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LV1

Active
Waterloose Steenweg 440 ·1050 Elsene, Belgium
KBO/BCE: BE 0668.510.439
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age9 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LV1 is 0.3% (very low). The 2025 annual accounts show equity of €425k and a net result of €100k. Equity is growing by ~35.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 297 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 9 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 07-05-2026 85 d early 2026-00106440
31-12-2024 31-07-2025 25-04-2025 97 d early 2025-00075272
31-12-2023 31-07-2024 17-06-2024 44 d early 2024-00133251
31-12-2022 31-07-2023 18-07-2023 13 d early 2023-00244078
31-12-2021 31-07-2022 23-05-2022 69 d early 2022-20037424
31-12-2020 31-07-2021 20-07-2021 11 d early 2021-37500057
31-12-2019 31-07-2020 09-06-2020 52 d early 2020-15700480
31-12-2018 31-07-2019 06-06-2019 55 d early 2019-16600283
31-12-2017 31-07-2018 07-06-2018 54 d early 2018-17000434

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2016, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Higher-failure-rate region +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€100k-18.5%
Working capital€385k+42.0%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 07-05-2026 with the NBB · fiscal year 2025 · volledig
€0€50k€100kOperating result 2021: €28k€28kNet result 2021: €26k€26kOperating result 2022: €36k€36kNet result 2022: €33k€33kOperating result 2023: €39k€39kNet result 2023: €42k€42kOperating result 2024: €123k€123kNet result 2024: €122k€122kOperating result 2025: €53k€53kNet result 2025: €100k€100k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~35.9%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€500k€1.00M2026: €585k (€551k - €619k)2027: €795k (€761k - €829k)2028: €1.08M (€1.05M - €1.11M)2018: €42k2019: €69k2020: €102k2021: €128k2022: €161k2023: €203k2024: €325k2025: €425k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 42.2% 42.2%
better than 50% of 297 sector peers
Net result €100k €57k
better than 59% of 296 sector peers
Equity €425k €207k
better than 61% of 297 sector peers
Gross operating margin €68k €83k
better than 42% of 247 sector peers
Total assets €1.01M €690k
better than 56% of 297 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P50
2020: P21 · n=2652021: P25 · n=4192022: P30 · n=6212023: P29 · n=8262024: P28 · n=9722025: P50 · n=2972020 2025
Improving position over 2020-2025 · n=265-972
Net result P59
2020: P51 · n=2652021: P45 · n=4182022: P53 · n=6212023: P56 · n=8272024: P75 · n=9722025: P59 · n=2962020 2025
Improving position over 2020-2025 · n=265-972
Equity P61
2020: P28 · n=2652021: P42 · n=4192022: P50 · n=6222023: P53 · n=8282024: P61 · n=9732025: P61 · n=2972020 2025
Improving position over 2020-2025 · n=265-973
Gross operating margin P42
2020: P47 · n=1802021: P46 · n=3242022: P47 · n=5062023: P50 · n=6682024: P72 · n=8132025: P42 · n=2472020 2025
Stable position over 2020-2025 · n=180-813
Describes the position versus peers, not a forecast.
EBITDA
€67k
-51.2% 18-25
Net profit
€100k
-18.5% 18-25
Cash flow
€114k
-16.6% 18-25
Total assets
€1.01M
-47.5% 18-25
Equity
€425k
+30.7% 18-25
Working capital
€385k
+42.0% 18-25
Income taxes
€34k
-21.7% 18-25
Dividends
€0
- 18-25
Debt
€582k
-63.4% 18-25
Debt ≤ 1y
€582k
-63.4% 18-25
Debt > 1y
€0
- 18-25
Current ratio
1.66
+42.0% 18-25
Quick ratio
1.66
+42.0% 18-25
Solvency
42.2%
+148.7% 18-25
Debt / equity
1.37
-72.0% 18-25
ROE
23.5%
-37.6% 18-25
ROA
9.9%
+55.2% 18-25
Interest coverage
1306.76
-51.2% 18-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€67k
Net profit€100k
Cash flow€114k
Staff costs-
Income taxes€34k
Dividends-
Total assets€1.01M
Equity€425k
Debt€582k
of which ≤ 1y€582k
of which > 1y-
Working capital€385k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.66
Quick ratio1.66
Working capital ratio38.2%
Solvency42.2%
Debt / equity1.37
Long-term debt ratio-
Interest coverage1306.76
Gross margin-
Net margin-
ROA9.9%
ROE23.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.01M
Fixed assets 21/28€40k
Tangible fixed assets 22/27€30k
Financial fixed assets 28€10k
Current assets 29/58€966k
Amounts receivable within one year 40/41€889k
Investments 50/53€70k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.01M
Equity 10/15€425k
Contributions / capital 10/11€19k
Reserves 13€407k
Amounts payable 17/49€582k
Amounts payable within one year 42/48€582k
Trade debts payable within one year 44€971
Income statement
Gross operating margin 9900€68k
Operating result 9901€53k
Financial income 75€81k
Financial charges 65€51
Result before taxes 9903€134k
Income taxes 67/77€34k
Net result for the period 9904€100k
Result to be appropriated 9905€100k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
Elsene exact location from the address register
4 companies at this address See who is registered here

Establishment units

1 location
LV1
Waterloose Steenweg 440, 1050 ElseneHoldings
since 20162.260.864.221
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area327 m²
Buildings1
Building footprint270 m²
Volume (LiDAR)1,794 m³
Tallest building16.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21447B0299/02H000 Brussels 327 m² 1 · 270 m² 16.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability100Solvency79Growth78Stability100
89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 100
Solvency 79
Growth 78
Stability 100

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR LV1
Registered office
Waterloose Steenweg 440 bus 1
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.