LUPET CONSULTANCY
ActiveSummary
LUPET CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.24M and a net result of €1.26M. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 8095 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+22
Solvency100=
Growth78=
Track record100
Credit verdict
Credit up to €320k at 30 days acceptable
Liquidity ample (current ratio 14.65 against 1.94 in 2024; short-term debt: 4% and cash: 28.6% of total assets), and 4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
55 d late
2024
61 d late
2023
30 d late
2022
73 d late
2021
142 d late
2020
116 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.24M▲ 63.5%
2024 · €1.98M
2018: €1.05Mlowest in 8 years
2019: €1.36M▲ +29.9% vs 2018
2020: €1.47M▲ +8.0% vs 2019
2021: €2.28M▲ +55.0% vs 2020
2022: €2.59M▲ +13.7% vs 2021
2023: €1.78M▼ -31.4% vs 2022
2024: €1.98M▲ +11.3% vs 2023
2025: €3.24M▲ +63.5% vs 2024highest in 8 years
2018 → 2025
Total assets
€3.37M▲ 30.3%
2024 · €2.59M
2018: €1.53M
2019: €1.42M▼ -7.0% vs 2018lowest in 8 years
2020: €1.53M▲ +8.1% vs 2019
2021: €2.37M▲ +54.7% vs 2020
2022: €2.75M▲ +15.9% vs 2021
2023: €2.63M▼ -4.5% vs 2022
2024: €2.59M▼ -1.5% vs 2023
2025: €3.37M▲ +30.3% vs 2024highest in 8 years
2018 → 2025
Net result
€1.26M▲ 524%
2024 · €202k
2018: €43klowest in 8 years
2019: €319k▲ +637% vs 2018
2020: €109k▼ -65.8% vs 2019
2021: €809k▲ +643% vs 2020
2022: €312k▼ -61.4% vs 2021
2023: €178k▼ -43.0% vs 2022
2024: €202k▲ +13.3% vs 2023
2025: €1.26M▲ +524% vs 2024highest in 8 years
2018 → 2025
Working capital
€1.83M▲ 220%
2024 · €572k
2018: €-362klowest in 8 years
2019: €-25k▲ +93.1% vs 2018
2020: €6k▲ +124% vs 2019
2021: €832k▲ +13608% vs 2020
2022: €1.13M▲ +35.2% vs 2021
2023: €343k▼ -69.5% vs 2022
2024: €572k▲ +66.8% vs 2023
2025: €1.83M▲ +220% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.28M-€2.59M▲ 13.7%€1.78M▼ 31.4%€1.98M▲ 11.3%€3.24M▲ 63.5%
2021: €2.28M
2022: €2.59M▲ +13.7% vs 2021
2023: €1.78M▼ -31.4% vs 2022lowest in 5 years
2024: €1.98M▲ +11.3% vs 2023
2025: €3.24M▲ +63.5% vs 2024highest in 5 years
Operating result€12k-€3k▼ 76.3%€992▼ 65.4%€5k▲ 382%€18k▲ 277%
2021: €12k
2022: €3k▼ -76.3% vs 2021
2023: €992▼ -65.4% vs 2022lowest in 5 years
2024: €5k▲ +382% vs 2023
2025: €18k▲ +277% vs 2024highest in 5 years
Net result€809k-€312k▼ 61.4%€178k▼ 43.0%€202k▲ 13.3%€1.26M▲ 524%
2021: €809k
2022: €312k▼ -61.4% vs 2021
2023: €178k▼ -43.0% vs 2022lowest in 5 years
2024: €202k▲ +13.3% vs 2023
2025: €1.26M▲ +524% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 277% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.37M
Fixed assets
€1.40M ▼ 0.2%
Current assets
€1.97M ▲ 66.6%
Equity and liabilities €3.37M
Equity
€3.24M ▲ 63.5%
Debt
€134k ▼ 77.9%
Debt's share of the balance-sheet total falls from 23.5% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €32k
Cash flow
€1.27M▲
2024 · €229k
Current ratio
14.65▲
2024 · 1.94
Debt to equity
0.04▼
2024 · 0.31
ROE
38.8%▲
2024 · 10.2%
ROA
37.3%▲
2024 · 7.8%
Interest coverage
70.07▼
2024 · 125.60
Debt ≤ 1 year
€134k▼
2024 · €608k
Income taxes
€141k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.59M€3.37M▲
Fixed assets21/28€1.41M€1.40M▼
