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LUMA FINANCE

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsKomvest 34B, 8000 Brugge, BelgiumKBO/BCE: BE 0732.757.893
Summary

LUMA FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €199,913 and a net result of €158,902. Equity is growing by about 8.7% per year across the filed financial years. Its solvency ranks better than 20% of 9,723 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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LUMA FINANCEActive
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Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
€1.4mtotal assets 2025
Equity
€199,913
Profit
€158,902
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Holdings
1
2025 accounts 108 days early1 of 2 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
108 days early
2024
43 days early
2023
8 days late
2022
30 days late
2021
29 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Highest result from 2020 to 2025net €158,902 ▲3.3%

Key points

  • Positive: Among the best 12% on net resultsector median €32,906 · 9,725 companies €158,902 View
  • Caution: Equity fell in 2025from €353,010 to €199,913 ▼ 43.4% View
  • Positive: 6 profitable years in a rowprofit 2025: €158,902 6 years View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Profit
€158,902
Solvency
14.3%
Total assets▲ 0.5%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 18-06-2025Annual accounts filed
  2. 31-12-2024Equity above €200,000
  3. 08-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of holding companiesNACE 64210
Founded
22-08-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about LUMA FINANCE

What is the company number of LUMA FINANCE?
0732.757.893. In Belgium the VAT number is the company number with BE in front: BE 0732.757.893.
Where is LUMA FINANCE based?
The registered office is at Komvest 34B, 8000 Brugge.Company details
What does LUMA FINANCE do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of LUMA FINANCE?
Private limited company (BV).
When was LUMA FINANCE founded?
On 22-08-2019.
Is LUMA FINANCE still active?
Yes, LUMA FINANCE is an active enterprise in the KBO register.
What is the turnover of LUMA FINANCE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LUMA FINANCE profitable?
In financial year 2025, LUMA FINANCE made a profit of €158,902.
Where can I find the annual accounts of LUMA FINANCE?
LUMA FINANCE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUMA FINANCE due?
By 31-07-2027, for financial year 2026.Timeline

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