LUXABO
ActiveLUXABO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 68% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency85▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 2.73 in 2024; short-term debt: 39.7% and cash: 25.8% of total assets), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
112 d early
2023
124 d early
2022
101 d early
2021
88 d early
2020
72 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€192k▼ 8.7%
2024 · €210k
2018: €216k
2019: €223k
2020: €256k
2021: €300k
2022: €194k
2023: €204k
2024: €210k
2018 → 2025
Total assets
€321k▼ 0.6%
2024 · €323k
2018: €363k
2019: €346k
2020: €405k
2021: €465k
2022: €381k
2023: €314k
2024: €323k
2018 → 2025
Net result
€14k▲ 4.6%
2024 · €13k
2018: €23k
2019: €17k
2020: €42k
2021: €55k
2022: €40k
2023: €20k
2024: €13k
2018 → 2025
Working capital
€171k▼ 11.3%
2024 · €193k
2018: €194k
2019: €205k
2020: €248k
2021: €294k
2022: €167k
2023: €180k
2024: €193k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€300k-€194k▼ 35.5%€204k▲ 5.3%€210k▲ 3.0%€192k▼ 8.7%
Operating result€72k-€47k▼ 34.0%€21k▼ 55.5%€17k▼ 20.9%€17k▲ 0.2%
Net result€55k-€40k▼ 26.8%€20k▼ 49.8%€13k▼ 33.4%€14k▲ 4.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€22k▲ 17.7%
Current assets
€299k▼ 1.8%
Equity and liabilities €321k
Equity
€192k▼ 8.7%
Debt
€129k▲ 14.3%
The debt ratio rises from 35.0% to 40.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €23k
Cash flow
€24k▲
2024 · €20k
Solvency
59.8%▼
2024 · 65.0%
Current ratio
2.34▼
2024 · 2.73
Quick ratio
1.11▼
2024 · 1.35
Debt / equity
0.67▲
2024 · 0.54
ROE
7.3%▲
2024 · 6.4%
ROA
4.4%▲
2024 · 4.2%
Interest coverage
131.04▲
2024 · 113.52
Debt
€129k▲
2024 · €113k
Debt ≤ 1 year
€128k▲
2024 · €111k
Income taxes
€5k▼
2024 · €6k
Staff costs
€119k▲
2024 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€323k€321k▼
Fixed assets21/28€19k€22k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€19k€19k▼
Furniture and vehicles24€18k€16k▼
Other tangible fixed assets26€1k€3k▲
Current assets29/58€304k€299k▼
Stocks and contracts in progress3€154k€157k▲
Stocks30/36€154k€157k▲
Amounts receivable within one year40/41€48k€57k▲
Trade receivables40€48k€57k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€100k€83k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€323k€321k▼
Equity10/15€210k€192k▼
Contributions10/11€19k€19k=
Reserves13€191k€173k▼
Distributable reserves133€191k€173k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€113k€129k▲
Amounts payable within one year42/48€111k€128k▲
Trade debts44€70k€60k▼
Suppliers440/4€70k€60k▼
Advances received on contracts in progress46€300€1k▲
Taxes, remuneration and social security45€34k€34k▼
Taxes450/3€17k€16k▼
Remuneration and social security454/9€17k€17k▲
Other amounts payable47/48€7k€33k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€116k€119k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-535▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€144k€147k▲
Operating profit (loss)9901€17k€17k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€205€200▼
Recurring financial charges65€205€200▼
Profit (loss) for the period before taxes9903€19k€19k▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€13k€14k▲
Profit (loss) for the period to be appropriated9905€13k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Transfer from equity791/2€7k€32k▲
Transfer to equity691/2€13k€14k▲
To other reserves6921€13k€14k▲
Profit to be distributed694/7€7k€32k▲
Return on contributions (dividend)694€7k€32k▲
Directors or managers695€0-
Social balance
Average headcount (FTE)90872.92.9=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €13k ▼33.4%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €204k ▲5.3%
6 profitable years in a row build equity to €204k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €55k ▲30.1%
Operating result €72k, net result €55k, both a record.
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 99100 Sint-NiklaasGround area
8,682 m²
Building footprint
794 m²
Volume, LiDAR
2,886 m³
Parcel 46446A0010/00S000, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Luxabo BVBA
since 19952.050.936.128
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446A0010/00S000 | Flanders | 8,682 m² | 1 · 794 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K & K
BE 0898.640.959
Namur · Eq €192k
VM BETONVLOEREN
BE 0737.916.612
Ruiselede · Eq €192k
TEGELS EN SIERSCHOUWEN GOOSSENS
BE 0438.410.702
Nijlen · Eq €193k
G.C. BATI
BE 0600.927.668
La Louvière · Eq €193k
Entreprise de Carrelages Mahieu
BE 0422.576.738
Chièvres · Eq €193k
Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1990
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43990Other specialised construction activities
43999Specialised construction activities
45230
45250
42110Construction of roads and motorways
46835Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.