ABM CENTER
ActiveABM CENTER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €76k and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 782 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 782 sector peers (2024).
NBB · sector comparisonPosition among 782 sector peers
Solvency
better than 16%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2021-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
181920212324
2018 to 2024 · latest year €76k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
146 d late
2021
135 d late
2020
553 d late
2019
25 d late
2018
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€76k▲ 104%
2023 · €37k
2018: €-19k
2019: €19k
2020: €17k
2021: €30k
2023: €37k
2018 → 2024
Net result
€39k▲ 227%
2023 · €12k
2018: €-47k
2019: €39k
2020: €-2k
2021: €13k
2023: €12k
2018 → 2024
Total assets
€1.00M▲ 0.1%
2023 · €1.00M
2018: €839k
2019: €988k
2020: €1.10M
2021: €1.00M
2023: €1.00M
2018 → 2024
Solvency
7.6%▲ 3.9pp
2023 · 3.7%
2018: -2.3%
2019: 2.0%
2020: 1.6%
2021: 3.0%
2023: 3.7%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Equity€19k-€17k▼ 10.9%€30k▲ 75.2%€37k▲ 23.0%€76k▲ 104%
Operating result€81k-€4k▼ 94.8%€37k▲ 789%€41k▲ 9.8%€69k▲ 69.1%
Net result€39k-€-2k€13k€12k▼ 8.6%€39k▲ 227%
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed three years in a row; 2024 is 69% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.00M
Fixed assets
€1.00M▲ 0.1%
Current assets
€99=
Equity and liabilities €1.00M
Equity
€76k▲ 104%
Provisions
€107k=
Debt
€820k▼ 4.4%
The debt ratio falls from 85.6% to 81.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
7.6%▲
2023 · 3.7%
ROE
51.1%▲
2023 · 31.9%
ROA
3.9%▲
2023 · 1.2%
Debt
€820k▼
2023 · €858k
Debt ≤ 1 year
€778k▼
2023 · €816k
Debt > 1 year
€25k=
2023 · €25k
Income taxes
€23k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.00M€1.00M▲
Fixed assets21/28€1.00M€1.00M▲
Intangible fixed assets21€72k€72k=
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Financial fixed assets28€930k€930k=
Current assets29/58€99€99=
Deferred charges and accrued income490/1€99€99=
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.00M▲
Equity10/15€37k€76k▲
Contributions10/11€6k€6k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€11k€50k▲
Provisions and deferred taxes16€107k€107k=
Provisions for liabilities and charges160/5€107k€107k=
Pensions and similar obligations160€107k€107k=
Amounts payable17/49€858k€820k▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€816k€778k▼
Financial debts43€15k€16k▲
Credit institutions430/8€15k€16k▲
Trade debts44€10k€7k▼
Suppliers440/4€10k€7k▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€10k€16k▲
Other amounts payable47/48€782k€740k▼
Accrued charges and deferred income492/3€17k€17k=
Income statement
Code20232024
Remuneration, social security and pensions62€332-
Other operating charges640/8€2k€344▼
Gross operating margin9900€43k€70k▲
Operating profit (loss)9901€41k€69k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€31k€62k▲
Income taxes67/77€19k€23k▲
Profit (loss) for the period9904€12k€39k▲
Profit (loss) for the period to be appropriated9905€12k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€50k▲
Profit (loss) brought forward from the previous period14P€-1k€11k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €39k ▲227%
Net result €39k, the highest in the series.
24-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 146 days late
2023
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 553 days late
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 135 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
2015
29-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Rivage 2.27800 AthGround area
2,472 m²
Building footprint
617 m²
Parcel 51004B0807/00D102, Wallonia. Linked by address, not a title deed.
1 establishment unit
ABM Center
since 20092.181.039.951
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0807/00D102 | Wallonia | 2,472 m² | 1 · 617 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BERKOFIN
BE 0757.681.945
Genk · Eq €76k
JO.VE
BE 0791.795.360
Brussel · Eq €77k
CELESTAPOL
BE 1008.979.449
Watermaal-Bosvoorde · Eq €77k
GVB ET CO CONSULT
BE 0472.670.409
Vorst · Eq €76k
AVUATS
BE 0781.331.634
Nazareth-De Pinte · Eq €77k
Of 1,505 companies in sector 66199 we hold annual accounts for 912. 598 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-07-2009
Fiscal year end31-12
Trade name FR
ABM BANCASSURANCE
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.