Active BE 0786.923.584Private limited company

Lumotix

Rood-Kloosterlaan 40 ·1910 Kampenhout, Belgium· 4 yrs active

Sector: Computer programming & consultancy (62200)

Conclusion Checked

The computed 12-month bankruptcy probability of Lumotix is 0.4% (very low). The 2025 annual accounts show equity of €131k and a net result of €65k. Equity is growing by ~41.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 176 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€131k
Net result	€65k
Better than sector	81%
Active	4 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 98

Profitability 100

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

98 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 27-02-2026 with the NBB · fiscal year 2025 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~41.1%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.5%	36.7%	better than 81% of 176 sector peers
Net result	€65k	€28k	better than 71% of 176 sector peers
Equity	€131k	€99k	better than 57% of 176 sector peers
Gross operating margin	€97k	€86k	better than 52% of 176 sector peers
Employees (FTE)	0.0	3.3	better than 12% of 97 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€96k

+3.5% 22-25

Net profit

€65k

+2.4% 22-25

Cash flow

€78k

+4.3% 22-25

Total assets

€173k

-10.8% 22-25

Equity

€131k

-12.8% 22-25

Working capital

€83k

-17.8% 22-25

Employees (FTE)

0

- 22-25

Income taxes

€18k

+4.8% 22-25

Dividends

€85k

- 22-25

Debt

€43k

-4.0% 22-25

Debt ≤ 1y

€36k

+11.4% 22-25

Debt > 1y

€7k

-44.9% 22-25

Current ratio

3.31

-19.9% 22-25

Quick ratio

3.31

-19.9% 22-25

Solvency

75.5%

-2.2% 22-25

Debt / equity

0.33

+10.1% 22-25

ROE

49.8%

+17.5% 22-25

ROA

37.6%

+14.8% 22-25

Interest coverage

116.89

+35.9% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	verkort
Revenue	-
EBITDA	€96k
Net profit	€65k
Cash flow	€78k
Staff costs	-
Income taxes	€18k
Dividends	€85k
Total assets	€173k
Equity	€131k
Debt	€43k
of which ≤ 1y	€36k
of which > 1y	€7k
Working capital	€83k
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	3.31
Quick ratio	3.31
Working capital ratio	47.8%
Solvency	75.5%
Debt / equity	0.33
Long-term debt ratio	0.05
Interest coverage	116.89
Gross margin	-
Net margin	-
ROA	37.6%
ROE	49.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €55k · 31.6% Current assets €119k · 68.5%

Equity & liabilities

Equity €131k · 75.5% Debt €43k · 24.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€173k
Fixed assets	21/28	€55k
Intangible fixed assets	21	€605
Tangible fixed assets	22/27	€54k
Current assets	29/58	€119k
Amounts receivable within one year	40/41	€26k
Cash & bank	54/58	€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€173k
Equity	10/15	€131k
Contributions / capital	10/11	€2k
Reserves	13	€129k
Accumulated profits (losses)	14	€32
Amounts payable	17/49	€43k
Amounts payable after one year	17	€7k
Amounts payable within one year	42/48	€36k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€97k
Operating result	9901	€83k
Financial income	75	€578
Financial charges	65	€825
Result before taxes	9903	€83k
Income taxes	67/77	€18k
Net result for the period	9904	€65k
Result to be appropriated	9905	€65k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Computer programming & consultancy(62200)
Legal form	Private limited company(610)
Incorporation	08-06-2022
Status	Active
Postal code	1910

Establishment units 1 location

Lumotix BV

Rood-Kloosterlaan 40, 1910 KampenhoutUitgeven van overige software

since 20222.332.050.046

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23038D0557/00C000	Flanders	759 m²	1 · 168 m²	0.5 m

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

27-02-2026

NBB filing Annual accounts filed

fiscal year 2025 · verkort

2025

30-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

23-05-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

31-10-2023

State Gazette act Registered-office change

29-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

Belgisch Staatsblad, acts 1 acts

Address history · 1

31-10-2023

Registered-office move

All acts · 1 updated 2 years ago

2023

31-10-2023 Registered office moved from Zemst to Kampenhout Registered-office change

Beekstraat 43/A - 1980 Zemst → Rood-Kloosterlaan 40 1910 Kampenhout

Original publication ↗

Technical details

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        "country": "BE",
        "postcode": "1910",
        "box_number": null,
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      },
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        "box_number": "A",
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        "locality_suffix": null
      },
      "effective_date": "2023-07-24",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
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  ],
  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-10-31",
    "filing_date": "2023-10-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2023-10-23",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0786.923.584",
    "name_full": "LUMOTIX",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Kevin Vandervorst",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110

Primary activity highlighted.

Names & trade names

Legal nameNL

Lumotix

Registered office

Rood-Kloosterlaan 40

1910 Kampenhout, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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