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Complete company report
Generated 16-07-2026
Active BE 1005.301.763Private limited company

LUMIscience

Astridlaan(Odk) 3 ·8670 Koksijde, Belgium· 2 yrs active
Sector: NACE 20420 (20420)
Conclusion Checked

The computed 12-month bankruptcy probability of LUMIscience is 1.2% (low). The 2024 annual accounts show equity of €11k and a net result of €-9k. Its solvency ranks better than 64% of 52 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €11k
Net result €-9k
Staff (FTE) 1
Better than sector 64%
Snowflake analysis 5 axes · computed by Checked
Health20Profitability0Solvency30Growth50Stability67
33 / 100

Fragile profile, watch profitability in particular.

Health 20
Profitability 0
Solvency 30
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.2% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 20 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 23.0% 3.8%
better than 64% of 52 sector peers
Net result €-9k €-6k
better than 36% of 52 sector peers
Equity €11k €2k
better than 57% of 52 sector peers
Gross operating margin €-6k €-2k
better than 35% of 52 sector peers
Total assets €48k €87k
better than 36% of 52 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€-7k
Net profit€-9k
Cash flow€-7k
Staff costs€566
Income taxes-
Dividends-
Total assets€48k
Equity€11k
Debt€37k
of which ≤ 1y€37k
of which > 1y-
Working capital€-4k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio0.90
Quick ratio0.90
Working capital ratio-7.7%
Solvency23.0%
Debt / equity3.35
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-18.9%
ROE-82.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€48k
Fixed assets 21/28€15k
Intangible fixed assets 21€15k
Current assets 29/58€33k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€48k
Equity 10/15€11k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-9k
Amounts payable 17/49€37k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-9k
Result before taxes 9903€-9k
Net result for the period 9904€-9k
Result to be appropriated 9905€-9k
Ratios computed by Checked.
Legal Structure
NACE primary 20420
Legal form Private limited company(610)
Incorporation29-01-2024
StatusActive
Postal code8670
Establishment units 1 location
LUMIscience
Astridlaan(Odk) 3, 8670 KoksijdeVervaardiging van parfums en toiletartikelen
since 20242.355.123.376
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38502G0190/00A000 Flanders 2,785 m² 1 · 204 m² 9.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van parfums en toiletartikelen20420Vervaardiging van parfums en toiletartikelen20420Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameNL LUMIscience
Registered office
Astridlaan(Odk) 3
8670 Koksijde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative