J2V
ActiveJ2V has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €816k and a net result of €6k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-25
Solvency94▼-6
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 14.96 in 2024; short-term debt: 21.8% and cash: 8.7% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
0.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
23 d early
2023
77 d early
2022
18 d early
2021
7 d early
2020
20 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€816k▼ 21.4%
2024 · €1.04M
2019: €1.41M
2020: €1.60M
2021: €1.00M
2022: €981k
2023: €998k
2024: €1.04M
2019 → 2025
Total assets
€1.18M▼ 1.4%
2024 · €1.20M
2019: €1.44M
2020: €1.65M
2021: €1.02M
2022: €1.19M
2023: €1.17M
2024: €1.20M
2019 → 2025
Net result
€6k▼ 87.5%
2024 · €50k
2019: €10k
2020: €187k
2021: €-600k
2022: €21k
2023: €24k
2024: €50k
2019 → 2025
Working capital
€95k▼ 83.5%
2024 · €575k
2019: €90k
2020: €280k
2021: €576k
2022: €425k
2023: €518k
2024: €575k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.00M-€981k▼ 2.0%€998k▲ 1.8%€1.04M▲ 4.0%€816k▼ 21.4%
Operating result€-219k-€-25k▲ 88.7%€-23k▲ 8.4%€-15k▲ 35.0%€-68k▼ 361%
Net result€-600k-€21k€24k▲ 13.5%€50k▲ 104%€6k▼ 87.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €68k in 2025 against €15k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€828k▲ 42.9%
Current assets
€351k▼ 43.0%
Equity and liabilities €1.18M
Equity
€816k▼ 21.4%
Debt
€363k▲ 130%
The debt ratio rises from 13.2% to 30.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €12k
Cash flow
€79k▲
2024 · €77k
Solvency
69.2%▼
2024 · 86.8%
Current ratio
1.37▼
2024 · 14.96
Quick ratio
1.37▼
2024 · 14.96
Debt / equity
0.45▲
2024 · 0.15
ROE
0.8%▼
2024 · 4.8%
ROA
0.5%▼
2024 · 4.1%
Interest coverage
2.16▼
2024 · 4.53
Debt
€363k▲
2024 · €158k
Debt ≤ 1 year
€257k▲
2024 · €41k
Debt > 1 year
€105k▼
2024 · €115k
Income taxes
€807▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.18M▼
Fixed assets21/28€579k€828k▲
Tangible fixed assets22/27€337k€585k▲
Land and buildings22€318k€577k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€18k€6k▼
Financial fixed assets28€243k€243k=
Current assets29/58€617k€351k▼
Amounts receivable after more than one year29€139k€139k=
Trade receivables290€139k€139k=
Amounts receivable within one year40/41€10k€7▼
Trade receivables40€10k€0▼
Other amounts receivable41€0€7▲
Current investments50/53€2k€102k▲
Cash at bank and in hand54/58€456k€103k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.18M▼
Equity10/15€1.04M€816k▼
Contributions10/11€666k€666k=
Reserves13€342k€120k▼
Non-distributable reserves130/1€60k€0▼
Reserves not available under the articles1311€60k€0▼
Distributable reserves133€282k€120k▼
Profit (loss) carried forward14€30k€30k=
Amounts payable17/49€158k€363k▲
Amounts payable after more than one year17€115k€105k▼
Financial debts170/4€115k€105k▼
Amounts payable within one year42/48€41k€257k▲
Current portion of amounts payable after more than one year42€10k€10k=
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€14k€10k▼
Other amounts payable47/48€15k€233k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€73k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€16k€8k▼
Operating profit (loss)9901€-15k€-68k▼
Financial income75/76B€72k€77k▲
Recurring financial income75€72k€77k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€55k€7k▼
Income taxes67/77€5k€807▼
Profit (loss) for the period9904€50k€6k▼
Profit (loss) for the period to be appropriated9905€50k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€36k▼
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer from equity791/2€10k€228k▲
Transfer to equity691/2€50k€6k▼
To other reserves6921€50k€6k▼
Profit to be distributed694/7€10k€228k▲
Return on contributions (dividend)694€10k€228k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €1MEq €1.04M ▲4%
3 profitable years in a row build equity to €1.04M.
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-600k ▼421%
Net result drops to €-600k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 29.06
Current ratio from 7.36 to 29.06; short-term debt falls from €44k to €21k.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €187k ▲1802%
Net result €187k, the highest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 3869230 WetterenGround area
2,944 m²
Building footprint
278 m²
Volume, LiDAR
1,455 m³
Parcel 42012D0111/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J2V
since 20092.180.726.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42012D0111/00G000 | Flanders | 2,944 m² | 1 · 278 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,950 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2009
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.