Summary
Lupi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17,634 and a net result of -€1,982. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 8094 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
23 d early
2023
17 d late
2022
23 d late
2021
46 d early
2020
53 d early
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€17,634▼ 10.1%
2024 · €19,616
Net result
-€1,982▼ 67.3%
2024 · -€1,185
Total assets
€17,634▼ 10.1%
2024 · €19,616
Solvency
100.0%=
2024 · 100.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€2,577▼ 58.2%-€1,391▲ 46.0%-€2,790▼ 101%-€1,261▲ 54.8%-€2,051▼ 62.7%
Net result-€2,532below the sector's middle half▼ 64.8%-€1,316below the sector's middle half▲ 48.0%-€2,735below the sector's middle half▼ 108%-€1,185below the sector's middle half▲ 56.7%-€1,982below the sector's middle half▼ 67.3%
Equity€24,852below the sector's middle half▼ 9.2%€23,536below the sector's middle half▼ 5.3%€20,801below the sector's middle half▼ 11.6%€19,616below the sector's middle half▼ 5.7%€17,634below the sector's middle half▼ 10.1%
Total assets€24,852below the sector's middle half▼ 10.4%€23,536below the sector's middle half▼ 5.3%€20,801below the sector's middle half▼ 11.6%€19,616below the sector's middle half▼ 5.7%€17,634below the sector's middle half▼ 10.1%
Debt
Working capital
Solvency100.0%above the sector's middle half▲ 1.3pp100.0%above the sector's middle half=100.0%above the sector's middle half=100.0%above the sector's middle half=100.0%above the sector's middle half=
Current ratio
Return on assets (ROA)-10.2%below the sector's middle half▼ 4.7pp-5.6%below the sector's middle half▲ 4.6pp-13.1%below the sector's middle half▼ 7.6pp-6.0%below the sector's middle half▲ 7.1pp-11.2%below the sector's middle half▼ 5.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,051 in 2025 against €1,261 in 2024; the loss grows.
Key figures and ratios
ROE
-11.2%▼
2024 · -6.0%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €464 | €467 | €757 | €513 | €527 | ▲ 2.8% |
| Gross operating margin9900 | -€2,113 | -€924 | -€2,033 | -€748 | -€1,524 | ▼ 104% |
| Operating profit (loss)9901 | -€2,577 | -€1,391 | -€2,790 | -€1,261 | -€2,051 | ▼ 62.7% |
| Financial income75/76B | €104 | €123 | €100 | €121 | €115 | ▼ 5.3% |
| Recurring financial income75 | €104 | €123 | €100 | €121 | €115 | ▼ 5.3% |
| Financial charges65/66B | €59 | €49 | €45 | €45 | €45 | = |
| Recurring financial charges65 | €59 | €49 | €45 | €45 | €45 | = |
| Profit (loss) for the period before taxes9903 | -€2,532 | -€1,316 | -€2,735 | -€1,185 | -€1,982 | ▼ 67.3% |
| Profit (loss) for the period9904 | -€2,532 | -€1,316 | -€2,735 | -€1,185 | -€1,982 | ▼ 67.3% |
| Profit (loss) for the period to be appropriated9905 | -€2,532 | -€1,316 | -€2,735 | -€1,185 | -€1,982 | ▼ 67.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24,852 | €23,536 | €20,801 | €19,616 | €17,634 | ▼ 10.1% |
| Current assets29/58 | €24,852 | €23,536 | €20,801 | €19,616 | €17,634 | ▼ 10.1% |
| Amounts receivable within one year40/41 | €1,713 | €1,835 | €1,935 | €2,056 | €2,170 | ▲ 5.6% |
| Other amounts receivable41 | €1,713 | €1,835 | €1,935 | €2,056 | €2,170 | ▲ 5.6% |
| Cash at bank and in hand54/58 | €23,139 | €21,701 | €18,866 | €17,560 | €15,464 | ▼ 11.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24,852 | €23,536 | €20,801 | €19,616 | €17,634 | ▼ 10.1% |
| Equity10/15 | €24,852 | €23,536 | €20,801 | €19,616 | €17,634 | ▼ 10.1% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | -€15,148 | -€16,464 | -€19,199 | -€20,384 | -€22,366 | ▼ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,532 | -€1,316 | -€2,735 | -€1,185 | -€1,982 | ▼ 67.3% |
| Operating cash flow (approximation) | -€2,532 | -€1,316 | -€2,735 | -€1,185 | -€1,982 | ▼ 67.3% |
| Change in cash | - | -€1,439 | -€2,835 | -€1,306 | -€2,096 | ▼ 60.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Weakest financial yearnet -€4,941
Net result drops to -€4,941, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2015
Ground area
3,325 m²
Building footprint
234 m²
Volume, LiDAR
1,228 m³
Parcel 73085C0261/00E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Lupi
since 20152.241.627.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73085C0261/00E000 | Flanders | 3,325 m² | 1 · 234 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 6,974 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.