PERACH
ActiveSummary
PERACH has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €13k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70=
Solvency51=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.02 in 2024; short-term debt: 37.2% and cash: 0.2% of total assets), and 73.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
30 d late
2022
29 d late
2021
31 d late
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 25.0%
2024 · €10k
2019: €113khighest in 7 years
2020: €60k▼ -46.7% vs 2019
2021: €65k▲ +7.3% vs 2020
2022: €20k▼ -68.9% vs 2021
2023: €39k▲ +93.3% vs 2022
2024: €10k▼ -74.2% vs 2023lowest in 7 years
2025: €13k▲ +25.0% vs 2024
2019 → 2025
Working capital
€-455k▲ 1.6%
2024 · €-462k
2019: €-361k
2020: €-327k▲ +9.3% vs 2019highest in 7 years
2021: €-490k▼ -49.7% vs 2020lowest in 7 years
2022: €-472k▲ +3.7% vs 2021
2023: €-456k▲ +3.3% vs 2022
2024: €-462k▼ -1.3% vs 2023
2025: €-455k▲ +1.6% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€277k▲ 7.8%€316k▲ 14.0%€326k▲ 3.2%€339k▲ 3.8%
2021: €257klowest in 5 years
2022: €277k▲ +7.8% vs 2021
2023: €316k▲ +14.0% vs 2022
2024: €326k▲ +3.2% vs 2023
2025: €339k▲ +3.8% vs 2024highest in 5 years
Operating result€59k-€33k▼ 44.2%€61k▲ 82.8%€20k▼ 67.0%€24k▲ 17.7%
2021: €59k
2022: €33k▼ -44.2% vs 2021
2023: €61k▲ +82.8% vs 2022highest in 5 years
2024: €20k▼ -67.0% vs 2023lowest in 5 years
2025: €24k▲ +17.7% vs 2024
Net result€65k-€20k▼ 68.9%€39k▲ 93.3%€10k▼ 74.2%€13k▲ 25.0%
2021: €65khighest in 5 years
2022: €20k▼ -68.9% vs 2021
2023: €39k▲ +93.3% vs 2022
2024: €10k▼ -74.2% vs 2023lowest in 5 years
2025: €13k▲ +25.0% vs 2024
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€1.26M ▲ 3.2%
Current assets
€23k ▲ 100%
Equity and liabilities €1.28M
Equity
€339k ▲ 3.8%
Debt
€943k ▲ 4.1%
Debt's share of the balance-sheet total rises from 73.5% to 73.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €45k
Cash flow
€37k▲
2024 · €35k
Current ratio
0.05▲
2024 · 0.02
Debt to equity
2.78▲
2024 · 2.78
ROE
3.7%▲
2024 · 3.1%
ROA
1.0%▲
2024 · 0.8%
Interest coverage
7.60▲
2024 · 6.38
Debt ≤ 1 year
€477k▲
2024 · €474k
Debt > 1 year
€464k▲
2024 · €426k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.23M€1.28M▲
Fixed assets21/28€1.22M€1.26M▲
Tangible fixed assets22/27€608k€584k▼
Land and buildings22€580k€561k▼
Plant, machinery and equipment23€27k€23k▼
Other tangible fixed assets26€943€0▼
Financial fixed assets28€612k€676k▲
Current assets29/58€11k€23k▲
Amounts receivable within one year40/41€0€16k▲
Trade receivables40€0€16k▲
Other amounts receivable41-€388
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.23M€1.28M▲
Equity10/15€326k€339k▲
Contributions10/11€19k€19k=
Reserves13€113k€113k=
Distributable reserves133€113k€113k=
Profit (loss) carried forward14€194k€207k▲
Amounts payable17/49€906k€943k▲
Amounts payable after more than one year17€426k€464k▲
Financial debts170/4€426k€464k▲
Amounts payable within one year42/48€474k€477k▲
Current portion of amounts payable after more than one year42€47k€32k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€10k€983▼
Suppliers440/4€10k€983▼
Taxes, remuneration and social security45€17k€8k▼
Taxes450/3€17k€8k▼
Other amounts payable47/48€400k€437k▲
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€9k€7k▼
Gross operating margin9900€54k€55k▲
Operating profit (loss)9901€20k€24k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€13k€17k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€194k€207k▲
Profit (loss) brought forward from the previous period14P€184k€194k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €25k | €25k | €25k | €25k | ▼ 0.4% |
| Other operating charges640/8 | €3k | €6k | €505 | €9k | €7k | ▼ 21.2% |
| Non-recurring operating charges66A | €83k | €0 | - | - | - | - |
| Gross operating margin9900 | €159k | €63k | €86k | €54k | €55k | ▲ 2.9% |
| Operating profit (loss)9901 | €59k | €33k | €61k | €20k | €24k | ▲ 17.7% |