Tangible fixed assets22/27€47k€44k▼
Land and buildings22€37k€33k▼
Plant, machinery and equipment23€0€581▲
Furniture and vehicles24€10k€10k▲
Financial fixed assets28€1.36M€1.36M=
Current assets29/58€1.18M€1.97M▲
Amounts receivable after more than one year29€950k€950k=
Trade receivables290€950k€950k=
Amounts receivable within one year40/41€1k€52k▲
Trade receivables40€620€0▼
Other amounts receivable41€877€52k▲
Cash at bank and in hand54/58€227k€962k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.59M€3.37M▲
Equity10/15€1.98M€3.24M▲
Contributions10/11€13k€13k=
Reserves13€1.97M€3.22M▲
Distributable reserves133€1.97M€3.22M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€608k€134k▼
Amounts payable within one year42/48€608k€134k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€32k€134k▲
Taxes450/3€32k€134k▲
Other amounts payable47/48€576k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€12k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€38k€32k▼
Operating profit (loss)9901€5k€18k▲
Financial income75/76B€220k€1.38M▲
Recurring financial income75€220k€1.38M▲
Financial charges65/66B€257€426▲
Recurring financial charges65€257€426▲
Profit (loss) for the period before taxes9903€225k€1.40M▲
Income taxes67/77€23k€141k▲
Profit (loss) for the period9904€202k€1.26M▲
Profit (loss) for the period to be appropriated9905€202k€1.26M▲
Appropriation of the result
Profit (loss) to be appropriated9906€202k€1.26M▲
Transfer from equity791/2€0-
Transfer to equity691/2€202k€1.26M▲
To other reserves6921€202k€1.26M▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €7k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €32k | €31k | €27k | €12k | ▼ 56.9% |
| Other operating charges640/8 | €3k | €3k | €2k | €6k | €3k | ▼ 57.2% |
| Gross operating margin9900 | €44k | €38k | €35k | €38k | €32k | ▼ 15.1% |
| Operating profit (loss)9901 | €12k | €3k | €992 | €5k | €18k | ▲ 277% |
| Financial income75/76B | €887k | €350k | €200k | €220k | €1.38M | ▲ 527% |
| Recurring financial income75 | €887k | €350k | €200k | €220k | €1.38M | ▲ 527% |
| Financial charges65/66B | €410 | €167 | €163 | €257 | €426 | ▲ 66.1% |
| Recurring financial charges65 | €410 | €167 | €163 | €257 | €426 | ▲ 66.1% |
| Profit (loss) for the period before taxes9903 | €899k | €353k | €201k | €225k | €1.40M | ▲ 523% |
| Income taxes67/77 | €90k | €41k | €23k | €23k | €141k | ▲ 514% |
| Profit (loss) for the period9904 | €809k | €312k | €178k | €202k | €1.26M | ▲ 524% |
| Profit (loss) for the period to be appropriated9905 | €809k | €312k | €178k | €202k | €1.26M | ▲ 524% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.37M | €2.75M | €2.63M | €2.59M | €3.37M | ▲ 30.3% |
| Fixed assets21/28 | €1.45M | €1.47M | €1.44M | €1.41M | €1.40M | ▼ 0.2% |
| Tangible fixed assets22/27 | €87k | €106k | €74k | €47k | €44k | ▼ 6.1% |
| Land and buildings22 | - | €42k | €41k | €37k | €33k | ▼ 10.0% |
| Plant, machinery and equipment23 | €6k | €3k | €108 | €0 | €581 | - |
| Furniture and vehicles24 | €81k | €60k | €34k | €10k | €10k | ▲ 2.4% |
| Financial fixed assets28 | €1.36M | €1.36M | €1.36M | €1.36M | €1.36M | = |
| Current assets29/58 | €925k | €1.28M | €1.19M | €1.18M | €1.97M | ▲ 66.6% |
