Summary
Benelo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €211,170 and a net result of €5,323. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 87% of 9865 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
27 d early
2022
34 d early
2021
26 d early
2020
39 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€211,170▼ 5.3%
2023 · €222,878
Net result
€5,323▼ 7.5%
2023 · €5,756
Total assets
€234,794▼ 0.8%
2023 · €236,725
Solvency
89.9%▼ 4.2pp
2023 · 94.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€26,200▼ 7.9%€26,263▲ 0.2%€26,177▼ 0.3%€5,723▼ 78.1%€2,673▼ 53.3%
Net result€16,147▼ 5.2%€128,637▲ 697%€17,216▼ 86.6%€5,756▼ 66.6%€5,323▼ 7.5%
Equity€129,989▲ 5.1%€242,275▲ 86.4%€224,477▼ 7.3%€222,878▼ 0.7%€211,170▼ 5.3%
Total assets€227,364▲ 9.2%€372,089▲ 63.7%€291,585▼ 21.6%€236,725▼ 18.8%€234,794▼ 0.8%
Debt€97,375▲ 15.4%€129,815▲ 33.3%€67,109▼ 48.3%€13,848▼ 79.4%€23,624▲ 70.6%
Working capital€70,739▲ 8.9%€184,952▲ 161%€164,210▼ 11.2%€162,878▼ 0.8%€149,840▼ 8.0%
Solvency57.2%▼ 2.3pp65.1%▲ 7.9pp77.0%▲ 11.9pp94.2%▲ 17.2pp89.9%▼ 4.2pp
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2022 Net result -87% on 2021. Cause not known from the registers.
- 2021 Net result +697%, Equity +86%, Total assets +64% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 53% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €234,794
Fixed assets
€61,330 ▲ 2.2%
Current assets
€173,464 ▼ 1.8%
Equity and liabilities €234,794
Equity
€211,170 ▼ 5.3%
Debt
€23,624 ▲ 70.6%
Debt's share of the balance-sheet total rises from 5.8% to 10.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
2.5%▼
2023 · 2.6%
ROA
2.3%▼
2023 · 2.4%
Debt ≤ 1 year
€23,624▲
2023 · €13,848
Income taxes
€2,574▼
2023 · €3,157
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €531 | €798 | €523 | €267 | €41 | ▼ 84.6% |
| Other operating charges640/8 | - | €459 | €460 | €499 | €513 | ▲ 2.8% |
| Gross operating margin9900 | €27,187 | €27,520 | €27,159 | €6,489 | €3,228 | ▼ 50.3% |
| Operating profit (loss)9901 | €26,200 | €26,263 | €26,177 | €5,723 | €2,673 | ▼ 53.3% |
| Financial income75/76B | - | €125,000 | - | €3,261 | €5,273 | ▲ 61.7% |
| Recurring financial income75 | - | €125,000 | - | €3,261 | €5,273 | ▲ 61.7% |
| Financial charges65/66B | - | €3,537 | €74 | €71 | €50 | ▼ 29.5% |
| Recurring financial charges65 | €2,469 | €3,537 | €74 | €71 | €50 | ▼ 29.5% |
| Profit (loss) for the period before taxes9903 | €23,731 | €147,726 | €26,102 | €8,913 | €7,897 | ▼ 11.4% |
| Income taxes67/77 | €7,584 | €19,089 | €8,887 | €3,157 | €2,574 | ▼ 18.5% |
| Profit (loss) for the period9904 | €16,147 | €128,637 | €17,216 | €5,756 | €5,323 | ▼ 7.5% |
| Profit (loss) for the period to be appropriated9905 | €16,147 | €128,637 | €17,216 | €5,756 | €5,323 | ▼ 7.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227,364 | €372,089 | €291,585 | €236,725 | €234,794 | ▼ 0.8% |
| Fixed assets21/28 | €61,588 | €60,790 | €60,267 | €60,000 | €61,330 | ▲ 2.2% |
| Tangible fixed assets22/27 | €1,588 | €790 | €267 | - | €1,330 | - |
| Furniture and vehicles24 | - | €790 | €267 | - | €1,330 | - |
| Financial fixed assets28 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Current assets29/58 | €165,776 | €311,299 | €231,318 | €176,725 | €173,464 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €192 | €217 | €180 | €127 | - | - |
| Other amounts receivable41 | - | €217 | €180 | €127 | - | - |
| Current investments50/53 | - | - | - | €161,249 | €150,000 | ▼ 7.0% |
| Cash at bank and in hand54/58 | €165,584 | €311,083 | €231,138 | €15,349 | €23,464 | ▲ 52.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227,364 | €372,089 | €291,585 | €236,725 | €234,794 | ▼ 0.8% |
| Equity10/15 | €129,989 | €242,275 | €224,477 | €222,878 | €211,170 | ▼ 5.3% |
| Contributions10/11 | - | €27,500 | €27,500 | €27,500 | €27,500 | = |
| Reserves13 | €102,489 | €214,775 | €196,977 | €195,378 | €183,670 | ▼ 6.0% |
| Non-distributable reserves130/1 | - | €2,750 | €2,750 | - | - | - |
| Reserves not available under the articles1311 | - | €2,750 | €2,750 | - | - | - |
| Distributable reserves133 | - | €212,025 | €194,227 | €195,378 | €183,670 | ▼ 6.0% |
| Amounts payable17/49 | €97,375 | €129,815 | €67,109 | €13,848 | €23,624 | ▲ 70.6% |
| Amounts payable within one year42/48 | €95,037 | €126,347 | €67,109 | €13,848 | €23,624 | ▲ 70.6% |
| Taxes, remuneration and social security45 | - | €19,089 | €27,975 | €2,373 | €1,875 | ▼ 21.0% |
| Taxes450/3 | - | €19,089 | €27,975 | €2,373 | €1,875 | ▼ 21.0% |
| Other amounts payable47/48 | - | €107,259 | €39,133 | €11,475 | €21,749 | ▲ 89.5% |
| Accrued charges and deferred income492/3 | - | €3,468 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,147 | €128,637 | €17,216 | €5,756 | €5,323 | ▼ 7.5% |
| + Depreciation and write-downs630 | €531 | €798 | €523 | €267 | €41 | ▼ 84.6% |
| Operating cash flow (approximation) | €16,678 | €129,435 | €17,738 | €6,023 | €5,364 | ▼ 10.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,371 | - |
| Change in cash | - | €145,499 | -€79,944 | -€215,789 | €8,115 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5,323 ▼7.5%
Net result drops to €5,323, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 12.76
Current ratio from 3.45 to 12.76; short-term debt falls from €67,109 to €13,848.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €128,637 ▲697%
Net result €128,637, the highest in the series.
31-12
Financial
Equity above €200,000Eq €242,275 ▲86.4%
4 profitable years in a row build equity to €242,275.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2012
Ground area
846 m²
Building footprint
226 m²
Volume, LiDAR
1,425 m³
Parcel 36302B1301/00M004, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Benelo
since 20122.206.522.643
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1301/00M004 | Flanders | 845 m² | 1 · 226 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 2
-
50%
-
50%
According to the 2024 annual accounts of Benelo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
D'Hooghe Invest
BE 0872.721.173
Roeselare · Eq €211,121
WILANT
BE 0816.701.594
Brugge · Eq €211,081
KRISTOF DE MAEYER
BE 0670.849.822
Putte · Eq €211,269
K & F Invest
BE 0738.400.325
Schilde · Eq €211,006
BRIGHT SOLUTIONS
BE 0475.936.834
Herent · Eq €211,339
Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842045122
Also
9925:BE0842045122
Registered
06-11-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.