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LV Agency

Active Risk: not assessed
Private limited companyfounded 2020active for 6 yearsKlimoplei 8, 2223 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0745.476.870
Summary

LV Agency is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €121,808 and a net result of €105,590, of which €142,502 non-recurring income. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 46% of 77 sector peers (NACE 65, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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LV AgencyActive
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Overview

Official details

Source: KBO
Status
Active since 17-03-2020 Normal situation
Activity
Insurance, reinsurance and pension funding, except compulsory social security NACE 65111and 4 others
Establishment unit
2.300.416.465 2223 Heist-op-den-Berg, since 17-03-2020
Financial year end
31 December
Peppol
Reachable
Company details

Board and ownership

Board
  • Van den Acker LanaDirector · since 11-02-2020
  • Sam VerrytDirector
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€105,590
▲ 582%
Equity
€121,808
▲ 651%
Total assets
€270,748
▲ 472%
Filed on 30-07-2026, 1 day before the deadline
Financials
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
2122232425
2021 to 2025 · latest year €121,808
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 day early
2024
45 days early
2023
8 days early
2022
31 days late
2021
47 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 14 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €16,219 to €121,808 ▲ 651% View
  • New directorlatest change 01-10-2026 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed Appointment: Sam Verryt (director)
  2. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have their main activity in the same NACE class as LV Agency: insurance, reinsurance and pension funding, except compulsory social security (NACE 6511). With exactly the same main activity (NACE 65111), too few companies are of comparable size. They are comparable in size and age: total assets between €147,000 and €624,000, founded between 2017 and 2021.

CompanyTotal assetsGross margin
LV Agency Heist-op-den-Berg€270,748€161,267
HUYCARE Huy€308,526€153,295
JAN HERMANS Tielt-Winge€461,723€215,703
THL ASSUR Malmedy€534,235€110,231
Laulan Lanaken€623,958€87,806
Finaid Financials Kampenhout€617,891€371,967
RVB INSURANCE CONSULT Blankenberge€146,650€57,391
Full comparison

Key facts about LV Agency
What is the company number of LV Agency?
The company number of LV Agency is 0745.476.870. The VAT number is the same number with BE in front: BE 0745.476.870.
Where is LV Agency based?
The registered office is at Klimoplei 8, 2223 Heist-op-den-Berg.Company details
What does LV Agency do?
According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65111).
What is the legal form of LV Agency?
The legal form of LV Agency is Private limited company (BV).
When was LV Agency founded?
LV Agency was founded on 17-03-2020.
Is LV Agency still active?
Yes, LV Agency is an active enterprise in the KBO register.
What is the turnover of LV Agency?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €161,267 and 2,211 comparable companies of the same size. It probably lies between €270,000 and €620,000. It is a rough estimate.Financials
Is LV Agency profitable?
In financial year 2025, LV Agency made a profit of €105,590.
Where can I find the annual accounts of LV Agency?
LV Agency filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LV Agency due?
LV Agency must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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