| Amounts receivable after more than one year29 | €650k | €950k | €950k | €950k | €950k | = |
| Trade receivables290 | - | - | €950k | €950k | €950k | = |
| Other amounts receivable291 | €650k | €950k | - | - | - | - |
| Amounts receivable within one year40/41 | €103k | €15k | €0 | €1k | €52k | ▲ 3,375% |
| Trade receivables40 | €1k | €15k | €0 | €620 | €0 | ▼ 100% |
| Other amounts receivable41 | €102k | - | - | €877 | €52k | ▲ 5,831% |
| Cash at bank and in hand54/58 | €170k | €316k | €241k | €227k | €962k | ▲ 325% |
| Deferred charges and accrued income490/1 | €2k | €2k | €0 | €2k | €1k | ▼ 31.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.37M | €2.75M | €2.63M | €2.59M | €3.37M | ▲ 30.3% |
| Equity10/15 | €2.28M | €2.59M | €1.78M | €1.98M | €3.24M | ▲ 63.5% |
| Contributions10/11 | €13k | €13k | €13k | €13k | €13k | = |
| Reserves13 | €2.27M | €2.58M | €1.77M | €1.97M | €3.22M | ▲ 63.9% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €2.27M | €2.58M | €1.77M | €1.97M | €3.22M | ▲ 63.9% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €93k | €158k | €848k | €608k | €134k | ▼ 77.9% |
| Amounts payable within one year42/48 | €93k | €158k | €848k | €608k | €134k | ▼ 77.9% |
| Trade debts44 | - | - | €265 | €0 | - | - |
| Suppliers440/4 | - | - | €265 | €0 | - | - |
| Taxes, remuneration and social security45 | €93k | €139k | €24k | €32k | €134k | ▲ 316% |
| Taxes450/3 | €93k | €139k | €24k | €32k | €134k | ▲ 316% |
| Other amounts payable47/48 | - | €20k | €824k | €576k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €809k | €312k | €178k | €202k | €1.26M | ▲ 524% |
| + Depreciation and write-downs630 | €29k | €32k | €31k | €27k | €12k | ▼ 56.9% |
| Operating cash flow (approximation) | €838k | €344k | €209k | €229k | €1.27M | ▲ 454% |
| Investment in fixed assets (approximation) | - | €-51k | €0 | €0 | €-9k | - |
| Change in cash | - | €146k | €-75k | €-14k | €736k | ▲ 5,333% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 55 days late
2025
31-12
Financial
Highest result since 2018net €1.26M ▲524%
Net result €1.26M, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 14.65
Current ratio from 1.94 to 14.65; short-term debt falls from €608k to €134k.
31-12
Financial
Equity above €2MEq €3.24M ▲63.5%
8 profitable years in a row build equity to €3.24M.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 73 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 142 days late
2021
31-12
Financial
Liquidity times 9current ratio 9.96
Current ratio from 1.10 to 9.96.
31-12
Financial
Equity above €2MEq €2.28M ▲55%
4 profitable years in a row build equity to €2.28M.
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 116 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2014
Ground area
6,976 m²
Building footprint
478 m²
Volume, LiDAR
2,530 m³
Parcel 11008A0115/00T000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUPET CONSULTANCY
since 20142.233.402.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008A0115/00T000 | Flanders | 6,976 m² | 1 · 478 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 20,308 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.