Lykke Advice
ActiveLykke Advice has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €21k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 53% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-16
Solvency85▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 1.99 in 2024; short-term debt: 40.4% and cash: 74.6% of total assets), and 40.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
7.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €175k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
6 d late
2022
31 d late
2021
9 d early
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 13.2%
2024 · €155k
2019: €128k
2020: €172k
2021: €206k
2022: €126k
2023: €126k
2024: €155k
2019 → 2025
Total assets
€295k▼ 1.7%
2024 · €300k
2019: €136k
2020: €190k
2021: €235k
2022: €254k
2023: €257k
2024: €300k
2019 → 2025
Net result
€21k▼ 64.3%
2024 · €60k
2019: €35k
2020: €44k
2021: €35k
2022: €21k
2023: €30k
2024: €60k
2019 → 2025
Working capital
€168k▲ 17.5%
2024 · €143k
2019: €129k
2020: €172k
2021: €181k
2022: €103k
2023: €110k
2024: €143k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€126k▼ 39.0%€126k▼ 0.3%€155k▲ 23.5%€175k▲ 13.2%
Operating result€49k-€27k▼ 44.9%€35k▲ 29.4%€77k▲ 118%€25k▼ 67.9%
Net result€35k-€21k▼ 41.7%€30k▲ 46.0%€60k▲ 97.6%€21k▼ 64.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€8k▼ 38.5%
Current assets
€287k▼ 0.1%
Equity and liabilities €295k
Equity
€175k▲ 13.2%
Debt
€119k▼ 17.7%
The debt ratio falls from 48.3% to 40.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €84k
Cash flow
€29k▼
2024 · €67k
Solvency
59.6%▲
2024 · 51.7%
Current ratio
2.41▲
2024 · 1.99
Quick ratio
2.41▲
2024 · 1.99
Debt / equity
0.68▼
2024 · 0.93
ROE
12.1%▼
2024 · 38.4%
ROA
7.2%▼
2024 · 19.9%
Interest coverage
24.97▼
2024 · 36.84
Debt
€119k▼
2024 · €145k
Debt ≤ 1 year
€119k▼
2024 · €144k
Income taxes
€3k▼
2024 · €15k
Staff costs
€204k▲
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€300k€295k▼
Fixed assets21/28€13k€8k▼
Intangible fixed assets21€1k€425▼
Tangible fixed assets22/27€9k€5k▼
Furniture and vehicles24€9k€5k▼
Financial fixed assets28€2k€2k=
Current assets29/58€287k€287k▼
Amounts receivable within one year40/41€51k€44k▼
Trade receivables40€49k€36k▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€224k€220k▼
Deferred charges and accrued income490/1€12k€23k▲
Equity and liabilities
Total equity and liabilities10/49€300k€295k▼
Equity10/15€155k€175k▲
Contributions10/11€19k€19k=
Reserves13€136k€136k=
Distributable reserves133€136k€136k=
Profit (loss) carried forward14€604€21k▲
Amounts payable17/49€145k€119k▼
Amounts payable within one year42/48€144k€119k▼
Financial debts43€2k€16▼
Credit institutions430/8€2k€16▼
Trade debts44€8k€12k▲
Suppliers440/4€2k€12k▲
Bills of exchange payable441€6k€0▼
Taxes, remuneration and social security45€16k€22k▲
Taxes450/3€347€0▼
Remuneration and social security454/9€16k€22k▲
Other amounts payable47/48€119k€86k▼
Accrued charges and deferred income492/3€244€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€134k€204k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€470€722▲
Gross operating margin9900€219k€237k▲
Operating profit (loss)9901€77k€25k▼
Financial income75/76B€394€635▲
Recurring financial income75€394€635▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€75k€24k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€60k€21k▼
Profit (loss) for the period to be appropriated9905€60k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€22k▼
Profit (loss) brought forward from the previous period14P€89€604▲
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
Profit to be distributed694/7€30k€833▼
Return on contributions (dividend)694€30k€833▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €60k ▲97.6%
Operating result €77k, net result €60k, both a record.
31-12
Financial
Equity above €150kEq €155k ▲23.5%
6 profitable years in a row build equity to €155k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €21k ▼41.7%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €206k ▲19.6%
3 profitable years in a row build equity to €206k.
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €150kEq €172k ▲34.6%
2 profitable years in a row build equity to €172k.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
08-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 3 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 511000 BrusselGround area
1.9 ha
Building footprint
5,252 m²
Volume, LiDAR
74,965 m³
3 parcels, Brussels, Wallonia · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
3 establishment units
LYKKE ADVICE
since 20162.252.070.774
Drève Richelle 161, 1410 Waterloo
since 20202.309.767.166
LYKKE ADVICE
since 20212.322.202.269
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 21811M2590/00H000 | Brussels | 8,183 m² | 1 · 3,231 m² | 20.2 m · 4 fl. |
| 21806F0172/00S000 ProtectedMonumentDeprez-Van De Veldehuis |
Brussels | 340 m² | 1 · 249 m² | 21.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
68121Development of residential building projects
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.