LUWOLAR
ActiveSummary
LUWOLAR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €4k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.17; short-term debt: 46% and cash: 6.7% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-257%
Return on assets
54.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7780 sector peers (2025).
NBB · sector comparisonPosition among 7780 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-01-2026, 118 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
118 d early
2024
181 d early
2023
176 d early
2022
110 d early
2021
115 d late
2020
426 d late
2019
207 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€-17k▲ 17.6%
2024 · €-20k
Total assets
€6k▲ 1,993%
2024 · €307
Net result
€4k▼ 87.7%
2024 · €29k
Working capital
€3k
2024 · €-2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-11k▼ 46.0%€-608▲ 94.6%€10k€29k▲ 196%€4k▼ 87.6%
Net result€-18k▼ 143%€5k€10k▲ 92.2%€29k▲ 192%€4k▼ 87.7%
Equity€-73k▼ 33.0%€-58k▲ 19.4%€-49k▲ 16.8%€-20k▲ 58.8%€-17k▲ 17.6%
Total assets€42k▼ 26.4%€3k▼ 91.7%€13k▲ 276%€307▼ 97.6%€6k▲ 1,993%
Debt€114k▲ 2.8%€62k▼ 45.8%€62k▼ 0.5%€20k▼ 66.9%€23k▲ 12.7%
Working capital€-554▲ 93.5%€1k€11k▲ 677%€-2k€3k
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Key figures and ratios
Solvency
-257.0%
Current ratio
2.17
Debt to equity
-1.39
ROA
54.9%
Debt ≤ 1 year
€3k▲
2024 · €3k
Debt > 1 year
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4k | - | - | - | - |
| Remuneration, social security and pensions62 | €2k | €205 | - | €790 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €8k | - | - | - | - | - |
| Other operating charges640/8 | €449 | €3k | €457 | €6k | €524 | ▼ 91.6% |
| Gross operating margin9900 | €-623 | €2k | €10k | €37k | €4k | ▼ 88.6% |
| Operating profit (loss)9901 | €-11k | €-608 | €10k | €29k | €4k | ▼ 87.6% |
| Financial income75/76B | €5k | €10k | - | - | - | - |
| Recurring financial income75 | €36 | €9k | - | - | - | - |
| Non-recurring financial income76B | €5k | €2k | - | - | - | - |
| Financial charges65/66B | €5k | €1k | €152 | €118 | €124 | ▲ 5.5% |
| Recurring financial charges65 | €5k | €1k | €152 | €118 | €124 | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | €-11k | €8k | €10k | €29k | €4k | ▼ 88.0% |
| Income taxes67/77 | €7k | €3k | - | €725 | - | - |
| Profit (loss) for the period9904 | €-18k | €5k | €10k | €29k | €4k | ▼ 87.7% |
| Profit (loss) for the period to be appropriated9905 | €-18k | €5k | €10k | €29k | €4k | ▼ 87.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42k | €3k | €13k | €307 | €6k | ▲ 1,993% |
| Fixed assets21/28 | €26k | - | - | - | - | - |
| Tangible fixed assets22/27 | €16k | - | - | - | - | - |
| Leasing and similar rights25 | €16k | - | - | - | - | - |
| Financial fixed assets28 | €10k | - | - | - | - | - |
| Current assets29/58 | €16k | €3k | €13k | €307 | €6k | ▲ 1,993% |
| Amounts receivable within one year40/41 | €5k | €3k | - | - | €6k | - |
| Trade receivables40 | - | - | - | - | €6k | - |
| Other amounts receivable41 | €5k | €3k | - | - | - | - |
| Cash at bank and in hand54/58 | €11k | €435 | €13k | €307 | €429 | ▲ 39.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42k | €3k | €13k | €307 | €6k | ▲ 1,993% |
| Equity10/15 | €-73k | €-58k | €-49k | €-20k | €-17k | ▲ 17.6% |
| Contributions10/11 | €11k | €20k | €20k | €20k | €20k | = |
| Outside capital11 | €11k | €20k | €20k | - | - | - |
| Other1109/19 | €11k | €20k | €20k | - | - | - |
| Profit (loss) carried forward14 | €-84k | €-78k | €-69k | €-40k | €-37k | ▲ 8.8% |
| Amounts payable17/49 | €114k | €62k | €62k | €20k | €23k | ▲ 12.7% |
| Amounts payable after more than one year17 | €98k | €60k | €60k | €18k | €20k | ▲ 12.3% |
| Financial debts170/4 | €98k | €60k | €60k | €18k | €20k | ▲ 12.3% |
| Amounts payable within one year42/48 | €16k | €2k | €2k | €3k | €3k | ▲ 15.6% |
| Trade debts44 | €2k | €2k | €2k | €2k | €2k | ▲ 25.6% |
| Suppliers440/4 | €2k | €2k | €2k | €2k | €2k | ▲ 25.6% |
| Taxes, remuneration and social security45 | €8k | - | - | - | - | - |
| Taxes450/3 | €7k | - | - | - | - | - |
| Remuneration and social security454/9 | €2k | - | - | - | - | - |
| Other amounts payable47/48 | €6k | - | - | €1k | €1k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-18k | €5k | €10k | €29k | €4k | ▼ 87.7% |
| Operating cash flow (approximation) | €-18k | €5k | €10k | €29k | €4k | ▼ 87.7% |
| Change in cash | - | €-11k | €12k | €-13k | €122 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity times 18current ratio 2.17
Current ratio from 0.12 to 2.17.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2018net €29k ▲192%
Operating result €29k, net result €29k, both a record.
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Liquidity quadruplescurrent ratio 7.74
Current ratio from 1.73 to 7.74; short-term debt falls from €2k to €2k.
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €5k
Net result €5k after 4 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 115 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1192 days late
04-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1557 days late
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 426 days late
Show earlier events
2021
30-09
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 207 days late
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2009
Ground area
3,444 m²
Building footprint
386 m²
Parcel 11010B0083/00M000, Flanders. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Luwolar
since 20092.181.876.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11010B0083/00M000 | Flanders | 3,444 m² | 1 · 386 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,220 companies in sector 82100 we hold annual accounts for 3,511. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-2009
Fiscal year end30-09
Activities, NACEBEL 2025
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.