LUMAMIN
ActiveLUMAMIN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €862k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 79% of 92 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2026
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability39▲+1
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.32 in 2025; short-term debt: 12.6% and cash: 1.2% of total assets), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
87.4%
Return on assets
0.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 14-07-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
48 d early
2025
63 d early
2024
61 d early
2023
55 d early
2022
58 d early
2021
59 d early
2020
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
€30k▲ 50.0%
2025 · €20k
2019: €120k
2020: €30k
2021: €30k
2022: €30k
2023: €20k
2024: €20k
2025: €20k
2019 → 2026
EBIT margin
34.5%▲ 28.2pp
2025 · 6.3%
2019: 87.5%
2020: 49.1%
2021: 57.4%
2022: 50.1%
2023: 28.8%
2024: 15.7%
2025: 6.3%
2019 → 2026
Net result
€6k▲ 1,431%
2025 · €398
2019: €72k
2020: €10k
2021: €12k
2022: €10k
2023: €5k
2024: €2k
2025: €398
2019 → 2026
Working capital
€-76k▲ 7.4%
2025 · €-83k
2019: €-112k
2020: €-113k
2021: €-101k
2022: €-91k
2023: €-85k
2024: €-82k
2025: €-83k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€30k-€20k▼ 33.3%€20k=€20k=€30k▲ 50.0%
Equity€848k-€853k▲ 0.6%€855k▲ 0.2%€856k=€862k▲ 0.7%
Operating result€15k-€6k▼ 61.6%€3k▼ 45.4%€1k▼ 59.9%€10k▲ 719%
Net result€10k-€5k▼ 47.5%€2k▼ 61.2%€398▼ 81.2%€6k▲ 1,431%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 719% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €986k
Fixed assets
€938k=
Current assets
€48k▲ 21.0%
Equity and liabilities €986k
Equity
€862k▲ 0.7%
Debt
€124k▲ 1.8%
The debt ratio rises from 12.5% to 12.6%. Equity and debt are higher.
Key figures and ratios
Solvency
87.4%▼
2025 · 87.5%
Current ratio
0.38▲
2025 · 0.32
Quick ratio
0.38▲
2025 · 0.32
Debt / equity
0.14▲
2025 · 0.14
ROE
0.7%▲
2025 · 0.0%
ROA
0.6%▲
2025 · 0.0%
Debt
€124k▲
2025 · €122k
Debt ≤ 1 year
€124k▲
2025 · €122k
Income taxes
€3k▲
2025 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€978k€986k▲
Fixed assets21/28€938k€938k=
Financial fixed assets28€938k€938k=
Current assets29/58€39k€48k▲
Amounts receivable within one year40/41€34k€36k▲
Trade receivables40€0-
Other amounts receivable41€34k€36k▲
Cash at bank and in hand54/58€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€978k€986k▲
Equity10/15€856k€862k▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€787k€793k▲
Amounts payable17/49€122k€124k▲
Amounts payable within one year42/48€122k€124k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€370€2k▲
Taxes450/3€370€2k▲
Remuneration and social security454/9-€62
Other amounts payable47/48€119k€119k=
Income statement
Code20252026
Turnover70€20k€30k▲
Goods, raw materials, services and sundry goods60/61€19k€20k▲
Gross operating margin9900€1k€10k▲
Operating profit (loss)9901€1k€10k▲
Financial income75/76B€300-
Recurring financial income75€300-
Non-recurring financial income76B€300-
Financial charges65/66B€82€1k▲
Recurring financial charges65€82€82=
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€1k€9k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€398€6k▲
Profit (loss) for the period to be appropriated9905€398€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€398€6k▲
Transfer from equity791/2€786k€787k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-01
Financial
Weakest financial yearnet €398 ▼81.2%
Net result drops to €398, the lowest in the series; recovery starts the following year.
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Travail 94460 Grâce-HollogneGround area
5,895 m²
Building footprint
1,579 m²
Volume, LiDAR
9,495 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LUMAMIN
since 20082.177.786.095
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0024/02_000 | Wallonia | 5,574 m² | 1 · 1,485 m² | 8.7 m · 2 fl. |
| 62355B0920/00F034 | Wallonia | 321 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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PAGEOR
BE 0461.742.764
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ANOVER
BE 0826.587.379
Tielt-Winge · Eq €863k
LOGISOL PRO
BE 0455.515.859
Merelbeke-Melle · Eq €860k
D.A.D. SRL
BE 0846.287.485
Chaumont-Gistoux · Eq €863k
Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 4,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-01-2008
Fiscal year end31-01
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.