Financials
- Fiscal year
- 2025
- Total assets
- €327,028
- Profit
- €205,418
- Solvency
- 65.9%
M&A CHOCOLATES
ActiveSummary
M&A CHOCOLATES has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215,418 and a net result of €205,418. Its solvency ranks better than 60% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€327,028total assets 2025
- Equity
- €215,418
- Profit
- €205,418
Turnover not published (abridged schema)
Structure
Accounts 10 d early0 of 1 deed read
Why 93- Founded in 2023+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €327,028+ Equity €215,418 (65.9% of total assets)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
91
equity 65.9% of total assets
Liquidity
46
short-term debt 34.1% · cash 8.8%
Profitability
100
return on assets 62.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.4%
02-2025: 0.4%▲ +2.2% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%▲ +3.2% vs 03-2025
05-2025: 0.4%▲ +0.8% vs 04-2025
06-2025: 0.4%▲ +11.4% vs 05-2025
07-2025: 0.5%▲ +14.4% vs 06-2025
08-2025: 0.5%▲ +7.1% vs 07-2025
09-2025: 0.5%▼ -3.0% vs 08-2025
10-2025: 0.5%▲ +0.4% vs 09-2025
11-2025: 0.6%▲ +9.3% vs 10-2025
12-2025: 0.6%▲ +5.5% vs 11-2025
01-2026: 0.6%▲ +1.5% vs 12-2025highest value
02-2026: 0.1%▼ -80.9% vs 01-2026lowest value
03-2026: 0.1%● 0.0% vs 02-2026lowest value
04-2026: 0.1%▲ +2.6% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▼ -0.8% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%▲ +11.1% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Founded in 2023 raises the probability for this profile
- Size: total assets €327,028 lowers the probability for this profile
- Equity €215,418 (65.9% of total assets) lowers the probability
Credit up to €20,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.93; short-term debt: 34.1% and cash: 8.8% of total assets), and 34.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 61%, liquidity 26%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 21-01-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 13-12-2023
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.