Financials
- Fiscal year
- 2024
- Total assets
- €690
- Loss
- -€15,911
- Solvency
- -2072.5%
Total assets▼ 99.9%
Net result
20182024
LUMBERG
ActiveSummary
LUMBERG has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€14,310) and a net result of -€15,911. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9523 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Activity
Office administrative and support services
NACE 82100NACE 82110
Size
€690total assets 2024
- Equity
- -€14,310
- Loss
- -€15,911
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 2 deeds read
Why 53Capped at 59: negative equity- No establishment unit in the KBO- 1 financial year not filed after the legal deadline; latest accounts 33 days late; 2 of the last 3 late+ Size: total assets €690+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency
0-23
equity -2072.5% of total assets
Liquidity
50+50
short-term debt 2172.5% · cash 100.0%
Profitability
0-31
return on assets -2304.5%
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.2%
12-2024: 2.2%● 0.0% vs 11-2024
01-2025: 2.0%▼ -7.7% vs 12-2024
02-2025: 2.0%▲ +1.6% vs 01-2025
03-2025: 2.0%▼ -1.4% vs 02-2025
04-2025: 2.0%▼ -2.2% vs 03-2025
05-2025: 1.9%▼ -2.3% vs 04-2025
06-2025: 1.8%▼ -6.8% vs 05-2025
07-2025: 1.9%▲ +9.5% vs 06-2025
08-2025: 2.6%▲ +32.8% vs 07-2025
09-2025: 2.9%▲ +13.9% vs 08-2025highest value
10-2025: 1.1%▼ -63.4% vs 09-2025
11-2025: 1.1%● 0.0% vs 10-2025
12-2025: 1.1%● 0.0% vs 11-2025
01-2026: 1.1%▼ -1.0% vs 12-2025
02-2026: 1.1%● 0.0% vs 01-2026
03-2026: 1.0%▼ -2.0% vs 02-2026
04-2026: 1.0%● 0.0% vs 03-2026
05-2026: 1.0%▼ -1.9% vs 04-2026lowest value
06-2026: 1.0%▲ +1.0% vs 05-2026
07-2026: 1.1%▲ +10.5% vs 06-2026
08-2026: 1.3%▲ +16.9% vs 07-2026
09-2026: 1.3%▼ -3.9% vs 08-2026
10-2026: 1.3%▼ -1.0% vs 09-2026
- Size: total assets €690 lowers the probability for this profile
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- No establishment unit in the KBO raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 33 days late; 2 of the last 3 late raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 5%, liquidity 37%, profitability 5%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€14,310
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-09-2025, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
33 d late
2023
59 d early
2022
315 d late
2021
40 d early
2020
38 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€15,911
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2016
- 02-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 10-06-2024Annual accounts filed
Company details
- Legal form
- Private limited company (pre-2019)
- Activity
- Office administrative and support servicesNACE 82100
- Founded
- 09-10-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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