LUISA SERVICES
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of LUISA SERVICES is 3.4% (moderate). The 2025 annual accounts show negative equity (-€2,250) and a net result of -€1,647. Its solvency ranks better than 6% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 02-01-2024 Normal situation
- Activity
- Retail sale of fruit and vegetables NACE 47210and 10 others
- Establishment unit
- 2.355.209.488 1932 Zaventem, since 02-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Board and ownership
- LUBANZILADIO Fidel AndreDirector
- MANGOMBE AndreDirector
- MANGOMBE Elisabeth NzongoDirector
- MANGOMBE GloriaDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.4%
- Gross margin
- -€1,045
- ▲ 44.3%
- Loss
- €1,647
- ▼ 12.3%
- Equity
- -€2,250
- ▼ 273%
- Total assets
- €1,152
- ▼ 4.9%
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateFounded in 2024Sector: Retail trade (NACE 47)lowers riskSize: total assets €1,152Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 3% on liquidity, 6% on profitability and 2% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00492993.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 2 filings
2024 to 2025, 2 financial years
The operating result for 2025 is a loss of €1,645, smaller than the loss of €1,876 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets and working capital.
Comparable companies
These companies have the same main activity as LUISA SERVICES: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €1,320 and €2,480, founded between 2019 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| LUISA SERVICES Zaventem | 2024 | €1,152 | -€2,250 | -€1,045 | - | -€1,647 | 2025 |
| Vettese & Rompas Meise | 2023 | €1,324 | -€7,222 | -€3,246 | - | -€4,763 | 2025 |
| HLA GROUP Sint-Jans-Molenbeek | 2024 | €1,912 | -€6,129 | -€5,602 | - | -€6,129 | 2024 |
| ELIA CAN Asse | 2024 | €2,476 | -€364 | -€2,364 | - | -€2,364 | 2025 |
| NEW MONDE Ans | 2021 | €1,755 | -€1,195 | -€388 | €0 | -€835 | 2025 |
| Omer 03 Genk | 2021 | €2,160 | -€35,160 | -€6,139 | - | -€6,875 | 2024 |
| 3 X L Brussel | 2019 | €1,527 | -€20,859 | -€468 | €0 | -€3,579 | 2025 |
They were chosen from the 982 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 7,639 companies had the same profile as LUISA SERVICES has now. Two years later, 8.8% had gone bankrupt and 84.9% were still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LUISA SERVICES itself: 3.4% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for LUISA SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €1,876 | €1,045 | ▼ 44.3% |
| Other operating charges640/8 | - | €600 | - |
| Gross operating margin9900 | -€1,876 | -€1,045 | ▲ 44.3% |
| Operating profit (loss)9901 | -€1,876 | -€1,645 | ▲ 12.3% |
| Financial charges65/66B | €2 | €2 | = |
| Recurring financial charges65 | €2 | €2 | = |
| Profit (loss) for the period before taxes9903 | -€1,878 | -€1,647 | ▲ 12.3% |
| Profit (loss) for the period9904 | -€1,878 | -€1,647 | ▲ 12.3% |
| Profit (loss) for the period to be appropriated9905 | -€1,878 | -€1,647 | ▲ 12.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1,210 | €1,152 | ▼ 4.9% |
| Current assets29/58 | €1,210 | €1,152 | ▼ 4.9% |
| Amounts receivable within one year40/41 | €352 | €1,143 | ▲ 225% |
| Trade receivables40 | - | €791 | - |
| Other amounts receivable41 | €352 | €352 | = |
| Cash at bank and in hand54/58 | €858 | €9 | ▼ 99.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1,210 | €1,152 | ▼ 4.9% |
| Equity10/15 | -€603 | -€2,250 | ▼ 273% |
| Contributions10/11 | €1,275 | €1,275 | = |
| Profit (loss) carried forward14 | -€1,878 | -€3,525 | ▼ 87.7% |
| Amounts payable17/49 | €1,813 | €3,402 | ▲ 87.6% |
| Amounts payable within one year42/48 | €1,813 | €3,402 | ▲ 87.6% |
| Trade debts44 | - | €699 | - |
| Suppliers440/4 | - | €699 | - |
| Taxes, remuneration and social security45 | - | €600 | - |
| Taxes450/3 | - | €600 | - |
| Other amounts payable47/48 | €1,813 | €2,103 | ▲ 16.0% |
Board & ownership
Directors
Owners and capital
Shareholders
- MANGOMBE Andre 5 shares (5%) · €63.75
- PAIVA Luisa 75 shares (75%) · €956.25
- LUBANZILADIO Fidel Andre 5 shares (5%) · €63.75
- NZAKUNDOMBA Ernesto Andre 5 shares (5%) · €63.75
- MANGOMBE Gloria 5 shares (5%) · €63.75
- MANGOMBE Elisabeth Nzongo 5 shares (5%) · €63.75
Capital transactions
- 04-01-2024 Incorporation · €1,275 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LUBANZILADIO Fidel Andre |
|
| MANGOMBE Andre |
|
| MANGOMBE Elisabeth Nzongo |
|
| MANGOMBE Gloria |
|
| NZAKUNDOMBA Ernesto Andre |
|
| PAIVA Luisa |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders,natuurlijke personen of rechtspersonen,al dan niet aandeelhouder,benoemd met of zonder beperking van duur, mandaat…”“Bestuursbevoegdheid, geheel van bevoegdheden toegekend met mogelijkheid deel te delegeren”“Vergoeding bestuurders, algemene kosten los van eventuele representatie-,reis- en verplaatsingskosten”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam met volgnummer, aandeelhouders mogen kennis nemen betreffende hun effecten”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Elke overdracht onder levenden zowel ten bezwarende als kosteloze titel zowel vrijwillig als gedwongen (uitsluiting en uittreding) zowel in…”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Ieder aandeel geeft gelijk recht in winstverdeling en vereffeningsaldo, 100”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Algemene vergadering beslissende in vormen vereist voor statutenwijziging, ontbinding op elk moment”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Indien geen andere vereffenaar benoemd, een of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen”
Articles of association, deed of 04-01-2024 (in Dutch)
Network & group
LUISA SERVICES shares no director with another company.
