LUXOR
ActiveSummary
LUXOR has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146,396 and a net result of €36,616. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 48% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+30
Solvency57▼-11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.18 in 2024; short-term debt: 60% and cash: 30.3% of total assets), and 68.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.8%
Return on assets
8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
29 d late
2022
on the day
2021
26 d late
2020
32 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€146,396▲ 0.5%
2024 · €145,725
Total assets
€459,773▲ 34.1%
2024 · €342,848
Net result
€36,616
2024 · -€21,612
Working capital
€36,640▲ 24.2%
2024 · €29,494
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€59,307▲ 20.3%€46,362▼ 21.8%€17,298▼ 62.7%-€14,978€63,983
Net result€39,767▲ 10.6%€29,161▼ 26.7%€5,256▼ 82.0%-€21,612€36,616
Equity€169,439▲ 30.7%€183,600▲ 8.4%€175,955▼ 4.2%€145,725▼ 17.2%€146,396▲ 0.5%
Total assets€260,799▲ 12.1%€250,970▼ 3.8%€335,667▲ 33.7%€342,848▲ 2.1%€459,773▲ 34.1%
Debt€91,360▼ 11.3%€67,371▼ 26.3%€159,711▲ 137%€197,123▲ 23.4%€313,377▲ 59.0%
Working capital€6,535€38,287▲ 486%€46,048▲ 20.3%€29,494▼ 35.9%€36,640▲ 24.2%
Staff (FTE)5▲ 213%6▲ 20.0%6=6.7▲ 11.7%6.5▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €63,983 after a loss of €14,978 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €459,773
Fixed assets
€147,388 ▼ 1.1%
Current assets
€312,385 ▲ 61.2%
Equity and liabilities €459,773
Equity
€146,396 ▲ 0.5%
Debt
€313,377 ▲ 59.0%
Debt's share of the balance-sheet total rises from 57.5% to 68.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€97,254▲
2024 · €12,803
Cash flow
€69,886▲
2024 · €6,169
Current ratio
1.13▼
2024 · 1.18
Debt to equity
2.14▲
2024 · 1.35
ROE
25.0%▲
2024 · -14.8%
ROA
8.0%▲
2024 · -6.3%
Interest coverage
31.32▲
2024 · 4.53
Debt ≤ 1 year
€275,745▲
2024 · €164,349
Debt > 1 year
€37,633▲
2024 · €32,774
Income taxes
€24,313▲
2024 · €3,811
Staff costs
€292,595▼
2024 · €305,097
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €864 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €199,245 | €199,522 | €284,199 | €305,097 | €292,595 | ▼ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,758 | €19,695 | €24,604 | €27,781 | €33,271 | ▲ 19.8% |
| Other operating charges640/8 | €551 | €1,764 | €2,429 | €1,409 | €1,192 | ▼ 15.4% |
| Gross operating margin9900 | €275,861 | €267,342 | €328,529 | €319,309 | €391,041 | ▲ 22.5% |
| Operating profit (loss)9901 | €59,307 | €46,362 | €17,298 | -€14,978 | €63,983 | ▲ 527% |
| Financial income75/76B | €100 | €0 | €13 | - | €51 | - |
| Recurring financial income75 | €100 | €0 | €13 | - | €51 | - |
| Financial charges65/66B | €2,559 | €393 | €2,640 | €2,824 | €3,105 | ▲ 10.0% |
| Recurring financial charges65 | €2,559 | €393 | €2,640 | €2,824 | €3,105 | ▲ 10.0% |
| Profit (loss) for the period before taxes9903 | €56,848 | €45,969 | €14,671 | -€17,802 | €60,928 | ▲ 442% |
| Income taxes67/77 | €17,081 | €16,808 | €9,416 | €3,811 | €24,313 | ▲ 538% |
| Profit (loss) for the period9904 | €39,767 | €29,161 | €5,256 | -€21,612 | €36,616 | ▲ 269% |
| Profit (loss) for the period to be appropriated9905 | €39,767 | €29,161 | €5,256 | -€21,612 | €36,616 | ▲ 269% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €260,799 | €250,970 | €335,667 | €342,848 | €459,773 | ▲ 34.1% |
| Fixed assets21/28 | €162,904 | €145,313 | €176,787 | €149,006 | €147,388 | ▼ 1.1% |
| Tangible fixed assets22/27 | €162,641 | €145,050 | €176,524 | €148,743 | €147,050 | ▼ 1.1% |
| Land and buildings22 | €112,979 | €105,447 | €97,915 | €90,383 | €82,851 | ▼ 8.3% |
| Plant, machinery and equipment23 | €5,988 | €4,325 | €7,060 | €4,304 | €2,948 | ▼ 31.5% |
| Furniture and vehicles24 | €37,365 | €30,020 | €7,355 | €5,149 | €2,943 | ▼ 42.8% |
| Leasing and similar rights25 | - | - | €59,988 | €45,751 | €56,205 | ▲ 22.8% |
| Other tangible fixed assets26 | €6,310 | €5,258 | €4,206 | €3,155 | €2,103 | ▼ 33.3% |
| Financial fixed assets28 | €263 | €263 | €263 | €263 | €338 | ▲ 28.5% |
| Current assets29/58 | €97,895 | €105,658 | €158,880 | €193,842 | €312,385 | ▲ 61.2% |
| Amounts receivable after more than one year29 | - | €28,800 | €58,800 | €143,542 | €173,199 | ▲ 20.7% |
| Other amounts receivable291 | - | €28,800 | €58,800 | €143,542 | €173,199 | ▲ 20.7% |
| Amounts receivable within one year40/41 | €48,657 | €29,168 | €52,936 | €18,679 | - | - |
| Trade receivables40 | €26,824 | €22,309 | - | €5,876 | - | - |
