Active BE 0893.516.092Private limited company

LUJUAR

Chemin des Voiturons 106 ·1420 Braine-l'Alleud, Belgium· 18 yrs active

Sector: NACE 82100 (82100)

Conclusion Checked

The computed 12-month bankruptcy probability of LUJUAR is 0.4% (very low). The 2024 annual accounts show equity of €107k and a net result of €18k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 19% of 3159 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€107k
Net result	€18k
Staff (FTE)	1
Better than sector	19%

Snowflake analysis 5 axes · computed by Checked

64 / 100

Strong profile, led by stability.

Health 51

Profitability 84

Solvency 8

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Multiple establishment units +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2007, 18 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

51 / 100 Fair

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview7 NBB filings

Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~10.3%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	11.8%	53.8%	better than 19% of 3159 sector peers
Net result	€18k	€18k	better than 50% of 3158 sector peers
Equity	€107k	€40k	better than 78% of 3161 sector peers
Gross operating margin	€131k	€36k	better than 89% of 3158 sector peers
Staff costs	€26k	€22k	higher than 54% of 478 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€87k

+0.6% +43% vs sector

Net profit

€18k

+50.5% +193% vs sector

Cash flow

€59k

+8.7% -4% vs sector

Total assets

€904k

+5.8% -66% vs sector

Equity

€107k

+15.9% -93% vs sector

Working capital

€-187k

-11.6% far below sector median

Employees (FTE)

1

0.0% -82% vs sector

Staff costs

€26k

+3.7% -94% vs sector

Income taxes

€6k

+34.9% +170% vs sector

Debt

€798k

+4.5% +86% vs sector

Debt ≤ 1y

€285k

+62.7% +26% vs sector

Debt > 1y

€512k

-12.8% +154% vs sector

Current ratio

0.34

+682.6% -86% vs sector

Quick ratio

0.34

+682.6% -86% vs sector

Solvency

11.8%

+9.6% -79% vs sector

Debt / equity

7.48

-9.8% far above sector median

ROE

16.8%

+29.9% far above sector median

ROA

2.0%

+42.3% far above sector median

Interest coverage

4.02

+27.8% -32% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€87k
Net profit	€18k
Cash flow	€59k
Staff costs	€26k
Income taxes	€6k
Dividends	-
Total assets	€904k
Equity	€107k
Debt	€798k
of which ≤ 1y	€285k
of which > 1y	€512k
Working capital	€-187k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	0.34
Quick ratio	0.34
Working capital ratio	-20.7%
Solvency	11.8%
Debt / equity	7.48
Long-term debt ratio	4.81
Interest coverage	4.02
Gross margin	-
Net margin	-
ROA	2.0%
ROE	16.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €806k · 89.1% Current assets €98k · 10.9%

Equity & liabilities

Equity €107k · 11.8% Debt €798k · 88.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€904k
Fixed assets	21/28	€806k
Intangible fixed assets	21	€86k
Tangible fixed assets	22/27	€714k
Financial fixed assets	28	€5k
Current assets	29/58	€98k
Amounts receivable within one year	40/41	€97k
Cash & bank	54/58	€12
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€904k
Equity	10/15	€107k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€2k
Amounts payable	17/49	€798k
Amounts payable after one year	17	€512k
Amounts payable within one year	42/48	€285k
Trade debts payable within one year	44	€126k
Income statement
Gross operating margin	9900	€131k
Operating result	9901	€46k
Financial income	75	€5
Financial charges	65	€22k
Result before taxes	9903	€24k
Income taxes	67/77	€6k
Net result for the period	9904	€18k
Result to be appropriated	9905	€18k

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Ratios computed by Checked.

Legal Structure

NACE primary	82100
Legal form	Private limited company(610)
Incorporation	16-11-2007
Status	Active
Postal code	1420

Establishment units 2 locations

T.L.J.Invest

Chemin des Voiturons 106, 1420 Braine-l'AlleudHandel in eigen onroerend goed

since 20072.268.397.656

Papedelle 91, 1160 Oudergem

Handel in eigen onroerend goed

since 20202.300.490.602

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25743G0316/00P000	Wallonia	2,234 m²	1 · 170 m²	-
21002A0165/00H008	Brussels	686 m²	1 · 227 m²	19.0 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

22-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

31-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

28-12-2023

State Gazette act Director changes

Denis Gilbeau

30-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

26-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

14-06-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

15-06-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

14-06-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

28-12-2023 2 directors appointed, 1 resigning Director changes·Denis Gilbeau

TANGHE Sébastien Achille Louis, Bestuurder
TANGHE Sébastien, Bestuurder
TANGHE Sébastien, Bestuurder

Notary: Denis Gilbeau · Manage

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Overige vormen van onderwijs85599Overige vormen van onderwijs85599

Primary activity highlighted.

Names & trade names

Legal nameFR

LUJUAR

Registered office

Chemin des Voiturons 106

1420 Braine-l'Alleud, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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