Connections & network
6 current directorsThe network starts from the directors of LUISA SERVICES. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
04-01
Gazette deed
IncorporationAppointments: PAIVA Luisa, MANGOMBE Andre and 4 others · Founder · Founding capital19 points ▸
- Incorporation, “LUISA SERVICES” (deed in Dutch)
- Founder, MANGOMBE Andre
- Founder, PAIVA Luisa
- Founder, LUBANZILADIO Fidel Andre
- Founder, NZAKUNDOMBA Ernesto Andre
- Founder, MANGOMBE Gloria
- Founder, MANGOMBE Elisabeth Nzongo
- Other provision, “financieel plan en oprichtersaansprakelijkheid, gewezen op aansprakelijkheid van oprichters in geval van faillissement binnen drie jaar na verkrijging rechtsper…” (deed in Dutch)
- Founding capital, €1,275
- Bank account, 1275, “BE52 0019 6441 5809” (deed in Dutch)
- Declaration, “bevestiging deponering, deponering heeft plaatsgevonden overeenkomstig bepalingen Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Registered office clause, “1932 Zaventem(Sint-Stevens-Woluwe),Berreveldlaan 26” (deed in Dutch)
- The act holds 7 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 20257 activities
- Alle activiteiten van goederenvervoer over de weg,distributie,bezorging van post en pakketten,vracht- en verhuisdiensten,transport van gezaagd hout,vee,auto's,afval,koeltransport,internationaal zwaar transport,bulktransport waaronder tankwagens,bezorging van meubelen en huishoudelijke apparatuur,warehousing,opslag en ondersteunende transportdiensten,ondersteunende transportdiensten,aanvullende watertransportdiensten,expeditiebedrijven,koeriers,ophalen van goederen en consolideren van individuele zendingen voor verzending,expresvrachtbezorging;
- Alle inkoop- en verkoopactiviteiten in het groot of kleinhandel,consignatie,import en export,reparatie en onderhoud evenals fabricage in al zijn vormen van alle kledingstukken,nieuw en tweedehands,in textiel,leer en synthetische stoffen voor heren,dames,kinder-,schoenen-,vrijetijds-,sport-,nachtkleding,werkkleding,tafel- en huishoudlinnengoed,ondergoed,kleding en lingerie,lederwaren,sieraden en kostuumartikelen,naaiartikelen en alle aanverwante,analoge of soortgelijke producten en accessoires,alsmede alle decoratieartikelen;
- Alle activiteiten,groothandel of detailhandel,import,export,reparatie,service,ontwerpbureau,onderzoek en ontwikkeling met betrekking tot de sectoren elektronica-ICT en IT,telecommunicatie,internet,communicatie,innovatie,bio-informatica,IT-recht,reclame,marketing,e-marketing,evenementen,"Facility Management",verkoop van elektronica producten,werken gerelateerd aan elektriciteit,elektronica en loodgieterij;
- Alle activiteiten van een zogenaamde "holding-","portfolio"- of "shareholding"-vennootschap,waarbij de vennootschap onder meer kan participeren in alle meerderheids- of minderheidsparticipaties,met als doel controle en eenvoudige investering of op welke andere wijze dan ook,met name door verwerving op de beurs of niet,door inschrijving of openbaar aankoop bod,in alle financiële,industriële of commerciële ondernemingen;
- Alle inkoop- en verkoopactiviteiten in het groot of kleinhandel,import en export,gerelateerd aan voeding;
- Alle activiteiten met betrekking tot de begeleiding,advisering en leiding van vennootschappen of groepen van vennootschappen van welke rechtsvorm dan ook,voornamelijk maar niet uitsluitend op het gebied van beheer,commercieel en financieel beheer,marketing,productie en personeelsbeheer;
- Alle verrichtingen met betrekking tot het beheer van zijn privévermogen,en in het bijzonder de bouw,inrichting,inrichting,verkoop,aankoop,beheer,verhuur in al zijn vormen,met inbegrip van de erfpacht van alle gebouwen en meubels die ze vullen en de verbetering van alle vastgoedactiviteiten,evenals promotie- en vastgoedtransformatieactiviteiten in het algemeen. Ter verwezenlijking van haar doel kan de vennootschap obligaties,landcertificaten en elke andere gelijkaardige lening uitgeven.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1004.100.151
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23078C0137/00Z006 | Flanders | 248 m² | 1 · 56 m² | 10.3 m · 2 |