LUMO BOUW
The computed 12-month bankruptcy probability of LUMO BOUW is 1.2% (low). The 2024 annual accounts show negative equity (€-62k) and a net result of €-65k. Its solvency ranks better than 15% of 4923 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-62k |
| Net result | €-65k |
| Better than sector | 15% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on health.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -7.8% | 16.7% | |
| Net result | €-65k | €2k | |
| Equity | €-62k | €27k | |
| Gross operating margin | €-5k | €27k | |
| Total assets | €794k | €302k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-65k |
| Cash flow | €-51k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €794k |
| Equity | €-62k |
| Debt | €856k |
| of which ≤ 1y | €790k |
| of which > 1y | €66k |
| Working capital | €-771k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.02 |
| Quick ratio | 0.02 |
| Working capital ratio | -97.1% |
| Solvency | -7.8% |
| Debt / equity | -13.82 |
| Long-term debt ratio | -1.07 |
| Interest coverage | -0.25 |
| Gross margin | - |
| Net margin | - |
| ROA | -8.2% |
| ROE | 104.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €794k |
| Fixed assets | 21/28 | €775k |
| Tangible fixed assets | 22/27 | €775k |
| Current assets | 29/58 | €19k |
| Cash & bank | 54/58 | €19k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €794k |
| Equity | 10/15 | €-62k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-65k |
| Amounts payable | 17/49 | €856k |
| Amounts payable after one year | 17 | €66k |
| Amounts payable within one year | 42/48 | €790k |
| Trade debts payable within one year | 44 | €671k |
| Income statement | ||
| Gross operating margin | 9900 | €-5k |
| Operating result | 9901 | €-25k |
| Financial charges | 65 | €40k |
| Result before taxes | 9903 | €-65k |
| Net result for the period | 9904 | €-65k |
| Result to be appropriated | 9905 | €-65k |
| NACE primary | Real estate activities(68201) |
| Legal form | Private limited company(610) |
| Incorporation | 04-09-2023 |
| Status | Active |
| Postal code | 2140 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B1078/00X003 | Flanders | 267 m² | 1 · 160 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
23-03-2026 Registered office moved within Antwerpen
- Borsbeeksebrug 6 bus 65, 2600 Antwerpen → Baggenstraat 1 bus 1, 2140 Antwerpen
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Baggenstraat 1 bus 1, 2140 Antwerpen",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Baggenstraat",
"country": "BE",
"postcode": "2140",
"box_number": "1",
"street_number": "1",
"locality_suffix": null
},
"old_address": {
"raw": "Borsbeeksebrug 6 bus 65, 2600 Antwerpen",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Borsbeeksebrug",
"country": "BE",
"postcode": "2600",
"box_number": "65",
"street_number": "6",
"locality_suffix": null
},
"effective_date": "2026-03-05",
"evidence_quote": "Er wordt beslist met \u00E9\u00E9nparigheid van stemmen de maatschappelijke zetel van de vennootscha\u0440 verhuizen van Borsbeeksebrug 6 bus 65, 2600 Antwerpen naar Baggenstraat 1 bus 1, 2140 Antwerpen.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-03-23",
"filing_date": "2026-03-12",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "eenig_aandeelhouder_schriftelijk",
"date": "2026-03-05",
"unanimous": true
},
"subject_company": {
"kbo": "0805.428.513",
"name_full": "Lumo Bouw",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Timothy Graff",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurders"
},
"co_filed_documents": [
"Uittreksel uit het verslag van de zaakvoerder van 05 maart 2026"
]
}06-09-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2600 Berchem, Borsbeeksebrug 6 bus 65",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1970-10-27",
"name": "MARCKX Eddy Maria Cyriel",
"niss": null,
"address": "2600 Antwerpen (Berchem), De Roest d\u0027Alkemadelaan 5 bus 29"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "MARCKX Eddy Maria Cyriel",
"is_subscriber_only": true,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1976-05-29",
"name": "GRAFF Timothy Bertha Eddy",
"niss": null,
"address": "2040 Antwerpen, Dorpstraat 25"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "GRAFF Timothy Bertha Eddy",
"is_subscriber_only": true,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1990-03-16",
"name": "TILBURGHS Jonathan Christiane Francis Christian",
"niss": null,
"address": "2060 Antwerpen, Fuggerstraat 3"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1000,
"holder_person_name": "TILBURGHS Jonathan Christiane Francis Christian",
"is_subscriber_only": true,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0805.428.513",
"name_full": "LUMO BOUW",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2023-08-18",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | LUMO BOUW |