Financials
- Fiscal year
- 2024
- Total assets
- €797,333
- Profit
- €43,694
- Solvency
- 24.0%
Total assets▼ 1.5%
Net result
20182024
K & K
ActiveThe file of K & K contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 4.2% (elevated). The 2024 annual accounts show equity of €191,735 and a net result of €43,694. Equity is shrinking by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 36400 sector peers (fiscal year 2024).
Overview
Activity
Floor and wall tiling
NACE 43331
1 site
Size
€797,333total assets 2024
- Equity
- €191,735
- Profit
- €43,694
Structure
Accounts 67 d overdue0 of 6 deeds read
Why 48- Liquidity: current ratio 1.31, cash €13, halved- Figures for FY 2024 (filed 18-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 110 days late; 3 of the last 3 late+ Founded in 2008Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 39% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
49+6
equity 24.0% of total assets
Liquidity
9+2
short-term debt 76.0% · cash 0.0%
Profitability
76-1
return on assets 5.5%
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.2%
12-2024: 1.0%▼ -77.2% vs 11-2024
01-2025: 1.0%▼ -0.6% vs 12-2024lowest value
02-2025: 1.0%▲ +5.8% vs 01-2025
03-2025: 1.0%▲ +2.2% vs 02-2025
04-2025: 1.0%▲ +0.4% vs 03-2025
05-2025: 1.1%▲ +4.0% vs 04-2025
06-2025: 1.1%▲ +6.8% vs 05-2025
07-2025: 1.3%▲ +13.6% vs 06-2025
08-2025: 1.6%▲ +23.8% vs 07-2025
09-2025: 1.8%▲ +14.5% vs 08-2025
10-2025: 2.1%▲ +15.7% vs 09-2025
11-2025: 2.3%▲ +7.0% vs 10-2025
12-2025: 2.6%▲ +14.1% vs 11-2025
01-2026: 2.6%● 0.0% vs 12-2025
02-2026: 2.7%▲ +3.8% vs 01-2026
03-2026: 2.7%● 0.0% vs 02-2026
04-2026: 2.7%▼ -2.0% vs 03-2026
05-2026: 2.6%▼ -2.0% vs 04-2026
06-2026: 2.5%▼ -5.4% vs 05-2026
07-2026: 2.4%▼ -3.9% vs 06-2026
08-2026: 3.1%▲ +32.5% vs 07-2026
09-2026: 3.5%▲ +12.5% vs 08-2026
10-2026: 4.2%▲ +20.4% vs 09-2026highest value
- Liquidity: current ratio 1.31, cash €13, halved raises the probability
- Figures for FY 2024 (filed 18-11-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 110 days late; 3 of the last 3 late raises the probability
- Founded in 2008 lowers the probability for this profile
Credit up to €9,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.31 against 0.73 in 2023; short-term debt: 76% and cash: 0% of total assets), and 76% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 25%, liquidity 6%, profitability 50%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
110 d late
2023
110 d late
2022
84 d late
2021
50 d late
2020
96 d late
2019
188 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €150,000Eq €191,735 ▲29.5%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2016
- 18-11-2025Annual accounts filed
- 31-12-2024Equity above €150,000
- 18-11-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 18-06-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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