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Omer 03

Active
Private limited companyfounded 20215 yrs activeBinnenlaan 122, 3600 Genk, BelgiumKBO/BCE: BE 0766.945.247
Summary

The computed 12-month bankruptcy probability of Omer 03 is 5.1% (elevated). The 2024 annual accounts show negative equity (-€35,160) and a net result of -€6,875. Equity is shrinking by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€35,160
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-04-2026, 266 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
266 d late
2023
322 d late
2022
688 d late
2021
1053 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 582 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 April 2021, Omer 03 was incorporated as a Private limited company.1 Total assets went from EUR 6,052 in 2021 to EUR 2,160 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€35,160▼ 24.3%
2023 · -€28,285
Total assets
€2,160▼ 2.4%
2023 · €2,213
Net result
-€6,875▲ 48.9%
2023 · -€13,453
Working capital
-€35,160▼ 24.3%
2023 · -€28,285
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€12,003--€4,829▲ 59.8%-€13,453▼ 179%-€6,594▲ 51.0%
Net result-€12,003below the sector's middle half--€4,829below the sector's middle half▲ 59.8%-€13,453below the sector's middle half▼ 179%-€6,875below the sector's middle half▲ 48.9%
Equity-€10,003below the sector's middle half--€14,832below the sector's middle half▼ 48.3%-€28,285below the sector's middle half▼ 90.7%-€35,160below the sector's middle half▼ 24.3%
Total assets€6,052below the sector's middle half-€3,424below the sector's middle half▼ 43.4%€2,213below the sector's middle half▼ 35.4%€2,160below the sector's middle half▼ 2.4%
Debt€16,055-€18,256▲ 13.7%€30,498▲ 67.1%€37,320▲ 22.4%
Working capital-€10,003below the sector's middle half--€14,832below the sector's middle half▼ 48.3%-€28,285below the sector's middle half▼ 90.7%-€35,160below the sector's middle half▼ 24.3%
Solvency-165.3%below the sector's middle half-
Current ratio0.38below the sector's middle half-
Return on assets (ROA)-198.3%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€12,003-€12,003Net result 2021: -€12,003-€12,003Operating result 2022: -€4,829-€4,829Net result 2022: -€4,829-€4,829Operating result 2023: -€13,453-€13,453Net result 2023: -€13,453-€13,453Operating result 2024: -€6,594-€6,594Net result 2024: -€6,875-€6,8752021202220232024-€15,000-€10,000-€5,000€0Operating result 2022: -€4,829-€4,830Net result 2022: -€4,829-€4,830Operating result 2023: -€13,453-€13,500Net result 2023: -€13,453-€13,500Operating result 2024: -€6,594-€6,590Net result 2024: -€6,875-€6,880202220232024
The operating result stays negative: a loss of €6,594 in 2024 against €13,453 in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€37,320▲
2023 · €30,498
Staff costs
€455
Ratios withheld: a balance sheet total of €2,160 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 29 lines
Balance sheet Code20232024
Assets
Total assets20/58€2,213€2,160▼
Current assets29/58€2,213€2,160▼
Amounts receivable after more than one year29€2,211-
Trade receivables290€2,211-
Amounts receivable within one year40/41-€1,347
Trade receivables40-€729
Other amounts receivable41-€618
Cash at bank and in hand54/58€2€813▲
Equity and liabilities
Total equity and liabilities10/49€2,213€2,160▼
Equity10/15-€28,285-€35,160▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€30,285-€37,160▼
Amounts payable17/49€30,498€37,320▲
Amounts payable within one year42/48€30,498€37,320▲
Trade debts44€19,214€4,036▼
Suppliers440/4€19,214€4,036▼
Taxes, remuneration and social security45-€22,000
Taxes450/3-€22,000
Other amounts payable47/48€11,284€11,284=
Income statement Code20232024
Remuneration, social security and pensions62-€455
Gross operating margin9900-€13,453-€6,139▲
Operating profit (loss)9901-€13,453-€6,594▲
Financial charges65/66B-€281
Recurring financial charges65-€281
Profit (loss) for the period before taxes9903-€13,453-€6,875▲
Profit (loss) for the period9904-€13,453-€6,875▲
Profit (loss) for the period to be appropriated9905-€13,453-€6,875▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,285-€37,160▼
Profit (loss) brought forward from the previous period14P-€16,832-€30,285▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Remuneration, social security and pensions62---€455-
Gross operating margin9900-€12,003-€4,829-€13,453-€6,139▲ 54.4%
Operating profit (loss)9901-€12,003-€4,829-€13,453-€6,594▲ 51.0%
Financial charges65/66B---€281-
Recurring financial charges65---€281-
Profit (loss) for the period before taxes9903-€12,003-€4,829-€13,453-€6,875▲ 48.9%
Profit (loss) for the period9904-€12,003-€4,829-€13,453-€6,875▲ 48.9%
Profit (loss) for the period to be appropriated9905-€12,003-€4,829-€13,453-€6,875▲ 48.9%
Line2021202220232024Change
Assets
Total assets20/58€6,052€3,424€2,213€2,160▼ 2.4%
Current assets29/58€6,052€3,424€2,213€2,160▼ 2.4%
Amounts receivable after more than one year29€2,052-€2,211--
Trade receivables290€2,052-€2,211--
Amounts receivable within one year40/41-€3,416-€1,347-
Trade receivables40-€3,416-€729-
Other amounts receivable41---€618-
Cash at bank and in hand54/58€4,000€8€2€813▲ 40,550%
Equity and liabilities
Total equity and liabilities10/49€6,052€3,424€2,213€2,160▼ 2.4%
Equity10/15-€10,003-€14,832-€28,285-€35,160▼ 24.3%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€12,003-€16,832-€30,285-€37,160▼ 22.7%
Amounts payable17/49€16,055€18,256€30,498€37,320▲ 22.4%
Amounts payable within one year42/48€16,055€18,256€30,498€37,320▲ 22.4%
Trade debts44€7,006€9,523€19,214€4,036▼ 79.0%
Suppliers440/4€7,006€9,523€19,214€4,036▼ 79.0%
Taxes, remuneration and social security45---€22,000-
Taxes450/3---€22,000-
Other amounts payable47/48€9,049€8,733€11,284€11,284=
Line2021202220232024Change
Profit (loss) for the period9904-€12,003-€4,829-€13,453-€6,875▲ 48.9%
Operating cash flow (approximation)-€12,003-€4,829-€13,453-€6,875▲ 48.9%
Change in cash--€3,992-€6€811▲ 13,617%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
23-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 266 days late
2025
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 322 days late
18-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 688 days late
18-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1053 days late
2023
31-12
Financial Weakest financial yearnet -€13,453
Net result drops to -€13,453, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
350 m²
Building footprint
91 m²
Volume, LiDAR
454 m³
Parcel 71308A0818/00T268, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Omer 03
Binnenlaan 122, 3600 GenkRetail trade
since 20212.318.635.045
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71308A0818/00T268 Flanders 350 m² 1 · 91 m² 9.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Genk2.318.635.045
1 permission
Toelating · Ambulante detailhandel · since 12-05-2023

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 3,823 companies in sector 47210 we hold annual accounts for 965. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID 0208:0766945247
Also 9925:BE0766945247
Registered 12-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.