amounts payable within one year42/48 | €58,732 | €34,532 | €28,728 | €35,796 | €25,745 | ▼ 28.1% |
| Trade debts44 | €351 | €2,574 | €923 | €312 | €8,663 | ▲ 2,676% |
| Suppliers440/4 | €351 | €2,574 | €923 | €312 | €8,663 | ▲ 2,676% |
| Taxes, remuneration and social security45 | €39,880 | €13,457 | €9,248 | €17,326 | €16,945 | ▼ 2.2% |
| Taxes450/3 | €39,880 | €13,457 | €9,248 | €17,326 | €16,945 | ▼ 2.2% |
| Other amounts payable47/48 | €18,500 | €18,500 | €18,557 | €18,157 | €137 | ▼ 99.2% |
| Accrued charges and deferred income492/3 | €2,003 | €99 | €636 | €1,751 | €721 | ▼ 58.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,204 | €54,276 | €64,854 | €46,613 | €56,323 | ▲ 20.8% |
| + Depreciation and write-downs630 | €5,789 | €12,033 | €10,968 | €20,641 | €20,983 | ▲ 1.7% |
| Operating cash flow (approximation) | €72,993 | €66,309 | €75,822 | €67,254 | €77,306 | ▲ 14.9% |
| Investment in fixed assets (approximation) | - | -€55,142 | -€66,347 | -€1,527 | -€6,619 | ▼ 333% |
| Change in cash | - | €21,327 | -€11,554 | €8,544 | €8,938 | ▲ 4.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €220,461 ▲32.7%
4 profitable years in a row build equity to €220,461.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Highest result since 2019net €67,204 ▲219%
Operating result €93,497, net result €67,204, both a record.
31-12
Financial
Equity above €150,000Eq €166,185 ▲67.9%
3 profitable years in a row build equity to €166,185.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Weakest financial yearnet €21,045 ▼64.6%
Net result drops to €21,045, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Ground area
171 m²
Building footprint
124 m²
Volume, LiDAR
1,315 m³
Parcel 11303B0439/00S003, Flanders · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CLVC
since 20182.281.434.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0439/00S003 | Flanders | 171 m² | 1 · 124 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 37,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded25-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0712597731
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.