BUELDING
ActiveSummary
BUELDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€68,090) and a net result of -€1,610. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 5% of 8091 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€68,090▼ 2.4%
2024 · -€66,480
Net result
-€1,610▼ 9.7%
2024 · -€1,467
Total assets
€20,237▼ 0.9%
2024 · €20,421
Solvency
-336.5%▼ 10.9pp
2024 · -325.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,250-€1,677▼ 34.2%-€3,171▼ 89.1%-€1,219▲ 61.6%-€1,328▼ 8.9%
Net result-€1,400below the sector's middle half-€1,840below the sector's middle half▼ 31.4%-€3,334below the sector's middle half▼ 81.2%-€1,467below the sector's middle half▲ 56.0%-€1,610below the sector's middle half▼ 9.7%
Equity-€59,839below the sector's middle half▼ 2.4%-€61,679below the sector's middle half▼ 3.1%-€65,013below the sector's middle half▼ 5.4%-€66,480below the sector's middle half▼ 2.3%-€68,090below the sector's middle half▼ 2.4%
Total assets€21,842below the sector's middle half▼ 29.3%€21,862below the sector's middle half▲ 0.1%€20,469below the sector's middle half▼ 6.4%€20,421below the sector's middle half▼ 0.2%€20,237below the sector's middle half▼ 0.9%
Debt€81,681▼ 8.6%€83,541▲ 2.3%€85,482▲ 2.3%€86,902▲ 1.7%€88,327▲ 1.6%
Working capital-€68,293below the sector's middle half▼ 1.8%-€69,912below the sector's middle half▼ 2.4%-€73,025below the sector's middle half▼ 4.5%-€74,271below the sector's middle half▼ 1.7%-€75,659below the sector's middle half▼ 1.9%
Solvency-274.0%below the sector's middle half▼ 84.8pp-282.1%below the sector's middle half▼ 8.2pp-317.6%below the sector's middle half▼ 35.5pp-325.5%below the sector's middle half▼ 7.9pp-336.5%below the sector's middle half▼ 10.9pp
Current ratio0.16below the sector's middle half▼ 0.080.16below the sector's middle half=0.15below the sector's middle half▼ 0.020.15below the sector's middle half=0.14below the sector's middle half=
Return on assets (ROA)-6.4%below the sector's middle half▼ 30.7pp-8.4%below the sector's middle half▼ 2.0pp-16.3%below the sector's middle half▼ 7.9pp-7.2%below the sector's middle half▲ 9.1pp-8.0%below the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,328 in 2025 against €1,219 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,237
Fixed assets
€7,570 ▼ 2.8%
Current assets
€12,668 ▲ 0.3%
Key figures and ratios
Debt ≤ 1 year
€88,327▲
2024 · €86,902
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €221 | €221 | €221 | €221 | €221 | = |
| Other operating charges640/8 | €410 | €410 | €446 | €449 | €466 | ▲ 3.6% |
| Gross operating margin9900 | -€619 | -€1,046 | -€2,503 | -€548 | -€641 | ▼ 16.9% |
| Operating profit (loss)9901 | -€1,250 | -€1,677 | -€3,171 | -€1,219 | -€1,328 | ▼ 8.9% |
| Financial charges65/66B | €151 | €163 | €163 | €248 | €282 | ▲ 13.7% |
| Recurring financial charges65 | €151 | €163 | €163 | €248 | €282 | ▲ 13.7% |
| Profit (loss) for the period before taxes9903 | -€1,400 | -€1,840 | -€3,334 | -€1,467 | -€1,610 | ▼ 9.7% |
| Profit (loss) for the period9904 | -€1,400 | -€1,840 | -€3,334 | -€1,467 | -€1,610 | ▼ 9.7% |
| Profit (loss) for the period to be appropriated9905 | -€1,400 | -€1,840 | -€3,334 | -€1,467 | -€1,610 | ▼ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,842 | €21,862 | €20,469 | €20,421 | €20,237 | ▼ 0.9% |
| Fixed assets21/28 | €8,454 | €8,233 | €8,012 | €7,791 | €7,570 | ▼ 2.8% |
| Tangible fixed assets22/27 | €8,454 | €8,233 | €8,012 | €7,791 | €7,570 | ▼ 2.8% |
| Land and buildings22 | €8,454 | €8,233 | €8,012 | €7,791 | €7,570 | ▼ 2.8% |
| Current assets29/58 | €13,388 | €13,629 | €12,457 | €12,631 | €12,668 | ▲ 0.3% |
| Stocks and contracts in progress3 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Contracts in progress37 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Amounts receivable within one year40/41 | €2,387 | €2,414 | €2,414 | €2,414 | €2,414 | = |
| Other amounts receivable41 | €2,387 | €2,414 | €2,414 | €2,414 | €2,414 | = |
| Cash at bank and in hand54/58 | €1,001 | €1,215 | €43 | €217 | €254 | ▲ 17.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,842 | €21,862 | €20,469 | €20,421 | €20,237 | ▼ 0.9% |
| Equity10/15 | -€59,839 | -€61,679 | -€65,013 | -€66,480 | -€68,090 | ▼ 2.4% |
| Contributions10/11 | €13,200 | €13,200 | €13,200 | €13,200 | €13,200 | = |
| Profit (loss) carried forward14 | -€73,039 | -€74,879 | -€78,213 | -€79,680 | -€81,290 | ▼ 2.0% |
| Amounts payable17/49 | €81,681 | €83,541 | €85,482 | €86,902 | €88,327 | ▲ 1.6% |
| Amounts payable within one year42/48 | €81,681 | €83,541 | €85,482 | €86,902 | €88,327 | ▲ 1.6% |
| Trade debts44 | - | - | - | - | €0 | - |
| Suppliers440/4 | - | - | - | - | €0 | - |
| Other amounts payable47/48 | €81,681 | €83,541 | €85,482 | €86,902 | €88,327 | ▲ 1.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,400 | -€1,840 | -€3,334 | -€1,467 | -€1,610 | ▼ 9.7% |
| + Depreciation and write-downs630 | €221 | €221 | €221 | €221 | €221 | = |
| Operating cash flow (approximation) | -€1,179 | -€1,619 | -€3,113 | -€1,246 | -€1,389 | ▼ 11.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €214 | -€1,172 | €173 | €37 | ▼ 78.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€3,334
Net result drops to -€3,334, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €7,493
Net result €7,493 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2013
Ground area
3,542 m²
Building footprint
560 m²
Volume, LiDAR
2,475 m³
Parcel 71403G0363/00B000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BUELDING
since 20132.224.260.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403G0363/00B000 | Flanders | 3,542 m² | 1 · 560 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0542579396
Also
9925:BE0542579396
Registered
18-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.