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CYATY

Active
Private limited companyfounded 2000active for 26 yearsGroenlarenstraat 47, 3560 Lummen, BelgiumKBO/BCE: BE 0471.727.331
Summary

CYATY has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,623 and a net result of €15,792. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 43% of 13,639 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
CYATYActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of other household goods
NACE 46499Retail sale of other household articles NACE 47559
2 sites
Size
€544,673total assets 2025
Staff
1 FTE
Equity
€172,623
Profit
€15,792
Turnover not published (micro format)
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
  • BAERTS AnnickDirector
  • CORTHOUTS YvesDirector
2025 accounts 38 days early1 of 2 deeds summarised
Why 89raises riskSector: Wholesale trade (NACE 46)lowers riskSize: total assets €544,673Founded in 2000Figures for financial year 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 57+5
equity 31.7% of total assets
Liquidity 38+3
short-term debt 40.8% · cash 5.5%
Profitability 72+10
return on assets 2.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.4 percentage points vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.35, compared with 0.37 in 2024, below 1; short-term debt: 40.8% and cash: 5.5% of total assets), and 68.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 42% on solvency, 35% on liquidity, 58% on profitability and 64% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €544,673
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 23-06-2026)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
8 days early
2023
2 days early
2022
39 days early
2021
27 days early
2020
8 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Equity above €150,000equity €156,832 ▲10.7%

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €15,792 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Among the largest 16% on gross marginsector median €28,659 · 13,613 companies €123,495 View

By topic

Financials

Financial year
2025
Total assets
€544,673
Profit
€15,792
Solvency
31.7%
Total assets▼ 4.7%
Net result
20182025
Go to Financials

Timeline

Events
30
Since
2002
Next accounts
by 31-07-2027
  1. 29-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 07-08-2023Resignation: BAERTS Annick (manager)
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale of other household goodsNACE 46499
Founded
18-04-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Who signs
Each director alone
Annual meeting
Third Saturday of June at 18:00
Purpose
“Groot en kleinhandel,import en export van geschenkartikelen,sculpturen en…” (deed in Dutch)
Go to Articles of association

Key facts about CYATY

What is the company number of CYATY?
0471.727.331. In Belgium the VAT number is the company number with BE in front: BE 0471.727.331.
Where is CYATY based?
The registered office is at Groenlarenstraat 47, 3560 Lummen.Company details
What does CYATY do?
According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
What is the legal form of CYATY?
Private limited company (BV).
When was CYATY founded?
On 18-04-2000.
Is CYATY still active?
Yes, CYATY is an active enterprise in the KBO register.
How many employees does CYATY have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CYATY?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CYATY profitable?
In financial year 2025, CYATY made a profit of €15,792.
Where can I find the annual accounts of CYATY?
CYATY filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CYATY due?
By 31-07-2027, for financial year 2026.Timeline

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