LOU-CAS
ActiveLOU-CAS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2.12M) and a net result of €-126k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
13
/ 100
Critical▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability30▼-70
Solvency41▲+6
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.85 against 0.59 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-68.1%
Return on assets
-4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€2.1M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
118 d late
2023
35 d early
2022
25 d late
2021
30 d early
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-2.12M▼ 6.3%
2024 · €-2.00M
2018: €1.00M
2019: €1.08M
2020: €1.14M
2021: €1.27M
2022: €1.31M
2023: €1.18M
2024: €-2.00M
2018 → 2025
Total assets
€3.12M▲ 1.2%
2024 · €3.08M
2018: €5.88M
2019: €6.40M
2020: €5.92M
2021: €5.79M
2022: €5.77M
2023: €5.68M
2024: €3.08M
2018 → 2025
Net result
€-126k▲ 96.0%
2024 · €-3.18M
2018: €93k
2019: €87k
2020: €59k
2021: €128k
2022: €34k
2023: €-122k
2024: €-3.18M
2018 → 2025
Working capital
€-63k▲ 56.6%
2024 · €-144k
2018: €-2.65M
2019: €-3.22M
2020: €-2.73M
2021: €-2.20M
2022: €-2.16M
2023: €-2.11M
2024: €-144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€1.31M▲ 2.7%€1.18M▼ 9.3%€-2.00M€-2.12M▼ 6.3%
Operating result€290k-€126k▼ 56.6%€-25k€-89k▼ 260%€-78k▲ 12.4%
Net result€128k-€34k▼ 73.1%€-122k€-3.18M▼ 2,504%€-126k▲ 96.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €78k in 2025 against €89k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.12M
Fixed assets
€2.76M▼ 3.8%
Current assets
€351k▲ 71.4%
Key figures and ratios
EBITDA
€33k▲
2024 · €22k
Cash flow
€-16k▲
2024 · €-3.07M
Solvency
-68.1%▼
2024 · -64.8%
Current ratio
0.85▲
2024 · 0.59
Quick ratio
0.85▲
2024 · 0.59
Debt / equity
-2.46▲
2024 · -2.51
ROE
5.9%▼
2024 · 159.3%
ROA
-4.0%▲
2024 · -103.3%
Interest coverage
0.39▲
2024 · 0.37
Debt
€5.21M▲
2024 · €5.01M
Debt ≤ 1 year
€414k▲
2024 · €349k
Debt > 1 year
€4.79M▲
2024 · €4.65M
Income taxes
€11k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.08M€3.12M▲
Fixed assets21/28€2.87M€2.76M▼
Tangible fixed assets22/27€2.19M€2.08M▼
Land and buildings22€1.50M€1.45M▼
Plant, machinery and equipment23€692k€630k▼
Financial fixed assets28€684k€684k=
Current assets29/58€205k€351k▲
Amounts receivable within one year40/41€194k€331k▲
Trade receivables40€172k€223k▲
Other amounts receivable41€22k€107k▲
Cash at bank and in hand54/58€4k€17k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€3.08M€3.12M▲
Equity10/15€-2.00M€-2.12M▼
Contributions10/11€84k€84k=
Reserves13€1.10M€958k▼
Tax-exempt reserves132€211k€73k▼
Distributable reserves133€885k€885k=
Profit (loss) carried forward14€-3.18M€-3.16M▲
Provisions and deferred taxes16€69k€23k▼
Deferred taxes168€69k€23k▼
Amounts payable17/49€5.01M€5.21M▲
Amounts payable after more than one year17€4.65M€4.79M▲
Financial debts170/4€4.65M€4.79M▲
Amounts payable within one year42/48€349k€414k▲
Current portion of amounts payable after more than one year42€164k€170k▲
Financial debts43€17k€36k▲
Credit institutions430/8€17k€36k▲
Trade debts44€69k€74k▲
Suppliers440/4€69k€74k▲
Taxes, remuneration and social security45€20k€53k▲
Taxes450/3€20k€53k▲
Other amounts payable47/48€80k€80k=
Accrued charges and deferred income492/3€6k€6k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€110k▼
Other operating charges640/8€10k€12k▲
Gross operating margin9900€32k€45k▲
Operating profit (loss)9901€-89k€-78k▲
Financial income75/76B€39k€0▼
Recurring financial income75€39k€0▼
Financial charges65/66B€3.13M€83k▼
Recurring financial charges65€60k€83k▲
Non-recurring financial charges66B€3.07M€0▼
Profit (loss) for the period before taxes9903€-3.18M€-161k▲
Transfer from deferred taxes780€1k€46k▲
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€-3.18M€-126k▲
Transfer from tax-exempt reserves789€4k€138k▲
Profit (loss) for the period to be appropriated9905€-3.18M€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.18M€-3.16M▲
Profit (loss) brought forward from the previous period14P-€-3.18M
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To contributions691€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 118 days late
2024
30-09
Financial
Weakest financial yearnet €-3.18M
Net result drops to €-3.18M, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €128k ▲117%
Operating result €290k, net result €128k, both a record.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parklaan(ITE) 212222 Heist-op-den-BergGround area
2,535 m²
Building footprint
278 m²
Parcel 12017C0165/00M002, Flanders. Linked by address, not a title deed.
1 establishment unit
LOU-CAS
since 20062.158.984.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0165/00M002 | Flanders | 2,535 m² | 1 · 278 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 25,902 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-01-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.