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LYL-Trade

Active Risk: not assessed
Private limited companyfounded 2010active for 15 yearsElderenstraat 57, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0831.491.621
Summary

LYL-Trade is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €99,437 and a net result of €16,781. Equity has been growing by about 8.9% per year since 2018. Its solvency ranks better than 20% of 3,056 sector peers (NACE 66, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-11-2010 Normal situation
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
Establishment unit
2.193.987.174 3700 Tongeren-Borgloon, since 30-11-2010
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€16,781
▲ 28×
Equity
€99,437
▲ 20.3%
Total assets
€764,397
▼ 4.5%
Filed on 03-07-2026, 28 days before the deadline
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3056 sector peers (2025).
NBB · sector comparison
Position among 3056 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 days early
2024
29 days early
2023
91 days late
2022
86 days late
2021
4 days late
2020
12 days late
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 August (4 of the last 5 accounts filed within 82 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 80% of companies in auxiliary financial servicessector median 50.1% · 3,056 companies 13.0% View
  • Positive: 8 profitable years in a rowprofit 2025: €16,781 8 years View

Recent changes

  1. · Gazette deed Change of role: EVERARS Jos, from manager to director
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as LYL-Trade: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €761,000 and €1.3m, founded between 2006 and 2014.

CompanyTotal assetsGross margin
LYL-Trade Tongeren-Borgloon€0.8m€0.07m
AHK Sint-Martens-Latem€0.9m€0.08m
ACQUIRIS Sint-Agatha-Berchem€0.8m€0.1m
ABM CENTER Ath€1.0m€0.07m
IMMO VROENHOF Riemst€1.3m€0.07m
Broekmans Assur-Fin Pelt€1.0m€0.05m
VESTECO Hasselt€1.1m€0.1m
Full comparison

Key facts about LYL-Trade

What is the company number of LYL-Trade?
The company number of LYL-Trade is 0831.491.621. The VAT number is the same number with BE in front: BE 0831.491.621.
Where is LYL-Trade based?
The registered office is at Elderenstraat 57, 3700 Tongeren-Borgloon.Company details
What does LYL-Trade do?
According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of LYL-Trade?
The legal form of LYL-Trade is Private limited company (BV).
When was LYL-Trade founded?
LYL-Trade was founded on 30-11-2010.
Is LYL-Trade still active?
Yes, LYL-Trade is an active enterprise in the KBO register.
What is the turnover of LYL-Trade?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €73,999 and 2,672 comparable companies of the same size. It probably lies between €150,000 and €380,000. It is a rough estimate.Financials
Is LYL-Trade profitable?
In financial year 2025, LYL-Trade made a profit of €16,781.
Where can I find the annual accounts of LYL-Trade?
LYL-Trade filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LYL-Trade due?
LYL-Trade must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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