Lumas Holding

Active

Private limited companyfounded 2016active for 9 yearsAntwerpseweg 154, 2340 Beerse, BelgiumKBO/BCE: BE 0667.977.335

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Lumas Holding has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €16,182. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 78% of 10,789 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

Lumas HoldingActiveChecked score 88/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 21-12-2016 Normal situation
Legal form: Private limited company
Registered office: Antwerpseweg 154, 2340 Beerse
Activity: Business and other management consultancy NACE 70200and 2 others
Establishment unit: 2.260.787.809 2340 Beerse, since 21-12-2016
Financial year end: 31 December
Peppol: Reachable since 31-10-2023

Company details

Who decides

Board

Smolders LucasDirector · since 21-12-2016

Holdings: Shares in 1 company P.F.L.

Board & ownership

How it is doing

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Annual accounts 2025

Gross margin: €30,640; ▲ 101%
Turnover: ≈ €79,000; estimated
Profit: €16,182; ▼ 93.8%
Equity: €1.3m; ▲ 1.2%
Total assets: €1.6m; ▲ 21.0%

2025 accounts 38 days early

Filed on 23-06-2026at the National Bank

Financials

Why 88raises riskLiquidity: current ratio 49.48, cash €2,294, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €1.3m (82.5% of total assets)Size: total assets €1.6mShow the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 82.5% of total assets

Liquidity 50-3

short-term debt 1.4% · cash 0.1%

Profitability 70-23

return on assets 1.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026highest value

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity ample (current ratio 49.48, compared with 40.06 in 2024, above the usual 1.5; short-term debt: 1.4% and cash: 0.1% of total assets), and 17.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 35% on liquidity, 33% on profitability and 44% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 49.48, cash €2,294, halved

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Equity €1.3m (82.5% of total assets)

NBB · annual accounts

Size: total assets €1.6m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

38 days early

2024

45 days early

2023

22 days early

2022

21 days early

2021

19 days early

2020

26 days early

2019

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Result fell in 2025from €259,628 to €16,182 ▼ 93.8% View
Positive: 6th largest company by equity in Beerse, Professional and technical services sectorin the Checked rankings No. 6 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €16,182 8 years View

Documents

Key facts about Lumas Holding

What is the company number of Lumas Holding?: 0667.977.335. In Belgium the VAT number is the company number with BE in front: BE 0667.977.335.
Where is Lumas Holding based?: The registered office is at Antwerpseweg 154, 2340 Beerse.Company details
What does Lumas Holding do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Lumas Holding?: Private limited company (BV).
When was Lumas Holding founded?: On 21-12-2016.
Is Lumas Holding still active?: Yes, Lumas Holding is an active enterprise in the KBO register.
What is the turnover of Lumas Holding?: ≈ €79,000 in financial year 2025. Estimated from the gross margin of €30,640: probably between €49,000 and €120,000, based on 68 comparable companies, NACE 70200.Financials
Is Lumas Holding profitable?: In financial year 2025, Lumas Holding made a profit of €16,182.
Where can I find the annual accounts of Lumas Holding?: Lumas Holding filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Lumas Holding due?: By 31-07-2027, for financial year 2026.Timeline