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COUPLET ENGINEERING

Active
Private limited company (pre-2019)founded 200917 yrs activeRue Albert 1er (Sta) 47, 7973 Beloeil, BelgiumKBO/BCE: BE 0810.613.657

COUPLET ENGINEERING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.32M and a net result of €122k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+5
Solvency100=
Growth63▲+17
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 24.71 against 8.05 in 2024), and 4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96%
Return on assets
8.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
50 d early
2023
15 d early
2022
21 d early
2021
16 d late
2020
2 d early
2019
39 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€227k▲ 6.0%
2022 · €214k
2018: €228k 2019: €203k 2020: €195k 2021: €202k 2022: €214k
2018 → 2023
EBIT margin
68.3%▲ 3.8pp
2022 · 64.5%
2018: 63.8% 2019: 60.6% 2020: 59.6% 2021: 62.5% 2022: 64.5%
2018 → 2023
Net result
€122k▲ 23.1%
2024 · €99k
2018: €106k 2019: €87k 2020: €84k 2021: €90k 2022: €98k 2023: €111k 2024: €99k
2018 → 2025
Working capital
€1.32M▲ 10.2%
2024 · €1.20M
2018: €621k 2019: €713k 2020: €801k 2021: €893k 2022: €993k 2023: €1.11M 2024: €1.20M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€202k-€214k▲ 6.0%€227k▲ 6.0%
Equity€887k-€985k▲ 11.1%€1.10M▲ 11.3%€1.20M▲ 9.0%€1.32M▲ 10.2%
Operating result€126k-€138k▲ 9.4%€155k▲ 12.2%€139k▼ 10.3%€172k▲ 24.0%
Net result€90k-€98k▲ 8.8%€111k▲ 13.0%€99k▼ 10.7%€122k▲ 23.1%
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €126k€126kNet result 2021: €90k€90kOperating result 2022: €138k€138kNet result 2022: €98k€98kOperating result 2023: €155k€155kNet result 2023: €111k€111kOperating result 2024: €139k€139kNet result 2024: €99k€99kOperating result 2025: €172k€172kNet result 2025: €122k€122k20212022202320242025
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.37M
Equity €1.32M▲ 10.2%
Debt €56k▼ 67.2%
The debt ratio falls from 12.4% to 4.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
96.0%
2024 · 87.6%
Current ratio
24.71
2024 · 8.05
Quick ratio
24.71
2024 · 8.05
Debt / equity
0.04
2024 · 0.14
ROE
9.3%
2024 · 8.3%
ROA
8.9%
2024 · 7.3%
Debt
€56k
2024 · €170k
Debt ≤ 1 year
€56k
2024 · €170k
Income taxes
€51k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.37M€1.37M
Current assets29/58€1.37M€1.37M
Amounts receivable within one year40/41€62k€73k
Trade receivables40€62k€73k
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€1.22M€1.22M
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.37M
Equity10/15€1.20M€1.32M
Contributions10/11€177k€177k=
Reserves13€1.01M€1.14M
Non-distributable reserves130/1€18k€18k=
Reserves not available under the articles1311€18k€18k=
Distributable reserves133€996k€1.12M
Profit (loss) carried forward14€5k€5k
Amounts payable17/49€170k€56k
Amounts payable within one year42/48€170k€56k
Trade debts44€376€844
Suppliers440/4€376€844
Taxes, remuneration and social security45€158k€43k
Taxes450/3€11k€22k
Remuneration and social security454/9€147k€21k
Other amounts payable47/48€11k€11k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€394€407
Gross operating margin9900€141k€173k
Operating profit (loss)9901€139k€172k
Financial income75/76B€494€496
Recurring financial income75€494€496
Financial charges65/66B€193€96
Recurring financial charges65€193€96
Profit (loss) for the period before taxes9903€139k€173k
Income taxes67/77€40k€51k
Profit (loss) for the period9904€99k€122k
Profit (loss) for the period to be appropriated9905€99k€122k
Appropriation of the result
Profit (loss) to be appropriated9906€104k€127k
Profit (loss) brought forward from the previous period14P€5k€5k
Transfer to equity691/2€99k€122k
To other reserves6921€99k€122k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €122k ▲23.1%
Operating result €172k, net result €122k, both a record.
31-12
Financial Liquidity triplescurrent ratio 24.71
Current ratio from 8.05 to 24.71; short-term debt falls from €170k to €56k.
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €1MEq €1.10M ▲11.3%
6 profitable years in a row build equity to €1.10M.
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Weakest financial yearnet €84k ▼3.8%
Net result drops to €84k, the lowest in the series; recovery starts the following year.
08-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 39 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Albert 1er (Sta) 477973 Beloeil
Ground area
1,101 m²
Building footprint
168 m²
Parcel 51054B0348/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Albert 1er (Sta) 47, 7973 Beloeil
Computer programming, consultancy and related activities
since 20092.177.172.918
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51054B0348/00L000 Wallonia 1,101 m² 1 · 168 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 24,725 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.