Active BE 0795.457.606Private limited company

LV ADVICE

Wilgendreef 11 ·8790 Waregem, Belgium· 3 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

The computed 12-month bankruptcy probability of LV ADVICE is 0.6% (low). The 2024 annual accounts show equity of €19k and a net result of €-1k. Its solvency ranks better than 13% of 2389 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€19k
Net result	€-1k
Staff (FTE)	1
Better than sector	13%

Snowflake analysis 5 axes · computed by Checked

34 / 100

Fragile profile — watch profitability in particular.

Health 25

Profitability 0

Solvency 18

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.6% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022 — past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

25 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 23-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 70 — Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	10.8%	63.2%	better than 13% of 2389 sector peers
Net result	€-1k	€30k	better than 14% of 2390 sector peers
Equity	€19k	€64k	better than 20% of 2390 sector peers
Gross operating margin	€131k	€49k	better than 86% of 2386 sector peers
Staff costs	€84k	€3k	higher than 90% of 248 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€45k

-21.1% 23–24

Net profit

€-1k

— 23–24

Cash flow

€34k

-24.3% 23–24

Total assets

€171k

+7.6% 23–24

Equity

€19k

-6.2% 23–24

Working capital

€-2k

— 23–24

Employees (FTE)

1

+233.3% 23–24

Staff costs

€84k

+245.0% 23–24

Income taxes

€9k

-6.8% 23–24

Debt

€153k

+9.5% 23–24

Debt ≤ 1y

€87k

+65.2% 23–24

Debt > 1y

€36k

-37.0% 23–24

Current ratio

0.97

-6.8% 23–24

Quick ratio

0.97

-6.8% 23–24

Solvency

10.8%

-12.8% 23–24

Debt / equity

8.22

+16.8% 23–24

ROE

-6.6%

— 23–24

ROA

-0.7%

— 23–24

Interest coverage

16.56

-21.7% 23–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€45k
Net profit	€-1k
Cash flow	€34k
Staff costs	€84k
Income taxes	€9k
Dividends	—
Total assets	€171k
Equity	€19k
Debt	€153k
of which ≤ 1y	€87k
of which > 1y	€36k
Working capital	€-2k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	0.97
Quick ratio	0.97
Working capital ratio	-1.3%
Solvency	10.8%
Debt / equity	8.22
Long-term debt ratio	1.92
Interest coverage	16.56
Gross margin	—
Net margin	—
ROA	-0.7%
ROE	-6.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €87k · 50.5% Current assets €85k · 49.5%

Equity & liabilities

Equity €19k · 10.9% Debt €153k · 89.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€171k
Fixed assets	21/28	€87k
Tangible fixed assets	22/27	€81k
Financial fixed assets	28	€6k
Current assets	29/58	€85k
Amounts receivable within one year	40/41	€48k
Cash & bank	54/58	€3k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€171k
Equity	10/15	€19k
Contributions / capital	10/11	€4k
Reserves	13	€15k
Amounts payable	17/49	€153k
Amounts payable after one year	17	€36k
Amounts payable within one year	42/48	€87k
Trade debts payable within one year	44	€19k
Income statement
Gross operating margin	9900	€131k
Operating result	9901	€10k
Financial income	75	€1k
Financial charges	65	€3k
Result before taxes	9903	€8k
Income taxes	67/77	€9k
Net result for the period	9904	€-1k
Result to be appropriated	9905	€-1k

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Ratios computed by Checked.

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company(610)
Incorporation	28-12-2022
Status	Active
Postal code	8790

Establishment units 1 location

LV ADVICE

Wilgendreef 11, 8790 WaregemOntwikkeling van residentiële bouwprojecten

since 20222.340.262.184

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34452B0741/00L005	Flanders	698 m²	1 · 179 m²	5.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

23-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

31-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Groothandel in overige bouwmaterialen46739Groothandel in overige bouwmaterialen46839Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Handelsbemiddeling in hout en bouwmaterialen46130Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130

Primary activity highlighted.

Names & trade names

Legal nameNL

LV ADVICE

Registered office

Wilgendreef 11

8790 Waregem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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