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LYS ROYAL

Active
Private limited companyfounded 199233 yrs activeRue des Guillemins 27, 4000 Liège, BelgiumKBO/BCE: BE 0448.369.137

LYS ROYAL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-28k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 52% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
45 / 100
Fair▼ -49 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-64
Solvency82▼-10
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.11 in 2024), but 60.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
39.1%
Return on assets
-12.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
1 d early
2023
30 d late
2022
3 d early
2021
31 d late
2020
129 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€86k▼ 24.7%
2024 · €114k
2018: €106k 2019: €108k 2020: €127k 2021: €137k 2022: €128k 2023: €100k 2024: €114k
2018 → 2025
Total assets
€220k▼ 9.0%
2024 · €242k
2018: €285k 2019: €225k 2020: €282k 2021: €304k 2022: €262k 2023: €288k 2024: €242k
2018 → 2025
Net result
€-28k
2024 · €15k
2018: €11k 2019: €2k 2020: €18k 2021: €10k 2022: €-9k 2023: €-28k 2024: €15k
2018 → 2025
Working capital
€81k▼ 18.6%
2024 · €100k
2018: €85k 2019: €124k 2020: €123k 2021: €127k 2022: €120k 2023: €101k 2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€137k-€128k▼ 6.6%€100k▼ 22.2%€114k▲ 14.8%€86k▼ 24.7%
Operating result€23k-€-972€-20k▼ 1,943%€25k€-27k
Net result€10k-€-9k€-28k▼ 215%€15k€-28k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €23k€23kNet result 2021: €10k€10kOperating result 2022: €-972€-972Net result 2022: €-9k€-9kOperating result 2023: €-20k€-20kNet result 2023: €-28k€-28kOperating result 2024: €25k€25kNet result 2024: €15k€15kOperating result 2025: €-27k€-27kNet result 2025: €-28k€-28k20212022202320242025
The operating result turns negative in 2025: a loss of €27k after €25k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €220k
Fixed assets €54k▲ 3.6%
Current assets €166k▼ 12.4%
Equity and liabilities €220k
Equity €86k▼ 24.7%
Debt €134k▲ 5.2%
The debt ratio rises from 52.7% to 60.9%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-12k
2024 · €44k
Cash flow
€-14k
2024 · €34k
Solvency
39.1%
2024 · 47.3%
Current ratio
1.96
2024 · 2.11
Quick ratio
1.61
2024 · 1.75
Debt / equity
1.56
2024 · 1.12
ROE
-32.9%
2024 · 12.9%
ROA
-12.9%
2024 · 6.1%
Interest coverage
-1.42
2024 · 5.87
Debt
€134k
2024 · €127k
Debt ≤ 1 year
€85k
2024 · €90k
Debt > 1 year
€23k
2024 · €11k
Income taxes
€397
2024 · €3k
Staff costs
€242k
2024 · €277k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€242k€220k
Fixed assets21/28€52k€54k
Intangible fixed assets21€7k€6k
Tangible fixed assets22/27€45k€48k
Plant, machinery and equipment23€25k€22k
Furniture and vehicles24€21k€27k
Current assets29/58€189k€166k
Stocks and contracts in progress3€33k€30k
Stocks30/36€33k€30k
Amounts receivable within one year40/41€109k€95k
Trade receivables40€80k€68k
Other amounts receivable41€29k€27k
Cash at bank and in hand54/58€46k€32k
Deferred charges and accrued income490/1€3k€9k
Equity and liabilities
Total equity and liabilities10/49€242k€220k
Equity10/15€114k€86k
Contributions10/11€19k€19k=
Reserves13€72k€72k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€70k€70k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€24k€-4k
Amounts payable17/49€127k€134k
Amounts payable after more than one year17€11k€23k
Financial debts170/4€11k€23k
Amounts payable within one year42/48€90k€85k
Current portion of amounts payable after more than one year42€17k€22k
Trade debts44€31k€34k
Suppliers440/4€31k€34k
Taxes, remuneration and social security45€42k€29k
Taxes450/3€13k€8k
Remuneration and social security454/9€29k€21k
Other amounts payable47/48€0€404
Accrued charges and deferred income492/3€27k€27k=
Income statement Code20242025
Remuneration, social security and pensions62€277k€242k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€15k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-15k€198
Other operating charges640/8€20k€6k
Non-recurring operating charges66A€0€636
Gross operating margin9900€326k€237k
Operating profit (loss)9901€25k€-27k
Financial income75/76B€121€7k
Recurring financial income75€121€7k
Financial charges65/66B€8k€9k
Recurring financial charges65€8k€9k
Profit (loss) for the period before taxes9903€17k€-28k
Income taxes67/77€3k€397
Profit (loss) for the period9904€15k€-28k
Profit (loss) for the period to be appropriated9905€15k€-28k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€-4k
Profit (loss) brought forward from the previous period14P€9k€24k
Social balance
Average headcount (FTE)9087-7.3

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial Equity above €100kEq €114k ▲14.8%
Equity rises from €100k to €114k.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
07-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 129 days late
2020
31-12
Financial Highest result since 2018net €18k ▲689%
Operating result €27k, net result €18k, both a record.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Guillemins 274000 Liège
Ground area
176 m²
Building footprint
66 m²
Volume, LiDAR
1,069 m³
Parcel 62805B0474/00C005, Wallonia · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Guillemins 27, 4000 Liège
Air transport
since 19932.060.498.645
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62805B0474/00C005 Wallonia 176 m² 1 · 66 m² 16.9 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,375 companies in sector 47761 we hold annual accounts for 1,153. 906 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-09-1992
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.