| Other amounts receivable41 | €21,833 | €6,859 | €52,936 | €12,803 | - | - |
| Cash at bank and in hand54/58 | €49,238 | €37,511 | €46,957 | €31,596 | €139,168 | ▲ 340% |
| Deferred charges and accrued income490/1 | - | €10,179 | €187 | €25 | €18 | ▼ 28.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €260,799 | €250,970 | €335,667 | €342,848 | €459,773 | ▲ 34.1% |
| Equity10/15 | €169,439 | €183,600 | €175,955 | €145,725 | €146,396 | ▲ 0.5% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €86,189 | €115,350 | €120,606 | €111,988 | €112,658 | ▲ 0.6% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | - | - | - | - |
| Distributable reserves133 | €84,330 | €113,491 | €120,606 | €111,988 | €112,658 | ▲ 0.6% |
| Profit (loss) carried forward14 | €77,052 | €62,052 | €49,152 | €27,540 | €27,540 | = |
| Amounts payable17/49 | €91,360 | €67,371 | €159,711 | €197,123 | €313,377 | ▲ 59.0% |
| Amounts payable after more than one year17 | - | - | €46,880 | €32,774 | €37,633 | ▲ 14.8% |
| Financial debts170/4 | - | - | €46,880 | €32,774 | €37,633 | ▲ 14.8% |
| Amounts payable within one year42/48 | €91,360 | €67,371 | €112,832 | €164,349 | €275,745 | ▲ 67.8% |
| Current portion of amounts payable after more than one year42 | - | - | €13,498 | €14,105 | €20,080 | ▲ 42.4% |
| Trade debts44 | €13,396 | €16,580 | €17,437 | €15,930 | €94,806 | ▲ 495% |
| Suppliers440/4 | €13,396 | €16,580 | €17,437 | €15,930 | €94,806 | ▲ 495% |
| Advances received on contracts in progress46 | - | - | - | €26,541 | - | - |
| Taxes, remuneration and social security45 | €60,969 | €50,320 | €81,897 | €99,154 | €124,913 | ▲ 26.0% |
| Taxes450/3 | €26,997 | €27,284 | €20,664 | €23,207 | €61,021 | ▲ 163% |
| Remuneration and social security454/9 | €33,971 | €23,036 | €61,233 | €75,948 | €63,892 | ▼ 15.9% |
| Other amounts payable47/48 | €16,995 | €470 | - | €8,618 | €35,945 | ▲ 317% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,767 | €29,161 | €5,256 | -€21,612 | €36,616 | ▲ 269% |
| + Depreciation and write-downs630 | €16,758 | €19,695 | €24,604 | €27,781 | €33,271 | ▲ 19.8% |
| Operating cash flow (approximation) | €56,525 | €48,856 | €29,860 | €6,169 | €69,886 | ▲ 1,033% |
| Investment in fixed assets (approximation) | - | -€2,104 | -€56,079 | €0 | -€31,653 | - |
| Change in cash | - | -€11,727 | €9,445 | -€15,360 | €107,572 | ▲ 800% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €36,616
Net result €36,616 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet -€21,612
Net result drops to -€21,612, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Highest result since 2018net €39,767 ▲10.6%
Net result €39,767, the highest in the series.
31-12
Financial
Equity above €150,000Eq €169,439 ▲30.7%
4 profitable years in a row build equity to €169,439.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100,000Eq €129,672 ▲38.4%
3 profitable years in a row build equity to €129,672.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 393 days late
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 758 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 3 establishment units since 1996
Ground area
913 m²
Building footprint
529 m²
Volume, LiDAR
3,446 m³
4 parcels, Flanders · tallest building 15.6 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Markt 24, 9240 Zele
since 19962.079.736.517
Grandvision
since 20202.310.309.376
Pearle Opticiens
since 20252.376.857.118
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42027A0619/00S000 | Flanders | 484 m² | 1 · 84 m² | 2.1 m |
| 42402F0201/00K000 | Flanders | 170 m² | 1 · 170 m² | 12.2 m · 3 fl. |
| 41002A0323/00C000 | Flanders | 136 m² | 1 · 152 m² | 14.9 m · 2 fl. |
| 41002A0924/00K000 | Flanders | 123 m² | 1 · 123 m² | 15.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 338 EUR awarded · 338 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 338 EUR | 338 EUR |
Schemes
Similar companies · same sector, comparable size
OPTIEK KNIPOOG WEELDE
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OPTIEK TEN EEKHOVE
BE 0420.636.837
Antwerpen · Eq €146,068
Royal Optical
BE 0597.666.092
Brussel · Eq €145,618
Les lunettes de Pierre
BE 0638.929.397
Namur · Eq €145,406
FREESTYLE EXTENSIONS
BE 0465.534.969
Willebroek · Eq €147,879
Of 1,733 companies in sector 47742 we hold annual accounts for 1,139. 988 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
E-invoicing
Reachable via Peppol
Peppol ID
0208:0459129605
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.