| Financial charges65/66B | €6k | €8k | €7k | €7k | €6k | ▼ 9.7% |
| Recurring financial charges65 | €6k | €8k | €7k | €7k | €6k | ▼ 9.7% |
| Profit (loss) for the period before taxes9903 | €54k | €25k | €53k | €13k | €17k | ▲ 32.5% |
| Income taxes67/77 | €-11k | €5k | €15k | €3k | €5k | ▲ 58.2% |
| Profit (loss) for the period9904 | €65k | €20k | €39k | €10k | €13k | ▲ 25.0% |
| Profit (loss) for the period to be appropriated9905 | €65k | €20k | €39k | €10k | €13k | ▲ 25.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.43M | €1.29M | €1.29M | €1.23M | €1.28M | ▲ 4.0% |
| Fixed assets21/28 | €1.29M | €1.27M | €1.25M | €1.22M | €1.26M | ▲ 3.2% |
| Tangible fixed assets22/27 | €677k | €656k | €633k | €608k | €584k | ▼ 4.1% |
| Land and buildings22 | €639k | €619k | €600k | €580k | €561k | ▼ 3.4% |
| Plant, machinery and equipment23 | €34k | €34k | €31k | €27k | €23k | ▼ 15.8% |
| Other tangible fixed assets26 | €4k | €3k | €2k | €943 | €0 | ▼ 100% |
| Financial fixed assets28 | €612k | €612k | €612k | €612k | €676k | ▲ 10.3% |
| Current assets29/58 | €139k | €20k | €45k | €11k | €23k | ▲ 100% |
| Amounts receivable within one year40/41 | €113k | €18k | €33k | €0 | €16k | - |
| Trade receivables40 | €113k | €18k | €33k | €0 | €16k | - |
| Other amounts receivable41 | - | - | - | - | €388 | - |
| Cash at bank and in hand54/58 | €23k | €3k | €7k | €7k | €2k | ▼ 71.4% |
| Deferred charges and accrued income490/1 | €3k | €0 | €5k | €4k | €4k | ▲ 3.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.43M | €1.29M | €1.29M | €1.23M | €1.28M | ▲ 4.0% |
| Equity10/15 | €257k | €277k | €316k | €326k | €339k | ▲ 3.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €113k | €113k | €113k | €113k | €113k | = |
| Distributable reserves133 | €113k | €113k | €113k | €113k | €113k | = |
| Profit (loss) carried forward14 | €125k | €145k | €184k | €194k | €207k | ▲ 6.5% |
| Amounts payable17/49 | €1.17M | €1.01M | €974k | €906k | €943k | ▲ 4.1% |
| Amounts payable after more than one year17 | €542k | €519k | €473k | €426k | €464k | ▲ 8.9% |
| Financial debts170/4 | €542k | €519k | €473k | €426k | €464k | ▲ 8.9% |
| Amounts payable within one year42/48 | €629k | €492k | €501k | €474k | €477k | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | €68k | €46k | €46k | €47k | €32k | ▼ 31.8% |
| Financial debts43 | €146k | €87k | €41k | €0 | - | - |
| Other loans439 | €146k | €87k | €41k | €0 | - | - |
| Trade debts44 | €82k | €8k | €30k | €10k | €983 | ▼ 89.7% |
| Suppliers440/4 | €82k | €8k | €30k | €10k | €983 | ▼ 89.7% |
| Taxes, remuneration and social security45 | €26k | €14k | €14k | €17k | €8k | ▼ 56.4% |
| Taxes450/3 | €26k | €14k | €14k | €17k | €8k | ▼ 56.4% |
| Other amounts payable47/48 | €306k | €338k | €369k | €400k | €437k | ▲ 9.3% |
| Accrued charges and deferred income492/3 | €73 | €76 | €85 | €6k | €2k | ▼ 75.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €65k | €20k | €39k | €10k | €13k | ▲ 25.0% |
| + Depreciation and write-downs630 | €14k | €25k | €25k | €25k | €25k | ▼ 0.4% |
| Operating cash flow (approximation) | €79k | €45k | €63k | €35k | €37k | ▲ 6.9% |
| Investment in fixed assets (approximation) | - | €-4k | €-2k | €0 | €-63k | - |
| Change in cash | - | €-20k | €4k | €382 | €-5k | ▼ 1,422% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼74.2%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €200kEq €257k ▲33.7%
3 profitable years in a row build equity to €257k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €150kEq €192k ▲45.7%
2 profitable years in a row build equity to €192k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Ground area
176 m²
Building footprint
66 m²
Volume, LiDAR
1,069 m³
Parcel 62805B0474/00C005, Wallonia · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0474/00C005 | Wallonia | 176 m² | 1 · 66 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 37,408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.