APOCOR
ActiveAPOCOR has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439k and a net result of €102k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+6
Solvency66▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.24 in 2024; short-term debt: 21.5% and cash: 0.1% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
37 d early
2023
12 d early
2022
31 d early
2021
3 d late
2020
32 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€439k▲ 12.0%
2024 · €392k
2018: €97k
2019: €143k
2020: €198k
2021: €254k
2022: €312k
2023: €361k
2024: €392k
2018 → 2025
Total assets
€1.06M▲ 2.8%
2024 · €1.03M
2018: €1.02M
2019: €1.02M
2020: €1.00M
2021: €1.02M
2022: €1.04M
2023: €1.03M
2024: €1.03M
2018 → 2025
Net result
€102k▲ 32.9%
2024 · €77k
2018: €43k
2019: €46k
2020: €58k
2021: €57k
2022: €101k
2023: €84k
2024: €77k
2018 → 2025
Working capital
€-200k▼ 43.7%
2024 · €-139k
2018: €-32k
2019: €-32k
2020: €-43k
2021: €-42k
2022: €-75k
2023: €-109k
2024: €-139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€312k▲ 22.8%€361k▲ 15.5%€392k▲ 8.6%€439k▲ 12.0%
Operating result€46k-€94k▲ 106%€67k▼ 28.0%€72k▲ 7.3%€70k▼ 3.6%
Net result€57k-€101k▲ 77.1%€84k▼ 17.0%€77k▼ 8.2%€102k▲ 32.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€1.03M▲ 4.6%
Current assets
€28k▼ 36.0%
Equity and liabilities €1.06M
Equity
€439k▲ 12.0%
Debt
€620k▼ 2.8%
The debt ratio falls from 62.0% to 58.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
41.4%▲
2024 · 38.0%
Current ratio
0.12▼
2024 · 0.24
Quick ratio
0.12▼
2024 · 0.24
Debt / equity
1.41▼
2024 · 1.63
ROE
23.3%▲
2024 · 19.6%
ROA
9.7%▲
2024 · 7.5%
Debt
€620k▼
2024 · €638k
Debt ≤ 1 year
€228k▲
2024 · €183k
Debt > 1 year
€383k▼
2024 · €447k
Income taxes
€15k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.06M▲
Fixed assets21/28€985k€1.03M▲
Financial fixed assets28€985k€1.03M▲
Current assets29/58€44k€28k▼
Amounts receivable within one year40/41€30k€26k▼
Other amounts receivable41€30k€26k▼
Current investments50/53€624€628▲
Cash at bank and in hand54/58€12k€1k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.06M▲
Equity10/15€392k€439k▲
Contributions10/11€19k€19k=
Reserves13€373k€420k▲
Distributable reserves133€373k€420k▲
Amounts payable17/49€638k€620k▼
Amounts payable after more than one year17€447k€383k▼
Financial debts170/4€447k€383k▼
Amounts payable within one year42/48€183k€228k▲
Current portion of amounts payable after more than one year42€63k€64k▲
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€340€1k▲
Suppliers440/4€340€1k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€106k€152k▲
Accrued charges and deferred income492/3€8k€9k▲
Income statement
Code20242025
Other operating charges640/8€726€1k▲
Gross operating margin9900€73k€71k▼
Operating profit (loss)9901€72k€70k▼
Financial income75/76B€40k€60k▲
Recurring financial income75€40k€60k▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€100k€117k▲
Income taxes67/77€23k€15k▼
Profit (loss) for the period9904€77k€102k▲
Profit (loss) for the period to be appropriated9905€77k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€102k▲
Transfer from equity791/2€46k€55k▲
Transfer to equity691/2€77k€102k▲
To other reserves6921€77k€102k▲
Profit to be distributed694/7€46k€55k▲
Return on contributions (dividend)694€46k€55k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €102k ▲32.9%
Net result €102k, the highest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
31-12
Financial
Equity above €200kEq €254k ▲28.4%
4 profitable years in a row build equity to €254k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €198k ▲38.8%
3 profitable years in a row build equity to €198k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €143k ▲47.4%
2 profitable years in a row build equity to €143k.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Lemanstraat 10-122600 AntwerpenGround area
384 m²
Building footprint
201 m²
Volume, LiDAR
3,415 m³
Parcel 11303B0355/00B005, Flanders · tallest building 24.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
APOCOR
since 20162.255.140.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0355/00B005 | Flanders | 384 m² | 1 · 201 m² | 24.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 35,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.