M&A GROUP
The computed 12-month bankruptcy probability of M&A GROUP is 2.2% (moderate). The 2024 annual accounts show equity of €3k and a net result of €3k. Equity is shrinking by ~169.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 42% of 6695 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3k |
| Net result | €3k |
| Better than sector | 42% |
| Active | 5 yrs |
Mixed profile: strong on profitability, weaker on solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.0% | 20.4% | |
| Net result | €3k | €4k | |
| Equity | €3k | €16k | |
| Gross operating margin | €15k | €24k | |
| Total assets | €23k | €94k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €14k |
| Net profit | €3k |
| Cash flow | €14k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €23k |
| Equity | €3k |
| Debt | €20k |
| of which ≤ 1y | €20k |
| of which > 1y | - |
| Working capital | €-7k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.64 |
| Quick ratio | 0.64 |
| Working capital ratio | -31.0% |
| Solvency | 13.0% |
| Debt / equity | 6.71 |
| Long-term debt ratio | - |
| Interest coverage | 90.08 |
| Gross margin | - |
| Net margin | - |
| ROA | 11.0% |
| ROE | 84.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €23k |
| Fixed assets | 21/28 | €10k |
| Tangible fixed assets | 22/27 | €10k |
| Financial fixed assets | 28 | €94 |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €23k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €1k |
| Amounts payable | 17/49 | €20k |
| Amounts payable within one year | 42/48 | €20k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €15k |
| Operating result | 9901 | €3k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €161 |
| Result before taxes | 9903 | €3k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
-
Current02-02-2026 → present
-
Current01-09-2025 → present
Former directors (3)
-
Former- → 30-08-2024
-
Former01-11-2023 → 22-11-2023
2 events
- 22-11-2023 Resigned· Director
- 01-11-2023 Appointed· Director
-
Former- → 08-12-2021
| NACE primary | Retail trade(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 26-01-2021 |
| Status | Active |
| Postal code | 1600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23089B0400/00D000 | Flanders | 710 m² | 1 · 87 m² | 7.8 m · 2 fl. |
| 23077A0051/00N004 | Flanders | 67 m² | 1 · 67 m² | 10.9 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
10-02-2026 ARJOUN Mohamad appointed as director
- ARJOUN Mohamad, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "ARJOUN Mohamad",
"address": null,
"birth_date": null
},
"effective_date": "2026-02-02",
"evidence_quote": "Het benoeming van Meneer ARJOUN Mohamad als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-09-2025 NACIRI Abdelilah appointed as director
- NACIRI Abdelilah, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "NACIRI Abdelilah",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-01",
"evidence_quote": "Het benoeming van Meneer NACIRI Abdelilah als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-09-2024 WOUTERS Kirsten resigns as director
- WOUTERS Kirsten, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "WOUTERS Kirsten",
"address": null,
"birth_date": null
},
"effective_date": "2024-08-30",
"evidence_quote": "Het ontslag van Mevrouw WOUTERS Kirsten als bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}04-12-2023 MOURABIT HALI BEN A resigns as director
- MOURABIT HALI BEN A, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MOURABIT HALI BEN A",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-22",
"evidence_quote": "Het ontslag van Mijnheer MOURABIT HALI BEN A als new bestuurder vanaf deze dag."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}13-11-2023 MOURABIT HALI BEN A appointed as director
- MOURABIT HALI BEN A, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "MOURABIT HALI BEN A",
"address": null,
"birth_date": null
},
"effective_date": "2023-11-01",
"evidence_quote": "De benoeming van Mijnheer MOURABIT HALI BEN A als new bestuurder vanaf 1 november 2023."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}28-11-2022 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 25,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2022-11-17",
"evidence_quote": "25 aandelen van de heer MECHROUBI Amine werden overgedragen aan de heer SAADA Mohamed Larbi",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}09-02-2022 Registered office moved from Schaarbeek to Sint-Pieters-Leeuw
- Jan Blockxstraat 4, 1030 Schaarbeek → Stokerijstraat 53, 1600 Sint-Pieters-Leeuw
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Sint-Pieters-Leeuw",
"region": null,
"street": "Stokerijstraat",
"country": "BE",
"postcode": "1600",
"box_number": null,
"street_number": "53"
},
"old_address": {
"city": "Schaarbeek",
"region": null,
"street": "Jan Blockxstraat",
"country": "BE",
"postcode": "1030",
"box_number": "009",
"street_number": "4"
},
"effective_date": "2022-01-07",
"evidence_quote": "De bestuurder beslist unaniem om de vennootschap CIT FISCALITE \u0026 CONSEIL SRL-TAHRI Ismael, waarvan de maatschappelijke zetel gevestigd is te 1030 Schaarbeek, Jan Blockxstraat 4/009, ingeschreven bij de Kruispuntbank van Ondernemingen onder nummer 0728.835.432, opdracht te geven om de beslissing tot verplaatsing van de maatschappelijke zetel te publiceren in de bijlagen bij het Belgisch Staatsblad."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}17-12-2021 LAKBAKBI Mouhssine resigns as director
- LAKBAKBI Mouhssine, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "LAKBAKBI Mouhssine",
"address": null,
"birth_date": null
},
"effective_date": "2021-12-08",
"evidence_quote": "De Heer LAKBAKBI Mouhssine wordt vanaf heden ontslagen als bestuurder. Er wordt hem kwijting verleend;",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M \u0026 A GROUP",
"legal_form": "BV"
}
}28-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1602 Sint-Pieters-Leeuw, Lenniksebaan, 1102",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1989-02-26",
"name": "Amine MECHROUBI",
"niss": null,
"address": "1600 Sint-Pieters-Leeuw, Stokerijstraat, 53"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 750,
"holder_person_name": "Amine MECHROUBI",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 750,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-03-28",
"name": "Mouhssine LAKBAKBI",
"niss": null,
"address": "1602 Vlezenbeek (Sint-Pieters-Leeuw), Lenniksebaan, 1102"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 750,
"holder_person_name": "Mouhssine LAKBAKBI",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 750,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1500,
"subject_company": {
"kbo": "0762.514.624",
"name_full": "M\u0026A GROUP",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-25",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | M&A GROUP |